# La Banque Postale

> Source: https://docs.barcoder.ai/docs/wallets/la-banque-postale
> research date 2026-05-30 · extracted at 2026-10-03
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [La Banque Postale — official](https://www.labanquepostale.fr/)

## Overview

**La Banque Postale** is **French state-controlled bank via La Poste** + **11M individual clients Feb 2025** <sup>[1][1], [2][2], [France report](https://docs.barcoder.ai/docs/payments/FR)</sup>. **Mar 24 2025**: La Banque Postale launches new redesigned mobile application + eco-designed approach + simplified essential features (account consultation + transfers + card management) + 2025 fingerprint + facial recognition biometric authentication for sensitive operations.

**Distinctive La Banque Postale positioning**:
- **French state-controlled bank via La Poste** (Post Office Bank; French postal service parent)
- **11M individual clients Feb 2025**
- **Mar 24 2025 La Banque Postale new redesigned mobile application launch + eco-designed approach** + simplified essential features (account consultation + transfers + card management) + 2025 fingerprint + facial recognition biometric authentication for sensitive operations
- **Dec 20 2005 La Banque Postale founding** as carve-out from La Poste French postal financial services (Services Financiers de La Poste; Caisse Nationale d'Épargne; CCP Compte chèque postal heritage)
- **Mar 4 2020 La Banque Postale + CNP Assurances integration** (La Banque Postale becomes CNP Assurances majority shareholder via 62% Caisse des Dépôts CNP transfer)
- **2022 La Banque Postale + Aviva France acquisition** (La Banque Postale becomes major French insurance + banking player)

## History

**Dec 20 2005 — La Banque Postale founding** as carve-out from La Poste French postal financial services (Services Financiers de La Poste; Caisse Nationale d'Épargne; CCP Compte chèque postal heritage).

**2010 — La Banque Postale mobile banking app launches**.

**Mar 4 2020 — La Banque Postale + CNP Assurances integration** (La Banque Postale becomes CNP Assurances majority shareholder via 62% Caisse des Dépôts CNP transfer).

**2022 — La Banque Postale + Aviva France acquisition** (La Banque Postale becomes major French insurance + banking player).

**Mar 24 2025 — La Banque Postale launches new redesigned mobile application** + eco-designed approach + simplified essential features (account consultation + transfers + card management) + 2025 fingerprint + facial recognition biometric authentication for sensitive operations <sup>[1][1], [2][2], [3][3]</sup>.

**Feb 2025 — La Banque Postale 11M individual clients** <sup>[1][1]</sup>.

## Ownership & operator

**Operating entity**: **La Banque Postale**.

**Parent**: **La Poste Groupe** (French postal service; French state-controlled).

**Major shareholders**: **La Poste Groupe (66% controlling; French state-controlled via Caisse des Dépôts + French state) + Caisse des Dépôts et Consignations (CDC; French state) + French state**.

**Regulators**: **ACPR + ECB**.

## Technical integration

La Banque Postale mobile banking app (iOS + Android; **Mar 24 2025 new redesigned mobile application launch + eco-designed approach** + simplified essential features + 2025 fingerprint + facial recognition biometric authentication for sensitive operations) + labanquepostale.fr online + La Banque Postale cards (Visa + Mastercard) + La Banque Postale French branch network + **La Poste post office branch network** distinctive French postal banking distribution; SEPA Instant + Wero pan-European P2P payment service (La Banque Postale co-launcher).

## Users & growth

**Feb 2025**: La Banque Postale 11M individual clients; **Mar 24 2025 new redesigned mobile application launch**.

## Use cases

French retail + private + corporate + SME + investment + insurance + postal banking via La Banque Postale mobile + labanquepostale.fr online + cards + branches + La Poste post office branch network; SEPA Instant + Wero pan-European P2P payment service.

## Implementations & partners

**Operator**: La Banque Postale; **La Poste Groupe parent (66% controlling; French state-controlled via Caisse des Dépôts + French state)**.

**La Banque Postale subsidiaries**: **CNP Assurances (post-Mar 4 2020 La Banque Postale majority shareholder; French insurance flagship)** + **La Banque Postale Asset Management** + **Ma French Bank (La Banque Postale digital subsidiary; closed Aug 31 2024)** + **BPE (Banque Privée Européenne; La Banque Postale private banking subsidiary)** + **Aviva France (post-2022 La Banque Postale acquisition; integrated)**.

**Major French banking competitors**: [BNP Paribas Mes Comptes](https://docs.barcoder.ai/docs/wallets/bnp-paribas) (France #1 by assets) + [Crédit Agricole Ma Banque](https://docs.barcoder.ai/docs/wallets/credit-agricole) (France #2 by assets; French cooperative banking federation) + [L'Appli SG (Société Générale)](https://docs.barcoder.ai/docs/wallets/societe-generale) (France #4 by assets) + BPCE (Groupe BPCE; French cooperative banking federation; Banque Populaire + Caisse d'Épargne) + [Crédit Mutuel](https://docs.barcoder.ai/docs/wallets/credit-mutuel) (France's 5th largest banking operator; French cooperative banking federation) + Boursorama Banque (SocGen French challenger digital bank).

