# Ipoteka Bank Uzbekistan

> Source: https://docs.barcoder.ai/docs/wallets/ipoteka-bank-uz
> research date 2026-06-01 · extracted at 2026-10-03
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Ipoteka — official](https://ipotekabank.uz/)

## Key details

- **Parent:** assets

## Overview

**Ipoteka Bank Uzbekistan** is **Uzbek commercial bank** + **OTP Bank Hungarian parent BIST: OTP Mar 4 2023 ~$324M acquisition of 96.8% controlling** + **one of Uzbekistan's largest commercial banks by assets** + **founded Apr 1991 in Tashkent Uzbekistan as Uzbek mortgage commercial bank** <sup>[1][1], [Uzbekistan report](https://docs.barcoder.ai/docs/payments/UZ)</sup>.

## History

**Apr 1991 — Ipoteka Bank JSCMB founded in Tashkent Uzbekistan as Uzbek mortgage commercial bank post-Uzbek independence** distinctive Uzbek banking heritage.

**Mar 4 2023 — OTP Bank Hungarian parent BIST: OTP acquires 96.8% controlling stake in Ipoteka Bank for ~$324M** distinctive Uzbek-Hungarian banking acquisition.

**2014 — Ipoteka Mobile banking app launch**.

## Ownership & operator

**Operating entity**: **Ipoteka Bank JSCMB** (Uzbek commercial bank).

**Major shareholders**: **OTP Bank Hungarian parent (BIST: OTP) ~96.8%+ controlling post-Mar 4 2023 ~$324M acquisition**.

**Regulators**: **Central Bank of Uzbekistan CBU + Magyar Nemzeti Bank MNB via OTP parent**.

## Technical integration

Ipoteka Mobile app (iOS + Android) + ipotekabank.uz online + Ipoteka Bank branch network across Uzbekistan + Ipoteka Visa + Mastercard + UZCARD + HUMO cards; UZCARD national card scheme + HUMO national card scheme + EMVCo QRCPS QR payments + Uzbek Som UZS domestic transfers.

## Implementations & partners

**Parent group**: [OTP Bank (Hungary)](https://docs.barcoder.ai/docs/wallets/otp-bank) (OTP Bank; BIST: OTP; Hungarian commercial bank; one of Central Europe's largest commercial banking groups).

**Major Uzbek banking + payments competitors**: [National Bank of Uzbekistan (NBU)](https://docs.barcoder.ai/docs/wallets/nbu-uzbekistan) (NBU National Bank of Uzbekistan) + [Asaka Bank (Uzbekistan)](https://docs.barcoder.ai/docs/wallets/asaka-bank) (Asakabank Uzbekistan) + [Hamkorbank Uzbekistan](https://docs.barcoder.ai/docs/wallets/hamkorbank) (Hamkorbank Uzbekistan) + [Kapitalbank Uzbekistan](https://docs.barcoder.ai/docs/wallets/kapitalbank-uz) (Kapitalbank Uzbekistan) + [UzCard/Humo](https://docs.barcoder.ai/docs/standards/uzcard) (UZCARD; Uzbek national interbank payment processing system + card scheme) + [HUMO Uzbekistan](https://docs.barcoder.ai/docs/wallets/humo-uz) (HUMO Uzbekistan; Uzbek national interbank payment processing system + card scheme).

**Regulators**: Central Bank of Uzbekistan CBU + Magyar Nemzeti Bank MNB via OTP parent.

## Status

**Active, Uzbek commercial bank + OTP Bank Hungarian parent BIST:OTP Mar 4 2023 ~$324M acquisition of 96.8% controlling + one of Uzbekistan's largest commercial banks by assets + founded Apr 1991 in Tashkent Uzbekistan as Uzbek mortgage commercial bank** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://ipotekabank.uz/ "Ipoteka — official"
[2]: https://en.wikipedia.org/wiki/Ipoteka_Bank "Ipoteka — Wikipedia"
[uz-cro]: https://docs.barcoder.ai/docs/payments/UZ

- [1] [Ipoteka — official][1]
- [2] [Ipoteka — Wikipedia][2]
- <sup>[Uzbekistan report](https://docs.barcoder.ai/docs/payments/UZ)</sup> In-corpus: `reports/countries/UZ-uzbekistan.md`

## Source

Biography extracted from [ipoteka-bank-uz.md](https://docs.barcoder.ai/source/wallets/ipoteka-bank-uz). See `matrix.md` for standards-support matrix if present.