# Mi Pay (Xiaomi)

> Source: https://docs.barcoder.ai/docs/wallets/mi-pay
> research date 2026-06-01 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Mi Pay — official](https://www.mi.com/)

## Overview

**Mi Pay (Xiaomi)** is **Chinese device-anchored mobile wallet** + **Xiaomi Corporation SEHK: 1810 Chinese smartphone + IoT + consumer electronics parent** + **Xiaomi device-integrated mobile wallet using NFC + China UnionPay + national QR payment schemes** + **~80M+ Chinese Xiaomi device users supporting Mi Pay** <sup>[1][1], [China report](https://docs.barcoder.ai/docs/payments/CN)</sup>.

## History

**Sep 2 2016 — Mi Pay launched by Xiaomi as Chinese device-anchored mobile wallet** distinctive Chinese device-anchored mobile wallet heritage.

**Mar 2019 — Mi Pay India launch on UPI Indian national instant payments + QR payment scheme**.

## Ownership & operator

**Operating entity**: **Mi Pay** (Chinese device-anchored mobile wallet; Xiaomi Corporation parent).

**Major shareholders**: **Xiaomi Corporation (SEHK: 1810; Chinese smartphone + IoT + consumer electronics group; Lei Jun founder + CEO)**.

**Regulators**: **PBoC + NFRA + RBI India + CBR Russia**.

## Technical integration

Mi Pay integrated within Xiaomi mobile devices + Mi Wallet + Xiaomi Watch + Mi Fitness (Android via Xiaomi MIUI + HyperOS; ~80M+ Chinese Xiaomi device users supporting Mi Pay); UnionPay QR + CNAPS + UPI (Indian operations) + NFC contactless + QR code payments.

## Implementations & partners

**Xiaomi Corporation parent**: Xiaomi (Xiaomi Corporation; SEHK: 1810; Chinese smartphone + IoT + consumer electronics group).

**Major Chinese device-anchored mobile wallet + payments competitors**: [Alipay](https://docs.barcoder.ai/docs/wallets/alipay) (Alipay Chinese super-app wallet; Ant Group; ~1B+ users) + [WeChat Pay](https://docs.barcoder.ai/docs/wallets/wechat-pay) (WeChat Pay Chinese super-app wallet; Tencent; ~1B+ users) + [UnionPay QuickPass](https://docs.barcoder.ai/docs/wallets/unionpay-quickpass) (UnionPay QuickPass Chinese state-backed wallet; China UnionPay) + [Huawei Pay](https://docs.barcoder.ai/docs/wallets/huawei-pay) (Huawei Pay Chinese device-anchored mobile wallet; Huawei Technologies; ~100M+ Chinese Huawei device users) + [OPPO Pay](https://docs.barcoder.ai/docs/wallets/oppo-pay) (OPPO Pay; OPPO Chinese smartphone mobile wallet) + [vivo Pay](https://docs.barcoder.ai/docs/wallets/vivo-pay) (vivo Pay; vivo Chinese smartphone mobile wallet) + Samsung Pay China (Samsung Pay China; Samsung Electronics Chinese smartphone mobile wallet) + [Apple Pay](https://docs.barcoder.ai/docs/wallets/apple-pay) (Apple Pay China; Apple iPhone mobile wallet) + [ICBC Mobile Banking](https://docs.barcoder.ai/docs/wallets/icbc-mobile) (ICBC Industrial and Commercial Bank of China) + [China Construction Bank (CCB) Mobile Banking](https://docs.barcoder.ai/docs/wallets/ccb-mobile) (CCB China Construction Bank) + [Bank of China (BoC) Mobile Banking](https://docs.barcoder.ai/docs/wallets/boc-mobile) (BOC Bank of China).

**Regulators**: PBoC + NFRA + RBI India + CBR Russia.

## Status

**Active, Chinese device-anchored mobile wallet + Xiaomi Corporation SEHK:1810 Chinese smartphone + IoT + consumer electronics parent + Xiaomi device-integrated mobile wallet using NFC + China UnionPay + national QR payment schemes + ~80M+ Chinese Xiaomi device users supporting Mi Pay** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://www.mi.com/ "Mi Pay — official"
[2]: https://en.wikipedia.org/wiki/Mi_Pay "Mi Pay — Wikipedia"
[cn-cro]: https://docs.barcoder.ai/docs/payments/CN

- [1] [Mi Pay — official][1]
- [2] [Mi Pay — Wikipedia][2]
- <sup>[China report](https://docs.barcoder.ai/docs/payments/CN)</sup> In-corpus: `reports/countries/CN-china.md`

## Source

Biography extracted from [mi-pay.md](https://docs.barcoder.ai/source/wallets/mi-pay). See `matrix.md` for standards-support matrix if present.