# Karnataka Bank

> Source: https://docs.barcoder.ai/docs/wallets/karnataka-bank
> research date 2026-06-01 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Karnataka Bank — official](https://karnatakabank.com/)

## Overview

**Karnataka Bank** is **Indian private commercial bank** + **NSE: KTKBANK BSE: 532652** + **Indian retail + institutional + foreign investors free float** + **one of India's mid-sized private commercial banks** + **founded Feb 18 1924 in Mangalore Karnataka India as Karnataka Bank Limited by K. S. N. Adiga as Karnataka-based Indian private commercial bank** <sup>[1][1], [India report](https://docs.barcoder.ai/docs/payments/IN)</sup>.

## History

**Feb 18 1924 — Karnataka Bank Limited founded in Mangalore Karnataka India by K. S. N. Adiga as Karnataka-based Indian private commercial bank** distinctive Indian banking heritage as one of India's oldest South Indian private commercial banks.

**2014 — Karnataka Bank Mobile banking app launch**.

## Ownership & operator

**Operating entity**: **Karnataka Bank Limited** (Indian private commercial bank; NSE: KTKBANK; BSE: 532652).

**Major shareholders**: **Indian retail + institutional + foreign investors free float**.

**Regulators**: **Reserve Bank of India RBI**.

## Technical integration

Karnataka Bank Mobile app (iOS + Android) + karnatakabank.com online + Karnataka Bank branch network across India + Karnataka Visa + Mastercard + RuPay cards; RuPay Indian national card scheme + EMVCo QRCPS QR payments + Bharat QR (Indian national QR payment scheme) + UPI Unified Payments Interface (Indian instant payments) + Indian Rupee INR domestic transfers.

## Implementations & partners

**Major Indian banking + payments competitors**: [State Bank of India (SBI)](https://docs.barcoder.ai/docs/wallets/sbi-india) (State Bank of India SBI) + [HDFC Bank App](https://docs.barcoder.ai/docs/wallets/hdfc-bank) (HDFC Bank) + [ICICI Bank](https://docs.barcoder.ai/docs/wallets/icici-bank) (ICICI Bank) + [Axis Bank / Axis Mobile](https://docs.barcoder.ai/docs/wallets/axis-bank) (Axis Bank) + [Federal Bank](https://docs.barcoder.ai/docs/wallets/federal-bank) (Federal Bank) + [South Indian Bank (SIB)](https://docs.barcoder.ai/docs/wallets/south-indian-bank) (South Indian Bank SIB) + [DCB Bank](https://docs.barcoder.ai/docs/wallets/dcb-bank) (DCB Bank) + [UPI QR](https://docs.barcoder.ai/docs/standards/upi-qr) (Unified Payments Interface UPI).

**Regulators**: Reserve Bank of India RBI.

## Status

**Active, Indian private commercial bank + NSE:KTKBANK BSE:532652 + Indian retail + institutional + foreign investors free float + one of India's mid-sized private commercial banks + founded Feb 18 1924 in Mangalore Karnataka India as Karnataka Bank Limited by K. S. N. Adiga as Karnataka-based Indian private commercial bank** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://karnatakabank.com/ "Karnataka Bank — official"
[2]: https://en.wikipedia.org/wiki/Karnataka_Bank "Karnataka Bank — Wikipedia"
[in-cro]: https://docs.barcoder.ai/docs/payments/IN

- [1] [Karnataka Bank — official][1]
- [2] [Karnataka Bank — Wikipedia][2]
- <sup>[India report](https://docs.barcoder.ai/docs/payments/IN)</sup> In-corpus: `reports/countries/IN-india.md`

## Source

Biography extracted from [karnataka-bank.md](https://docs.barcoder.ai/source/wallets/karnataka-bank). See `matrix.md` for standards-support matrix if present.