# ING Netherlands

> Source: https://docs.barcoder.ai/docs/wallets/ing-nl
> research date 2026-06-01 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [ING NL — official](https://www.ing.nl/)

## Overview

**ING Netherlands** is **Dutch commercial bank** + **ING Group ENXTAM: INGA + NYSE: ING Dutch parent fully owned** + **one of Netherlands's largest commercial banks by assets + customers** + **~9M+ Dutch ING Bank Nederland customers** <sup>[1][1], [Netherlands report](https://docs.barcoder.ai/docs/payments/NL)</sup>.

## History

**Mar 4 1991 — ING Group ING Internationale Nederlanden Groep formed via merger of Postbank + Nationale-Nederlanden + NMB Postbank Groep**.

**2010 — ING Bankieren mobile banking app launch**.

## Ownership & operator

**Operating entity**: **ING Bank Nederland** (Dutch commercial bank; ING Group Dutch parent fully owned).

**Major shareholders**: **ING Bank N.V. (ENXTAM: INGA + NYSE: ING; Dutch banking group; ~38M+ customers globally + 40+ countries) fully owned**.

**Regulators**: **DNB Netherlands + ECB**.

## Technical integration

ING Bankieren mobile app (iOS + Android; ~9M+ Dutch ING Bank Nederland customers) + ing.nl online + ING Bank Nederland branch network across Netherlands + ING Visa + Mastercard cards; SEPA + SEPA Instant + EPC-QR + iDEAL (Dutch national bank-redirect payment scheme) + Wero (post-EPI launch).

## Implementations & partners

**ING Group parent**: [ING Netherlands](https://docs.barcoder.ai/docs/wallets/ing-nl) (ING Bank Netherlands; ENXTAM: INGA + NYSE: ING; Dutch banking group; ~38M+ customers globally + 40+ countries) + [ING Belgium](https://docs.barcoder.ai/docs/wallets/ing-belgium) (ING Belgium; ING Group Belgian subsidiary; ~2.5M+ Belgian customers) + ING Italia (ING Italia; ING Group Italian online bank) + [ING Bank Śląski](https://docs.barcoder.ai/docs/wallets/ing-bank-slaski) (ING Bank Śląski; WSE: ING; Polish commercial bank; ~5M+ Polish customers) + ING Bank Romania (ING Romania; ING Group Romanian subsidiary).

**Major Dutch banking + payments competitors**: [ABN AMRO (Netherlands)](https://docs.barcoder.ai/docs/wallets/abn-amro) (ABN AMRO Bank N.V.; ENXTAM: ABN; Dutch state-owned commercial bank; one of Netherlands's largest commercial banks by assets) + [Rabobank (Netherlands)](https://docs.barcoder.ai/docs/wallets/rabobank) (Rabobank; Dutch cooperative banking group; one of Netherlands's largest commercial banks by assets) + [Triodos Bank](https://docs.barcoder.ai/docs/wallets/triodos-bank) (Triodos Bank; Dutch ethical commercial bank) + [Knab](https://docs.barcoder.ai/docs/wallets/knab) (Knab Dutch online bank) + [bunq](https://docs.barcoder.ai/docs/wallets/bunq) (bunq Dutch digital bank; ~17M+ customers across EU + Sep 2024 UK launch) + [ASN Bank](https://docs.barcoder.ai/docs/wallets/asn-bank) (ASN Bank Dutch ethical commercial bank; SNS Bank subsidiary) + [Van Lanschot Kempen](https://docs.barcoder.ai/docs/wallets/van-lanschot) (Van Lanschot Kempen; Dutch private wealth management bank) + [iDEAL](https://docs.barcoder.ai/docs/wallets/ideal) (iDEAL Dutch national bank-redirect payment scheme; ~80%+ Dutch e-commerce payment market share; EPI European Payments Initiative future Wero integration).

**Regulators**: DNB Netherlands + ECB.

## Status

**Active, Dutch commercial bank + ING Group ENXTAM:INGA + NYSE:ING Dutch parent fully owned + one of Netherlands's largest commercial banks by assets + customers + ~9M+ Dutch ING Bank Nederland customers** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://www.ing.nl/ "ING NL — official"
[2]: https://en.wikipedia.org/wiki/ING_Group "ING — Wikipedia"
[nl-cro]: https://docs.barcoder.ai/docs/payments/NL

- [1] [ING NL — official][1]
- [2] [ING — Wikipedia][2]
- <sup>[Netherlands report](https://docs.barcoder.ai/docs/payments/NL)</sup> In-corpus: `reports/countries/NL-netherlands.md`

## Source

Biography extracted from [ing-nl.md](https://docs.barcoder.ai/source/wallets/ing-nl). See `matrix.md` for standards-support matrix if present.