# Jusan Bank Kazakhstan

> Source: https://docs.barcoder.ai/docs/wallets/jusan-bank
> research date 2026-06-01 · extracted at 2026-10-03
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Jusan — official](https://jusan.kz/)

## Key details

- **Parent:** assets
- **Launch:** 1992

## Overview

**Jusan Bank Kazakhstan** is **Kazakh commercial bank** + **one of Kazakhstan's mid-sized commercial banks by assets** + **founded 1992 in Almaty Kazakhstan as Tsesnabank then May 2019 First Heartland Securities + Nazarbayev Fund acquisition + Jusan Bank rebrand** <sup>[1][1], [Kazakhstan report](https://docs.barcoder.ai/docs/payments/KZ)</sup>.

## History

**1992 — Tsesnabank founded in Almaty Kazakhstan post-Kazakhstan independence** distinctive Kazakh banking heritage.

**May 2019 — Tsesnabank acquired by First Heartland Securities + Nazarbayev Fund + Jusan Bank rebrand consolidating Tsesnabank commercial banking brand** distinctive Kazakh banking restructuring.

**2014 — Jusan Mobile banking app launch**.

## Ownership & operator

**Operating entity**: **Jusan Bank JSC** (Kazakh commercial bank).

**Major shareholders**: **First Heartland Securities ~96%+ controlling + Nazarbayev Fund + Kazakh retail + institutional + foreign investors free float**.

**Regulators**: **National Bank of Kazakhstan NBK + ARDFM Agency for Regulation + Development of Financial Markets**.

## Technical integration

Jusan Mobile app (iOS + Android) + jusan.kz online + Jusan Bank branch network across Kazakhstan + Jusan Visa + Mastercard cards; EMVCo QRCPS QR payments + KazPay QR (Kazakh national QR payment scheme) + Kazakh Tenge KZT domestic transfers.

## Implementations & partners

**Major Kazakh banking + payments competitors**: [Kaspi.kz](https://docs.barcoder.ai/docs/wallets/kaspi-kz) (Kaspi.kz JSC; LON: KSPI NASDAQ: KSPI; Kazakh fintech super-app + commercial bank) + [Halyk Homebank](https://docs.barcoder.ai/docs/wallets/halyk-homebank) (Halyk Bank Kazakhstan; LON: HSBK; Kazakhstan's largest commercial bank by assets) + [ForteBank Kazakhstan](https://docs.barcoder.ai/docs/wallets/forte-bank-kz) (ForteBank Kazakhstan; Kazakh commercial bank) + [Bank CenterCredit](https://docs.barcoder.ai/docs/wallets/bank-centercredit) (Bank CenterCredit; Kazakh commercial bank).

**Regulators**: National Bank of Kazakhstan NBK + ARDFM Agency for Regulation + Development of Financial Markets.

## Status

**Active, Kazakh commercial bank + one of Kazakhstan's mid-sized commercial banks by assets + founded 1992 in Almaty Kazakhstan as Tsesnabank then May 2019 First Heartland Securities + Nazarbayev Fund acquisition + Jusan Bank rebrand** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://jusan.kz/ "Jusan — official"
[2]: https://en.wikipedia.org/wiki/Jusan_Bank "Jusan — Wikipedia"
[kz-cro]: https://docs.barcoder.ai/docs/payments/KZ

- [1] [Jusan — official][1]
- [2] [Jusan — Wikipedia][2]
- <sup>[Kazakhstan report](https://docs.barcoder.ai/docs/payments/KZ)</sup> In-corpus: `reports/countries/KZ-kazakhstan.md`

## Source

Biography extracted from [jusan-bank.md](https://docs.barcoder.ai/source/wallets/jusan-bank). See `matrix.md` for standards-support matrix if present.