# Metrobank (Philippines)

> Source: https://docs.barcoder.ai/docs/wallets/metrobank-philippines
> research date 2026-05-30 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Metrobank Philippines — official](https://www.metrobank.com.ph/)

## Overview

**Metrobank Philippines (MBT; Metropolitan Bank & Trust Company)** is **Philippines #2 private bank by assets + Ty family controlling** + **8-country Philippine + Asian + European + US footprint** <sup>[1][1], [2][2], [Philippines report](https://docs.barcoder.ai/docs/payments/PH)</sup>. **2025 baseline**: Metrobank App 1M+ users (Philippine universal bank flagship app) + Metrobank pan-Asian + European + US 8-country footprint (Philippines + Hong Kong + Korea + Japan + UK + US + Spain + Taiwan); Metrobank Card Corporation (MCC) Philippine credit card subsidiary distinctive; ORIX METRO Leasing Philippine leasing joint venture; First Metro Investment Corporation Philippine investment banking subsidiary.

**Distinctive Metrobank positioning** <sup>[1][1], [2][2], [3][3]</sup>:
- **Philippines #2 private bank by assets** (after [BDO Unibank (Philippines)](https://docs.barcoder.ai/docs/wallets/bdo-unibank)) + **Ty family controlling** (George S.K. Ty Philippine banking founding family)
- **8-country Philippine + Asian + European + US footprint** (Philippines + Hong Kong + Korea + Japan + UK + US + Spain + Taiwan)
- **Metrobank App 1M+ users** (Philippine universal bank flagship app)
- **Metrobank Card Corporation (MCC)** — distinctive Philippine credit card subsidiary
- **ORIX METRO Leasing** — distinctive Philippine leasing joint venture
- **First Metro Investment Corporation** — distinctive Philippine investment banking subsidiary
- **1962 Metropolitan Bank + Trust Company founding by George S.K. Ty** + **2010 Philippine Savings Bank acquisition** — distinctive Philippine banking heritage

## History

**Sep 5 1962 — Metropolitan Bank + Trust Company founded by George S.K. Ty** in Philippines — distinctive Philippine banking heritage.

**1972 — Metrobank IPO on PSE (Philippine Stock Exchange)**.

**2010 — Metrobank acquires Philippine Savings Bank (PSBank)** — distinctive Philippine banking consolidation.

**2020 — Metrobank App mobile banking app launches** as Metrobank flagship Philippine mobile banking app.

**2025**: Metrobank App 1M+ users + 8-country Philippine + Asian + European + US footprint <sup>[1][1], [2][2]</sup>.

## Ownership & operator

**Operating entity**: **Metropolitan Bank & Trust Company** (PSE: MBT).

**Major shareholders**: **Ty family (George S.K. Ty Philippine banking founding family; ~22% controlling via various Ty family-controlled holding companies) + Philippine institutional + Philippine retail public float + foreign institutional**.

**Regulator**: **BSP (Bangko Sentral ng Pilipinas)**.

## Technical integration

Metrobank App mobile banking app (iOS + Android; 1M+ users) + metrobank.com.ph online + Metrobank cards (Visa + Mastercard + American Express) + Metrobank Philippine + 7-country international branch network; InstaPay + PESONet + QR PH + Philippine ACH; **Metrobank Card Corporation (MCC)** Philippine credit card subsidiary distinctive + **ORIX METRO Leasing** Philippine leasing joint venture + **First Metro Investment Corporation** Philippine investment banking subsidiary + **Philippine Savings Bank (PSBank)** Metrobank thrift bank subsidiary.

## Users & growth

**2025**: Metrobank App 1M+ users; Metrobank pan-Asian + European + US 8-country footprint (Philippines + Hong Kong + Korea + Japan + UK + US + Spain + Taiwan).

## Use cases

Philippine + Asian + European + US retail + private + corporate + SME + investment + insurance + leasing + credit card banking via Metrobank App + metrobank.com.ph online + cards + branches; InstaPay + PESONet + QR PH + Philippine ACH; **Metrobank Card Corporation (MCC)** Philippine credit card subsidiary + **ORIX METRO Leasing** Philippine leasing joint venture + **First Metro Investment Corporation** Philippine investment banking subsidiary + **Philippine Savings Bank (PSBank)** Metrobank thrift bank subsidiary.

## Implementations & partners

**Operator**: Metropolitan Bank & Trust Company (PSE: MBT); Ty family ~22% controlling via various Ty family-controlled holding companies + Philippine institutional + Philippine retail public float + foreign institutional.

