# KCB Kenya Commercial Bank

> Source: https://docs.barcoder.ai/docs/wallets/kcb-mobile
> research date 2026-06-01 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [KCB — official](https://kcbgroup.com/)

## Overview

**KCB Kenya Commercial Bank** is **NSE: KCB + USE: KCB + DSE: KCB** + **Kenyan commercial bank** + **Government of Kenya via National Treasury ~17.3% controlling minority + Kenya National Social Security Fund NSSF ~5%+** + **Kenya's #2 commercial bank by customers** + **~30M+ KCB Bank customers across Kenya + Uganda + Tanzania + South Sudan + Burundi + DRC + Rwanda + Mauritius + Ethiopia** <sup>[1][1], [Kenya report](https://docs.barcoder.ai/docs/payments/KE)</sup>.

## History

**1896 — National Bank of India Mombasa branch opens** distinctive Kenyan banking heritage.

**1958 — National Bank of India Kenya renamed Kenya Commercial Bank**.

**1970 — Kenya Commercial Bank nationalised by Kenyan government**.

**1988 — KCB partial privatisation + NSE IPO**.

**2003 — KCB Group reorganisation as Kenyan East African banking group**.

**2010 — KCB Mobile mobile banking app launch + KCB M-Pesa partnership with Safaricom**.

**2024 — KCB Group acquires Trust Merchant Bank DRC consolidating DRC banking operations**.

## Ownership & operator

**Operating entity**: **KCB Group KCB Bank Kenya** (Kenyan commercial bank; NSE: KCB + USE: KCB + DSE: KCB).

**Major shareholders**: **Government of Kenya via National Treasury ~17.3% controlling minority + Kenya National Social Security Fund NSSF ~5%+ + Kenyan retail + institutional + foreign investors free float**.

**Regulators**: **CBK Central Bank of Kenya + national regulators across 9+ countries**.

## Technical integration

KCB Mobile app (iOS + Android; ~30M+ KCB Bank customers across 9 countries) + kcbgroup.com online + KCB Bank branch network across Kenya + Uganda + Tanzania + South Sudan + Burundi + DRC + Rwanda + Mauritius + Ethiopia + KCB Visa + Mastercard cards + KCB M-Pesa mobile money via Safaricom partnership; KE IBAN + PesaLink + IPN Kenya + M-PESA integration.

## Implementations & partners

**Major Kenyan + East African banking + payments competitors**: [Equity Bank (Kenya) + Equity Mobile](https://docs.barcoder.ai/docs/wallets/equity-bank) (Equity Bank; NSE: EQTY + USE: EBL + RSE: EQTY; Kenya's largest commercial bank by customers; ~21M+ Equity Bank customers across 7 countries) + [Co-operative Bank of Kenya / MCo-opCash](https://docs.barcoder.ai/docs/wallets/coop-bank-kenya) (Co-operative Bank of Kenya; NSE: COOP; Kenya's #3 commercial bank by customers) + [Absa Bank Kenya](https://docs.barcoder.ai/docs/wallets/absa-kenya) (Absa Bank Kenya; NSE: ABSA; Absa Group South African parent) + Standard Chartered Kenya (Standard Chartered Kenya; NSE: SCBK; Standard Chartered UK parent subsidiary) + [Stanbic Bank Kenya](https://docs.barcoder.ai/docs/wallets/stanbic-kenya) (Stanbic Bank Kenya; NSE: SBIC; Standard Bank Group South African parent subsidiary) + [M-Pesa](https://docs.barcoder.ai/docs/wallets/m-pesa) (M-PESA; Safaricom + Vodacom + Vodafone African mobile money; Kenya's largest mobile money platform; ~60M+ users across Kenya + Tanzania + Mozambique + DRC + Lesotho + Ghana + Egypt + Ethiopia) + PesaLink (PesaLink Kenyan national interbank P2P payment scheme).

**Regulators**: CBK Central Bank of Kenya + national regulators across 9+ countries.

## Status

**Active, NSE:KCB + USE:KCB + DSE:KCB + Kenyan commercial bank + Government of Kenya via National Treasury ~17.3% controlling minority + Kenya National Social Security Fund NSSF ~5%+ + Kenya's #2 commercial bank by customers + ~30M+ KCB Bank customers across Kenya + Uganda + Tanzania + South Sudan + Burundi + DRC + Rwanda + Mauritius + Ethiopia** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://kcbgroup.com/ "KCB — official"
[2]: https://en.wikipedia.org/wiki/KCB_Group "KCB Group — Wikipedia"
[ke-cro]: https://docs.barcoder.ai/docs/payments/KE

- [1] [KCB — official][1]
- [2] [KCB Group — Wikipedia][2]
- <sup>[Kenya report](https://docs.barcoder.ai/docs/payments/KE)</sup> In-corpus: `reports/countries/KE-kenya.md`

## Source

Biography extracted from [kcb-mobile.md](https://docs.barcoder.ai/source/wallets/kcb-mobile). See `matrix.md` for standards-support matrix if present.