**Regulators**: ACPR + ECB.

## Fun facts

- **French state-controlled bank via La Poste** (Post Office Bank; French postal service parent).
- **11M individual clients Feb 2025**.
- **Mar 24 2025 La Banque Postale new redesigned mobile application launch + eco-designed approach** + simplified essential features (account consultation + transfers + card management) + 2025 fingerprint + facial recognition biometric authentication for sensitive operations.
- **Dec 20 2005 La Banque Postale founding** as carve-out from La Poste French postal financial services.
- **Mar 4 2020 La Banque Postale + CNP Assurances integration** (La Banque Postale becomes CNP Assurances majority shareholder via 62% Caisse des Dépôts CNP transfer).
- **2022 La Banque Postale + Aviva France acquisition** (La Banque Postale becomes major French insurance + banking player).

## Comparison

| Feature | La Banque Postale | [BNP Paribas Mes Comptes](https://docs.barcoder.ai/docs/wallets/bnp-paribas) (France #1 by assets rival) | [Crédit Agricole Ma Banque](https://docs.barcoder.ai/docs/wallets/credit-agricole) (France #2 by assets rival; French cooperative banking federation) | [L'Appli SG (Société Générale)](https://docs.barcoder.ai/docs/wallets/societe-generale) (France #4 by assets rival) | [Crédit Mutuel](https://docs.barcoder.ai/docs/wallets/credit-mutuel) (France's 5th largest banking operator; French cooperative banking federation rival) |
|---|---|---|---|---|---|
| Operator | **La Banque Postale (La Poste Groupe parent 66% controlling; French state-controlled)** | BNP Paribas S.A. (EPA: BNP) | Crédit Agricole S.A. (EPA: ACA) | Société Générale S.A. (EPA: GLE) | Confédération Nationale du Crédit Mutuel (CNCM) |
| Type | **French state-controlled bank via La Poste + 11M individual clients Feb 2025 + Mar 24 2025 new redesigned mobile application launch + eco-designed approach + 2025 biometric authentication + CNP Assurances majority shareholder + Aviva France acquisition** | France #1 by assets + 73 countries | France #2 by assets + French cooperative banking federation (39 regional caisses) | France #4 by assets + Boursorama Banque French challenger digital bank | France's 5th largest banking operator + French cooperative banking federation + 5-brand MVNO subsidiary + Crédit Mutuel Pay + Wero European P2P co-launcher |
| Country | FR | FR + 73 countries | FR + multiple countries | FR + multiple countries | FR |
| Distinctive | **Dec 20 2005 La Banque Postale founding (carve-out from La Poste French postal financial services); Mar 4 2020 CNP Assurances integration; 2022 Aviva France acquisition; Mar 24 2025 new eco-designed redesigned mobile application launch + biometric authentication; Aug 31 2024 Ma French Bank closure** | 1822 BNP Paribas heritage | 1894 Crédit Agricole founding | 1864 Société Générale founding | 1882 Crédit Mutuel founding in Alsace |

## Status

**Active, French state-controlled bank via La Poste + 11M individual clients Feb 2025** <sup>[1][1], [2][2], [3][3]</sup>:
- **La Banque Postale (La Poste Groupe parent 66% controlling; French state-controlled)** since Dec 20 2005 La Banque Postale founding (carve-out from La Poste French postal financial services).
- **Mar 24 2025 new redesigned mobile application launch + eco-designed approach + 2025 biometric authentication for sensitive operations**.
- **CNP Assurances majority shareholder (post-Mar 4 2020) + Aviva France acquisition (2022) + Ma French Bank closure (Aug 31 2024)**.
- **ACPR + ECB regulated**.

## Sources

[1]: https://www.labanquepostale.com/content/dam/lbp/documents/communiques-de-presse/2025/CP-LBP-Nouvelle-Application-2025.pdf "Communiqué de Presse Paris, le 24 mars 2025 — La Banque Postale"
[2]: https://www.labanquepostale.fr/particulier/comptes-et-cartes/espaces-clients/application-mobile.html "Application Mobile — Service Bancaire Mobile — La Banque Postale"
[3]: https://www.moneyvox.fr/banque/actualites/102166/la-banque-postale-2-grosses-nouveautes-pour-les-clients "La Banque Postale: 2 grosses nouveautés pour les clients — MoneyVox"
[fr-cro]: https://docs.barcoder.ai/docs/payments/FR

- [1] [Communiqué de Presse Paris, le 24 mars 2025 — La Banque Postale][1]
- [2] [Application Mobile — Service Bancaire Mobile — La Banque Postale][2]
- [3] [La Banque Postale: 2 grosses nouveautés pour les clients — MoneyVox][3]
- <sup>[France report](https://docs.barcoder.ai/docs/payments/FR)</sup> In-corpus: `reports/countries/FR-france.md`

## Source

Biography extracted from [la-banque-postale.md](https://docs.barcoder.ai/source/wallets/la-banque-postale). See `matrix.md` for standards-support matrix if present.