# Keytrade Bank

> Source: https://docs.barcoder.ai/docs/wallets/keytrade
> research date 2026-06-01 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Keytrade — official](https://www.keytradebank.be/)

## Key details

- **Parent:** customers

## Overview

**Keytrade Bank** is **Belgian online bank + brokerage** + **Crédit Mutuel Arkéa French cooperative banking group parent fully owned** + **Belgium's largest online bank + brokerage by customers** + **~350K+ Belgian + Luxembourg Keytrade Bank customers** <sup>[1][1], [Belgium report](https://docs.barcoder.ai/docs/payments/BE)</sup>.

## History

**1998 — VMS-Keytrade founded as Belgian online brokerage**.

**2002 — VMS-Keytrade renamed Keytrade Bank**.

**Apr 2005 — Crédit Mutuel Arkéa French cooperative banking group acquires Keytrade Bank**.

**2010 — Keytrade Bank mobile banking app launch**.

## Ownership & operator

**Operating entity**: **Keytrade Bank** (Belgian online bank + brokerage; Crédit Mutuel Arkéa parent fully owned).

**Major shareholders**: **Crédit Mutuel Arkéa (French cooperative banking group; Crédit Mutuel federation member; Fortuneo French online bank + brokerage parent) fully owned**.

**Regulators**: **NBB Belgium + ECB + CSSF Luxembourg**.

## Technical integration

Keytrade Bank mobile app (iOS + Android; ~350K+ Belgian + Luxembourg Keytrade Bank customers) + keytradebank.be online + Keytrade Bank Visa + Mastercard cards; SEPA + SEPA Instant + EPC-QR + Bancontact (Belgian national card scheme + mobile P2P payment scheme) + Wero (post-EPI launch).

## Implementations & partners

**Crédit Mutuel Arkéa parent**: [Fortuneo](https://docs.barcoder.ai/docs/wallets/fortuneo) (Fortuneo French online bank + brokerage; Crédit Mutuel Arkéa subsidiary; ~1.1M+ customers).

**Major Belgian banking + payments competitors**: [BNP Paribas Fortis](https://docs.barcoder.ai/docs/wallets/bnp-paribas-fortis) (BNP Paribas Fortis; Belgian commercial bank; Belgium's largest commercial bank by assets + branches) + [KBC / KBC Mobile / Kate AI](https://docs.barcoder.ai/docs/wallets/kbc) (KBC Mobile; KBC Group; Belgium's #2 commercial bank by assets) + [Belfius Bank](https://docs.barcoder.ai/docs/wallets/belfius) (Belfius Bank; Belgian state-owned commercial bank; Belgium's #3 commercial bank by assets) + [Argenta Bank](https://docs.barcoder.ai/docs/wallets/argenta) (Argenta Bank; Belgian commercial bank) + [ING Belgium](https://docs.barcoder.ai/docs/wallets/ing-belgium) (ING Belgium; ING Group Dutch parent Belgian subsidiary) + [Aion Bank](https://docs.barcoder.ai/docs/wallets/aion-bank) (Aion Bank Belgian digital bank; UniCredit acquired Mar 2025) + [Bancontact QR](https://docs.barcoder.ai/docs/standards/bancontact-qr) (Bancontact Payconiq Belgian national card scheme + mobile P2P + retail payment scheme).

**Regulators**: NBB Belgium + ECB + CSSF Luxembourg.

## Status

**Active, Belgian online bank + brokerage + Crédit Mutuel Arkéa French cooperative banking group parent fully owned + Belgium's largest online bank + brokerage by customers + ~350K+ Belgian + Luxembourg Keytrade Bank customers** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://www.keytradebank.be/ "Keytrade — official"
[2]: https://en.wikipedia.org/wiki/Keytrade_Bank "Keytrade — Wikipedia"
[be-cro]: https://docs.barcoder.ai/docs/payments/BE

- [1] [Keytrade — official][1]
- [2] [Keytrade — Wikipedia][2]
- <sup>[Belgium report](https://docs.barcoder.ai/docs/payments/BE)</sup> In-corpus: `reports/countries/BE-belgium.md`

## Source

Biography extracted from [keytrade.md](https://docs.barcoder.ai/source/wallets/keytrade). See `matrix.md` for standards-support matrix if present.