**Subsidiaries**: **Metrobank Card Corporation (MCC)** Philippine credit card subsidiary + **ORIX METRO Leasing** Philippine leasing joint venture (Metrobank + ORIX Japan) + **First Metro Investment Corporation** Philippine investment banking subsidiary + **Philippine Savings Bank (PSBank)** Metrobank thrift bank subsidiary + **Metrobank Foundation** + **AXA Philippines** (Metrobank + AXA joint venture; Philippine insurance distinctive).

**International branches**: **Metrobank Hong Kong + Metrobank Korea + Metrobank Japan + Metrobank UK + Metrobank US + Metrobank Spain + Metrobank Taiwan** — distinctive Philippine universal bank 7-country international footprint.

**Major Philippine banking competitors**: [BDO Unibank (Philippines)](https://docs.barcoder.ai/docs/wallets/bdo-unibank) (Philippines #1 by assets; SM Investments Group; Sy family) + [Bank of the Philippine Islands (BPI)](https://docs.barcoder.ai/docs/wallets/bpi-philippines) (Bank of the Philippine Islands; Philippines #2 by assets + Ayala Corporation parent; one of oldest Asian banks since 1851) + [UnionBank of the Philippines](https://docs.barcoder.ai/docs/wallets/unionbank-philippines) (Philippine universal bank; Aboitiz Equity Ventures parent; 17.3M Philippine customers; First Philippine bank that enables customers to open accounts through the app; 2022 Citi Philippine consumer banking ₱55B acquisition) + [Land Bank of the Philippines](https://docs.barcoder.ai/docs/wallets/land-bank-philippines) (Land Bank of the Philippines; Philippine state-controlled) + [Security Bank Philippines](https://docs.barcoder.ai/docs/wallets/security-bank-philippines) + [China Banking Corporation (China Bank)](https://docs.barcoder.ai/docs/wallets/chinabank-philippines) + [PNB Philippine National Bank](https://docs.barcoder.ai/docs/wallets/pnb-philippines) (Philippine National Bank) + [Rizal Commercial Banking Corporation (RCBC)](https://docs.barcoder.ai/docs/wallets/rcbc-philippines) (Rizal Commercial Banking Corporation) + [GCash](https://docs.barcoder.ai/docs/wallets/gcash) (Philippine mobile money; Ayala Corporation + Mynt 96M+ users) + [paymaya](https://docs.barcoder.ai/docs/wallets/paymaya) (Maya Philippines; PLDT + Smart Padala 70M+ users).

**Regulator**: BSP.

## Fun facts

- **Philippines #2 private bank by assets** (after [BDO Unibank (Philippines)](https://docs.barcoder.ai/docs/wallets/bdo-unibank)) + **Ty family controlling** (George S.K. Ty Philippine banking founding family).
- **8-country Philippine + Asian + European + US footprint** (Philippines + Hong Kong + Korea + Japan + UK + US + Spain + Taiwan).
- **Metrobank App 1M+ users** (Philippine universal bank flagship app).
- **Metrobank Card Corporation (MCC)** — distinctive Philippine credit card subsidiary.
- **ORIX METRO Leasing** — distinctive Philippine leasing joint venture (Metrobank + ORIX Japan).
- **First Metro Investment Corporation** — distinctive Philippine investment banking subsidiary.
- **Sep 5 1962 Metropolitan Bank + Trust Company founding by George S.K. Ty** in Philippines — distinctive Philippine banking heritage.
- **2010 Philippine Savings Bank acquisition** — distinctive Philippine banking consolidation.

