# ING Australia

> Source: https://docs.barcoder.ai/docs/wallets/ing-australia
> research date 2026-06-01 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [ING AU — official](https://www.ing.com.au/)

## Key details

- **Launch:** 1999

## Overview

**ING Australia** is **Australian commercial banking subsidiary of ING Group Dutch parent AMS: INGA NYSE: ING** + **ING Group Dutch parent ~100%+ controlling** + **Australia's largest digital-only commercial bank by customers** + **founded 1999 in Sydney Australia as ING Direct Australia then 2016 ING Bank Australia rebrand** <sup>[1][1], [Australia report](https://docs.barcoder.ai/docs/payments/AU)</sup>.

## History

**1999 — ING Direct Australia founded in Sydney Australia as ING Group Dutch parent's Australian digital-first commercial bank** distinctive Australian digital banking heritage as Australia's pioneer digital-only commercial bank.

**2016 — ING Bank Australia rebrand consolidating ING Direct Australia under ING Group Dutch parent global rebrand**.

**2014 — ING AU Mobile banking app launch**.

## Ownership & operator

**Operating entity**: **ING Bank Australia Limited** (Australian commercial banking subsidiary of ING Group Dutch parent).

**Major shareholders**: **ING Group (AMS: INGA NYSE: ING; Dutch parent) ~100%+ controlling**.

**Regulators**: **Australian Prudential Regulation Authority APRA + Reserve Bank of Australia RBA + De Nederlandsche Bank DNB via ING Group parent**.

## Technical integration

ING AU Mobile app (iOS + Android) + ing.com.au online + ING Bank Australia digital-first retail commercial banking + ING Visa + Mastercard cards; PayID (Australian instant payments addressing) + NPP (Australian instant payments) + EMVCo QRCPS QR payments + Australian Dollar AUD domestic transfers.

## Implementations & partners

**Parent group**: ING Group (ING Group; AMS: INGA NYSE: ING; Dutch commercial bank; one of Eurozone's largest commercial banks by market cap).

**Major Australian banking + payments competitors**: [CommBank (Commonwealth Bank of Australia)](https://docs.barcoder.ai/docs/wallets/commbank) (CBA; ASX: CBA; Australia's largest commercial bank by market cap + customers) + [NAB Mobile Banking (National Australia Bank)](https://docs.barcoder.ai/docs/wallets/nab) (NAB; ASX: NAB) + [Westpac Mobile App](https://docs.barcoder.ai/docs/wallets/westpac) (Westpac Banking Corporation; ASX: WBC) + [ANZ (Australia and New Zealand Banking Group)](https://docs.barcoder.ai/docs/wallets/anz-australia) (ANZ; ASX: ANZ) + [Macquarie Bank](https://docs.barcoder.ai/docs/wallets/macquarie-bank) (Macquarie Group; ASX: MQG) + [Bendigo Bank (Bendigo and Adelaide Bank)](https://docs.barcoder.ai/docs/wallets/bendigo-bank) (Bendigo and Adelaide Bank; ASX: BEN) + [Suncorp Bank](https://docs.barcoder.ai/docs/wallets/suncorp-bank) (Suncorp Bank; ASX: SUN; ANZ acquired Aug 1 2024) + [PayID](https://docs.barcoder.ai/docs/standards/payid) (PayID) + [NPP/PayTo](https://docs.barcoder.ai/docs/standards/npp) (NPP Australian instant payments).

**Regulators**: Australian Prudential Regulation Authority APRA + Reserve Bank of Australia RBA + De Nederlandsche Bank DNB via ING Group parent.

## Status

**Active, Australian commercial banking subsidiary of ING Group Dutch parent AMS:INGA NYSE:ING + ING Group Dutch parent ~100%+ controlling + Australia's largest digital-only commercial bank by customers + founded 1999 in Sydney Australia as ING Direct Australia then 2016 ING Bank Australia rebrand** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://www.ing.com.au/ "ING AU — official"
[2]: https://en.wikipedia.org/wiki/ING_Direct_Australia "ING AU — Wikipedia"
[au-cro]: https://docs.barcoder.ai/docs/payments/AU

- [1] [ING AU — official][1]
- [2] [ING AU — Wikipedia][2]
- <sup>[Australia report](https://docs.barcoder.ai/docs/payments/AU)</sup> In-corpus: `reports/countries/AU-australia.md`

## Source

Biography extracted from [ing-australia.md](https://docs.barcoder.ai/source/wallets/ing-australia). See `matrix.md` for standards-support matrix if present.