# KICB Kyrgyz Investment and Credit Bank

> Source: https://docs.barcoder.ai/docs/wallets/kicb-kg
> research date 2026-06-01 · extracted at 2026-10-03
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [KICB — official](https://kicb.net/)

## Overview

**KICB Kyrgyzstan** is **Kyrgyz commercial bank** + **Aga Khan Fund for Economic Development AKFED + International Finance Corporation IFC + DEG German development bank + Habib Bank Pakistan + European Bank for Reconstruction and Development EBRD + Kyrgyz government Ministry of Finance + Asian Development Bank ADB consortium** + **one of Kyrgyzstan's largest commercial banks by assets** + **founded May 28 2001 in Bishkek Kyrgyzstan** <sup>[1][1], [Kyrgyzstan report](https://docs.barcoder.ai/docs/payments/KG)</sup>.

## History

**May 28 2001 — Kyrgyz Investment and Credit Bank KICB founded in Bishkek Kyrgyzstan by Aga Khan Fund for Economic Development AKFED + International Finance Corporation IFC + Kyrgyz government + DEG German development bank + Habib Bank Pakistan + EBRD + ADB consortium as Kyrgyzstan's flagship development-focused commercial bank** distinctive Kyrgyz development banking heritage.

**2014 — KICB Mobile banking app launch**.

## Ownership & operator

**Operating entity**: **Kyrgyz Investment and Credit Bank KICB** (Kyrgyz commercial bank).

**Major shareholders**: **Aga Khan Fund for Economic Development AKFED ~37%+ + IFC ~14%+ + DEG German development bank ~14%+ + Habib Bank Pakistan ~14%+ + EBRD ~10%+ + Kyrgyz government Ministry of Finance ~7%+ + ADB ~4%+**.

**Regulators**: **National Bank of the Kyrgyz Republic NBKR**.

## Technical integration

KICB Mobile app (iOS + Android) + kicb.net online + KICB branch network across Kyrgyzstan + KICB Visa + Mastercard + Elcart cards (Kyrgyz national card scheme); Elcart national card scheme + EMVCo QRCPS QR payments + Kyrgyz Som KGS domestic transfers.

## Implementations & partners

**Major Kyrgyz banking + payments competitors**: [MBank Kyrgyzstan](https://docs.barcoder.ai/docs/wallets/mbank-kg) (MBank Kyrgyzstan; Kyrgyz commercial bank + fintech mobile wallet; ~2M+ MBank users) + [Optima Bank Kyrgyzstan](https://docs.barcoder.ai/docs/wallets/optima-bank-kg) (Optima Bank Kyrgyzstan; Halyk Bank Kazakhstan LON: HSBK parent via Kazkommertsbank) + [Demir Kyrgyz International Bank](https://docs.barcoder.ai/docs/wallets/demir-bank-kg) (Demir Bank Kyrgyzstan; Demir Kyrgyz International Bank brand) + [Bakai Bank Kyrgyzstan](https://docs.barcoder.ai/docs/wallets/bakai-bank) (Bakai Bank; Kyrgyz commercial bank) + [Halyk Bank Kyrgyzstan](https://docs.barcoder.ai/docs/wallets/halyk-bank-kg) (Halyk Bank Kyrgyzstan).

**Regulators**: National Bank of the Kyrgyz Republic NBKR.

## Status

**Active, Kyrgyz commercial bank + Aga Khan Fund for Economic Development AKFED + International Finance Corporation IFC + DEG German development bank + Habib Bank Pakistan + European Bank for Reconstruction and Development EBRD + Kyrgyz government Ministry of Finance + Asian Development Bank ADB consortium + one of Kyrgyzstan's largest commercial banks by assets + founded May 28 2001 in Bishkek Kyrgyzstan** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://kicb.net/ "KICB — official"
[2]: https://en.wikipedia.org/wiki/Kyrgyz_Investment_and_Credit_Bank "KICB — Wikipedia"
[kg-cro]: https://docs.barcoder.ai/docs/payments/KG

- [1] [KICB — official][1]
- [2] [KICB — Wikipedia][2]
- <sup>[Kyrgyzstan report](https://docs.barcoder.ai/docs/payments/KG)</sup> In-corpus: `reports/countries/KG-kyrgyzstan.md`

## Source

Biography extracted from [kicb-kg.md](https://docs.barcoder.ai/source/wallets/kicb-kg). See `matrix.md` for standards-support matrix if present.