## Comparison

| Feature | Metrobank Philippines (MBT) | [BDO Unibank (Philippines)](https://docs.barcoder.ai/docs/wallets/bdo-unibank) (Philippines #1 by assets rival; SM Investments Group; Sy family) | [Bank of the Philippine Islands (BPI)](https://docs.barcoder.ai/docs/wallets/bpi-philippines) (Bank of the Philippine Islands rival; Philippines #2 by assets + Ayala Corporation parent; one of oldest Asian banks since 1851) | [UnionBank of the Philippines](https://docs.barcoder.ai/docs/wallets/unionbank-philippines) (Philippine universal bank rival; Aboitiz Equity Ventures parent; 17.3M Philippine customers; First Philippine bank to open accounts through app) | [Land Bank of the Philippines](https://docs.barcoder.ai/docs/wallets/land-bank-philippines) (Land Bank of the Philippines rival; Philippine state-controlled) |
|---|---|---|---|---|---|
| Operator | **Metropolitan Bank & Trust Company (PSE: MBT; Ty family ~22% controlling)** | BDO Unibank Inc (PSE: BDO; SM Investments Group; Sy family) | Bank of the Philippine Islands (PSE: BPI; Ayala Corporation parent) | Union Bank of the Philippines (PSE: UBP; Aboitiz Equity Ventures ~50% controlling) | Land Bank of the Philippines (Philippine state) |
| Type | **Philippines #2 private by assets + Ty family controlling + 8-country Philippine + Asian + European + US footprint + Metrobank App 1M+ users + Metrobank Card Corporation Philippine credit card subsidiary + ORIX METRO Leasing Philippine leasing JV + First Metro Investment Corporation Philippine investment banking subsidiary + Philippine Savings Bank thrift bank subsidiary** | Philippines #1 by assets + SM Investments Group + Sy family controlling + BDO Pay distinctive Philippine mobile wallet | Philippines #2 by assets + Ayala Corporation parent + one of oldest Asian banks since Aug 1 1851 founding | Philippine universal bank + Aboitiz Equity Ventures parent + 17.3M Philippine customers + 51% active digital users + 105M transfer transactions in 2024 (+33% YoY) + UnionDigital Bank + 2022 Citi Philippine consumer banking ₱55B (~$1B) acquisition | Philippine state-controlled + Philippine agricultural + rural banking flagship + LandBank Mobile Banking |
| Country | PH + 7+ countries (HK + KR + JP + UK + US + ES + TW) | PH + 50+ countries (offices) | PH + HK + UK + JP + US | PH | PH |
| Distinctive | **Sep 5 1962 Metropolitan Bank + Trust Company founding by George S.K. Ty in Philippines; 1972 PSE IPO; 2010 Philippine Savings Bank acquisition; 2020 Metrobank App mobile banking app launch; Metrobank Card Corporation (MCC) Philippine credit card subsidiary; ORIX METRO Leasing Philippine leasing JV; First Metro Investment Corporation Philippine investment banking subsidiary; 8-country Philippine + Asian + European + US footprint** | 1968 Acme Savings Bank founding (BDO predecessor); 1976 Banco de Oro founding by Henry Sy Sr; 2007 BDO + EPCIB merger | Aug 1 1851 founding by Spanish colonial Royal Decree (one of oldest Asian banks); 2000 BPI + Far East Bank merger; 2024 Robinsons Bank acquisition completion | 1968 Union Savings + Mortgage Bank founding (UnionBank predecessor); Mar 1992 UBP formal incorporation; 2021 UnionDigital Bank BSP license; 2022 Citi Philippine consumer banking ₱55B acquisition | 1963 Land Bank of the Philippines founding; Philippine state-controlled bank |

## Status

**Active, Philippines #2 private bank by assets + Ty family controlling + 8-country Philippine + Asian + European + US footprint** <sup>[1][1], [2][2], [3][3]</sup>:
- **Metropolitan Bank & Trust Company (PSE: MBT; Ty family ~22% controlling)** since Sep 5 1962 Metropolitan Bank + Trust Company founding by George S.K. Ty + 1972 PSE IPO.
- **Metrobank App 1M+ users + 2010 Philippine Savings Bank acquisition + 2020 Metrobank App mobile banking app launch**.
- **Metrobank Card Corporation (MCC) Philippine credit card subsidiary + ORIX METRO Leasing Philippine leasing JV + First Metro Investment Corporation Philippine investment banking subsidiary + Philippine Savings Bank thrift bank subsidiary**.
- **BSP regulated**.

## Sources

[1]: https://www.metrobank.com.ph/personal/services/digital/metrobank-app "Metrobank App — Metrobank"
[2]: https://www.metrobank.com.ph/help/digital-banking/metrobank-app "Digital Banking - Metrobank App"
[3]: https://business.inquirer.net/437777/breeze-through-the-new-metrobank-app-with-this-guide "Breeze through the new Metrobank App with this guide — Inquirer"
[ph-cro]: https://docs.barcoder.ai/docs/payments/PH

- [1] [Metrobank App — Metrobank][1]
- [2] [Digital Banking - Metrobank App][2]
- [3] [Breeze through the new Metrobank App with this guide — Inquirer][3]
- <sup>[Philippines report](https://docs.barcoder.ai/docs/payments/PH)</sup> In-corpus: `reports/countries/PH-philippines.md`

## Source

Biography extracted from [metrobank-philippines.md](https://docs.barcoder.ai/source/wallets/metrobank-philippines). See `matrix.md` for standards-support matrix if present.