# JS Bank

> Source: https://docs.barcoder.ai/docs/wallets/js-bank
> research date 2026-06-01 · extracted at 2026-10-03
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [JS Bank — official](https://www.jsbl.com/)

## Overview

**JS Bank** is **PSX: JSBL** + **Pakistani commercial bank** + **Jahangir Siddiqui & Co JS Group Pakistani conglomerate parent** + **one of Pakistan's largest commercial banks** <sup>[1][1], [Pakistan report](https://docs.barcoder.ai/docs/payments/PK)</sup>.

## History

**Dec 30 2006 — JS Bank founded by Jahangir Siddiqui & Co JS Group Pakistani conglomerate** distinctive Pakistani banking heritage.

**2014 — JS Bank mobile banking app launch**.

## Ownership & operator

**Operating entity**: **JS Bank Limited** (Pakistani commercial bank; PSX: JSBL).

**Major shareholders**: **Jahangir Siddiqui & Co JS Group (Pakistani conglomerate; Jahangir Siddiqui family founding family) majority controlling + Pakistani retail + institutional + foreign investors free float**.

**Regulators**: **SBP State Bank of Pakistan**.

## Technical integration

JS Bank mobile app (iOS + Android) + jsbl.com online + JS Bank branch network across Pakistan + JS Visa + Mastercard cards; PK IBAN + Raast + Pak-QR.

## Implementations & partners

**Major Pakistani banking + payments competitors**: [Habib Bank Limited (HBL)](https://docs.barcoder.ai/docs/wallets/habib-bank-pakistan) (HBL Habib Bank; PSX: HBL; Pakistan's largest commercial bank by assets) + [UBL United Bank Limited Pakistan](https://docs.barcoder.ai/docs/wallets/ubl-pakistan) (United Bank Limited UBL; PSX: UBL) + [MCB Bank Pakistan](https://docs.barcoder.ai/docs/wallets/mcb-pakistan) (MCB Bank; PSX: MCB) + [Allied Bank Limited Pakistan](https://docs.barcoder.ai/docs/wallets/allied-bank-pakistan) (Allied Bank Limited; PSX: ABL) + [Meezan Bank](https://docs.barcoder.ai/docs/wallets/meezan-bank) (Meezan Bank; PSX: MEBL; Pakistan's largest Islamic bank by assets) + [Askari Bank](https://docs.barcoder.ai/docs/wallets/askari-bank) (Askari Bank Limited; PSX: AKBL) + [Bank Alfalah (Alfa App)](https://docs.barcoder.ai/docs/wallets/bank-alfalah) (Bank Alfalah; PSX: BAFL) + [Faysal Bank](https://docs.barcoder.ai/docs/wallets/faysal-bank) (Faysal Bank; PSX: FABL) + [Standard Chartered Pakistan](https://docs.barcoder.ai/docs/wallets/standard-chartered-pakistan) (Standard Chartered Pakistan) + [Silk Bank](https://docs.barcoder.ai/docs/wallets/silk-bank) (Silk Bank; PSX: SILK; UBL planned acquisition post-2024 announcement) + [Easypaisa](https://docs.barcoder.ai/docs/wallets/easypaisa) (Easypaisa; Telenor Pakistan + Ant Group JV mobile money + bank) + [JazzCash](https://docs.barcoder.ai/docs/wallets/jazzcash) (JazzCash; Mobilink/VEON Pakistani mobile money).

**Regulators**: SBP State Bank of Pakistan.

## Status

**Active, PSX:JSBL + Pakistani commercial bank + Jahangir Siddiqui & Co JS Group Pakistani conglomerate parent + one of Pakistan's largest commercial banks** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://www.jsbl.com/ "JS Bank — official"
[2]: https://en.wikipedia.org/wiki/JS_Bank "JS Bank — Wikipedia"
[pk-cro]: https://docs.barcoder.ai/docs/payments/PK

- [1] [JS Bank — official][1]
- [2] [JS Bank — Wikipedia][2]
- <sup>[Pakistan report](https://docs.barcoder.ai/docs/payments/PK)</sup> In-corpus: `reports/countries/PK-pakistan.md`

## Source

Biography extracted from [js-bank.md](https://docs.barcoder.ai/source/wallets/js-bank). See `matrix.md` for standards-support matrix if present.