# Monabanq

> Source: https://docs.barcoder.ai/docs/wallets/monabanq
> research date 2026-05-30 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Monabanq — official](https://www.monabanq.com/)

## Key details

- **Users:** 4M customers

## Overview

**Monabanq** is **French online bank** + **Crédit Mutuel CIC subsidiary** + **~600K+ customers in France** <sup>[1][1], [France report](https://docs.barcoder.ai/docs/payments/FR)</sup>.

## History

**2006 — Monabanq founded as French online bank by Cofidis Participations Crédit Mutuel CIC subsidiary**.

**2012 — Monabanq mobile banking app launch**.

## Ownership & operator

**Operating entity**: **Monabanq SA** (French online bank; Crédit Mutuel CIC subsidiary).

**Major shareholders**: **Cofidis Participations Crédit Mutuel CIC subsidiary fully owned**.

**Regulators**: **ACPR France + ECB**.

## Technical integration

Monabanq mobile app (iOS + Android; ~600K+ customers) + monabanq.com web + Monabanq Visa + Mastercard cards; SEPA + SEPA Instant + EPC-QR + Wero (post-EPI launch).

## Implementations & partners

**Crédit Mutuel CIC parent**: [Crédit Mutuel](https://docs.barcoder.ai/docs/wallets/credit-mutuel) (Crédit Mutuel French cooperative banking group) + CIC (CIC Mobile Crédit Industriel et Commercial; Crédit Mutuel CIC subsidiary).

**Major French online + neobank competitors**: [BoursoBank (Boursorama)](https://docs.barcoder.ai/docs/wallets/boursobank) (Boursorama French digital bank subsidiary of Société Générale; 8.4M customers Jul 2025) + [Hello bank! (France)](https://docs.barcoder.ai/docs/wallets/hello-bank-fr) (Hello bank! BNP Paribas digital bank brand) + [Nickel (France)](https://docs.barcoder.ai/docs/wallets/nickel) (Nickel French neobank distributed via tobacco shops; BNP Paribas subsidiary; ~4M+ customers across 5 EU countries) + Ma French Bank (Ma French Bank La Banque Postale digital bank; closed 2024) + [Orange Bank](https://docs.barcoder.ai/docs/wallets/orange-bank) (Orange Bank French neobank by Orange; BNP Paribas acquired 2024) + [Fortuneo](https://docs.barcoder.ai/docs/wallets/fortuneo) (Fortuneo French online bank + brokerage; Crédit Mutuel Arkéa subsidiary; ~1.1M+ customers) + [Lydia / Sumeria](https://docs.barcoder.ai/docs/wallets/lydia) (Lydia French P2P mobile wallet + neobank) + [Revolut](https://docs.barcoder.ai/docs/wallets/revolut) (Revolut UK global; ~5M+ French users; Sep 2024 EU bank license via Lithuania).

**Regulators**: ACPR France + ECB.

## Status

**Active, French online bank + Crédit Mutuel CIC subsidiary + ~600K+ customers in France** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://www.monabanq.com/ "Monabanq — official"
[2]: https://en.wikipedia.org/wiki/Monabanq "Monabanq — Wikipedia"
[fr-cro]: https://docs.barcoder.ai/docs/payments/FR

- [1] [Monabanq — official][1]
- [2] [Monabanq — Wikipedia][2]
- <sup>[France report](https://docs.barcoder.ai/docs/payments/FR)</sup> In-corpus: `reports/countries/FR-france.md`

## Source

Biography extracted from [monabanq.md](https://docs.barcoder.ai/source/wallets/monabanq). See `matrix.md` for standards-support matrix if present.