# J&K Bank (Jammu and Kashmir Bank)

> Source: https://docs.barcoder.ai/docs/wallets/jammu-kashmir-bank
> research date 2026-06-01 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [J&K Bank — official](https://www.jkbank.com/)

## Key details

- **Parent:** Maharaja Hari Singh

## Overview

**J&K Bank (Jammu and Kashmir Bank)** is **Indian state-aligned commercial bank** + **NSE: J&KBANK BSE: 532209** + **Government of Jammu and Kashmir Indian Union Territory ~59%+ controlling + Indian retail + institutional investors free float** + **primary commercial bank for Jammu and Kashmir + Ladakh Indian Union Territories** + **founded Oct 1 1938 in Srinagar Jammu and Kashmir British India as Jammu and Kashmir princely state bank by Maharaja Hari Singh** <sup>[1][1], [India report](https://docs.barcoder.ai/docs/payments/IN)</sup>.

## History

**Oct 1 1938 — Jammu and Kashmir Bank J&K Bank founded in Srinagar Jammu and Kashmir British India by Maharaja Hari Singh as Jammu and Kashmir princely state bank** distinctive Indian banking heritage as Indian princely state commercial bank predating Indian independence.

**1971 — J&K Bank scheduled commercial bank under RBI Indian banking framework**.

**2014 — J&K Bank Mobile banking app launch**.

## Ownership & operator

**Operating entity**: **Jammu and Kashmir Bank J&K Bank** (Indian state-aligned commercial bank; NSE: J&KBANK; BSE: 532209).

**Major shareholders**: **Government of Jammu and Kashmir Indian Union Territory ~59%+ controlling + Indian retail + institutional investors free float**.

**Regulators**: **Reserve Bank of India RBI**.

## Technical integration

J&K Bank Mobile app (iOS + Android) + jkbank.com online + Jammu and Kashmir Bank branch network across India (primary commercial bank for Jammu and Kashmir + Ladakh Indian Union Territories) + J&K Visa + Mastercard + RuPay cards; RuPay Indian national card scheme + EMVCo QRCPS QR payments + Bharat QR (Indian national QR payment scheme) + UPI Unified Payments Interface (Indian instant payments) + Indian Rupee INR domestic transfers.

## Implementations & partners

**Major Indian banking + payments competitors**: [State Bank of India (SBI)](https://docs.barcoder.ai/docs/wallets/sbi-india) (State Bank of India SBI) + [HDFC Bank App](https://docs.barcoder.ai/docs/wallets/hdfc-bank) (HDFC Bank) + [ICICI Bank](https://docs.barcoder.ai/docs/wallets/icici-bank) (ICICI Bank) + [Axis Bank / Axis Mobile](https://docs.barcoder.ai/docs/wallets/axis-bank) (Axis Bank) + [Punjab National Bank (PNB ONE)](https://docs.barcoder.ai/docs/wallets/pnb-india) (Punjab National Bank PNB) + [Canara Bank](https://docs.barcoder.ai/docs/wallets/canara-bank) (Canara Bank) + [Bank of Baroda (BOB)](https://docs.barcoder.ai/docs/wallets/bob-india) (Bank of Baroda BOB) + [Bank of India (BoI)](https://docs.barcoder.ai/docs/wallets/boi-india) (Bank of India BoI) + [UPI QR](https://docs.barcoder.ai/docs/standards/upi-qr) (Unified Payments Interface UPI).

**Regulators**: Reserve Bank of India RBI.

## Status

**Active, Indian state-aligned commercial bank + NSE:J&KBANK BSE:532209 + Government of Jammu and Kashmir Indian Union Territory ~59%+ controlling + primary commercial bank for Jammu and Kashmir + Ladakh Indian Union Territories + founded Oct 1 1938 in Srinagar Jammu and Kashmir British India as Jammu and Kashmir princely state bank by Maharaja Hari Singh** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://www.jkbank.com/ "J&K Bank — official"
[2]: https://en.wikipedia.org/wiki/Jammu_%26_Kashmir_Bank "J&K Bank — Wikipedia"
[in-cro]: https://docs.barcoder.ai/docs/payments/IN

- [1] [J&K Bank — official][1]
- [2] [J&K Bank — Wikipedia][2]
- <sup>[India report](https://docs.barcoder.ai/docs/payments/IN)</sup> In-corpus: `reports/countries/IN-india.md`

## Source

Biography extracted from [jammu-kashmir-bank.md](https://docs.barcoder.ai/source/wallets/jammu-kashmir-bank). See `matrix.md` for standards-support matrix if present.