# Mibanco

> Source: https://docs.barcoder.ai/docs/wallets/mibanco
> research date 2026-05-31 · extracted at 2026-10-03
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Mibanco — official](https://www.mibanco.com.pe/)

## Overview

**Mibanco** is **Peruvian microfinance commercial bank** + **Credicorp BVL: BAP + NYSE: BAP parent Peruvian financial conglomerate via BCP Banco de Crédito del Perú** + **Peru's largest microfinance bank by assets + customers** + **Mibanco Colombia subsidiary** <sup>[1][1], [Peru report](https://docs.barcoder.ai/docs/payments/PE)</sup>.

## History

**1998 — Mibanco Banco de la Microempresa S.A. founded as Peruvian microfinance bank from ACP Acción Comunitaria del Perú NGO** distinctive Peruvian microfinance heritage.

**2014 — Credicorp BCP Banco de Crédito del Perú acquires Mibanco from Grupo ACP**.

**2014 — Mibanco mobile banking app launch**.

## Ownership & operator

**Operating entity**: **Mibanco Banco de la Microempresa S.A.** (Peruvian microfinance commercial bank; Credicorp parent via BCP).

**Major shareholders**: **Credicorp Ltd. (BVL: BAP + NYSE: BAP; Peruvian financial conglomerate; Romero family controlling) via BCP Banco de Crédito del Perú ~94%+ controlling**.

**Regulators**: **SBS Peru + BCRP**.

## Technical integration

Mibanco Personas mobile app (iOS + Android) + mibanco.com.pe online + Mibanco branch network across Peru + Mibanco Colombia subsidiary + Mibanco Visa + Mastercard cards; PE IBAN + Pago Efectivo + CCE.

## Implementations & partners

**Credicorp parent**: [BCP (Banco de Crédito del Perú)](https://docs.barcoder.ai/docs/wallets/bcp-peru) (BCP Banco de Crédito del Perú; BVL: CREDITC1; Credicorp BVL: BAP + NYSE: BAP parent; Peru's largest commercial bank by assets + Yape mobile wallet parent) + [Yape](https://docs.barcoder.ai/docs/standards/yape) (Yape; BCP Banco de Crédito del Perú Peruvian mobile wallet; ~17M+ Peruvian users).

**Major Peruvian banking + payments competitors**: [BBVA Peru](https://docs.barcoder.ai/docs/wallets/bbva-peru) (BBVA Peru; BBVA Spain Peruvian subsidiary) + [Interbank (Peru)](https://docs.barcoder.ai/docs/wallets/interbank-peru) (Interbank Peru; BVL: INBKC; Intercorp parent; Rodríguez-Pastor family controlling) + [Scotiabank Peru](https://docs.barcoder.ai/docs/wallets/scotiabank-peru) (Scotiabank Peru; Scotiabank Canadian parent subsidiary) + [BanBif (Banco Interamericano de Finanzas)](https://docs.barcoder.ai/docs/wallets/banbif) (BanBif Banco Interamericano de Finanzas Peruvian commercial bank) + [Banco de la Nación Peru](https://docs.barcoder.ai/docs/wallets/banco-de-la-nacion-pe) (Banco de la Nación Peru; Peruvian federal commercial bank) + [Plin](https://docs.barcoder.ai/docs/standards/plin) (Plin Peruvian multi-bank P2P digital wallet by Interbank + Scotiabank Peru + BBVA Peru + BanBif).

**Regulators**: SBS Peru + BCRP.

## Status

**Active, Peruvian microfinance commercial bank + Credicorp BVL:BAP + NYSE:BAP parent Peruvian financial conglomerate via BCP Banco de Crédito del Perú + Peru's largest microfinance bank by assets + customers + Mibanco Colombia subsidiary** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://www.mibanco.com.pe/ "Mibanco — official"
[2]: https://en.wikipedia.org/wiki/Mibanco "Mibanco — Wikipedia"
[pe-cro]: https://docs.barcoder.ai/docs/payments/PE

- [1] [Mibanco — official][1]
- [2] [Mibanco — Wikipedia][2]
- <sup>[Peru report](https://docs.barcoder.ai/docs/payments/PE)</sup> In-corpus: `reports/countries/PE-peru.md`

## Source

Biography extracted from [mibanco.md](https://docs.barcoder.ai/source/wallets/mibanco). See `matrix.md` for standards-support matrix if present.