# NAPAS 247 + VietQR

> Source: https://docs.barcoder.ai/docs/wallets/napas-247
> research date 2026-05-31 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [NAPAS — official](https://napas.com.vn/)

## Overview

**NAPAS 247 + VietQR** is **Vietnamese national instant payments + QR payment scheme** + **National Payment Corporation of Vietnam NAPAS Vietnamese national payment switch parent** + **interoperable instant transfers + QR payments across all Vietnamese banks** + **cross-border QR interoperability with Thailand + Malaysia + Singapore + Cambodia + Laos via ASEAN regional QR linkage** <sup>[1][1], [Viet Nam report](https://docs.barcoder.ai/docs/payments/VN)</sup>.

## History

**2004 — NAPAS National Payment Corporation of Vietnam founded as Vietnamese national payment switch by SBV State Bank of Vietnam + Vietnamese commercial banks consortium**.

**Apr 1 2017 — NAPAS 247 Vietnamese national instant payments scheme launched** distinctive Vietnamese instant payment heritage.

**Jun 15 2021 — VietQR standardised Vietnamese QR payment scheme launched across all Vietnamese banks + e-money issuers**.

**2022 — VietQR cross-border QR interoperability with Thailand PromptPay launch**.

**2024 — VietQR cross-border QR interoperability with Cambodia KHQR + Laos LAO QR launch**.

## Ownership & operator

**Operating entity**: **NAPAS 247 + VietQR** (Vietnamese national instant payments + QR payment scheme; NAPAS parent).

**Major shareholders**: **NAPAS National Payment Corporation of Vietnam (Vietnamese national payment switch; SBV State Bank of Vietnam + Vietnamese commercial banks consortium parent)**.

**Regulators**: **SBV State Bank of Vietnam + NAPAS National Payment Corporation of Vietnam**.

## Technical integration

NAPAS 247 + VietQR deployed via Vietnamese bank + e-money issuer mobile apps (Vietcombank + Techcombank + BIDV + VietinBank + MB Bank + ACB + Sacombank + VPBank + 50+ Vietnamese banks + MoMo + ZaloPay + ViettelPay + VNPT Pay + ShopeePay + GrabPay) + Vietnamese retail POS network; interoperable instant transfers + QR payment standard; cross-border QR interoperability with Thailand + Malaysia + Singapore + Cambodia + Laos via ASEAN regional QR linkage.

## Implementations & partners

**Vietnamese NAPAS 247 + VietQR issuers**: [Vietcombank (VCB Digibank)](https://docs.barcoder.ai/docs/wallets/vietcombank) (Vietcombank; HOSE: VCB) + [Techcombank](https://docs.barcoder.ai/docs/wallets/techcombank) (Techcombank; HOSE: TCB) + [BIDV (BIDV SmartBanking X)](https://docs.barcoder.ai/docs/wallets/bidv) (BIDV Bank for Investment and Development of Vietnam; HOSE: BID) + [VietinBank / VietinBank iPay](https://docs.barcoder.ai/docs/wallets/vietinbank) (VietinBank; HOSE: CTG) + [MB Bank (Military Commercial Joint Stock Bank)](https://docs.barcoder.ai/docs/wallets/mb-bank) (MB Bank Military Commercial Joint Stock Bank; HOSE: MBB) + [ACB (Asia Commercial Bank)](https://docs.barcoder.ai/docs/wallets/acb-vietnam) (ACB Asia Commercial Bank; HOSE: ACB) + [Sacombank / Sacombank Pay](https://docs.barcoder.ai/docs/wallets/sacombank) (Sacombank Saigon Commercial Bank; HOSE: STB) + [VPBank (Vietnam Prosperity Bank)](https://docs.barcoder.ai/docs/wallets/vpbank) (VPBank Vietnam Prosperity Bank; HOSE: VPB) + [MoMo (Vietnam)](https://docs.barcoder.ai/docs/wallets/momo-vietnam) (MoMo Vietnam; Vietnamese super-app mobile wallet; Vietnam's largest mobile wallet by users) + [ZaloPay](https://docs.barcoder.ai/docs/wallets/zalopay) (ZaloPay Vietnamese mobile wallet) + [ViettelPay (Viettel Money)](https://docs.barcoder.ai/docs/wallets/viettelpay-money) (ViettelPay; Viettel Vietnamese telecom mobile money + bank) + ShopeePay Vietnam (ShopeePay Vietnam; Sea Limited Vietnamese mobile wallet) + GrabPay Vietnam (GrabPay Vietnam; Grab Vietnamese mobile wallet).

**Cross-border QR linkage partners**: [PromptPay QR](https://docs.barcoder.ai/docs/standards/promptpay-qr) (PromptPay Thailand) + [DuitNow QR](https://docs.barcoder.ai/docs/standards/duitnow-qr) (DuitNow QR Malaysia) + [PayNow QR](https://docs.barcoder.ai/docs/standards/paynow-qr) (PayNow Singapore) + [KHQR](https://docs.barcoder.ai/docs/standards/khqr) (KHQR Cambodia) + [LaoQR](https://docs.barcoder.ai/docs/standards/laoqr) (LAO QR Laos) + [QRIS](https://docs.barcoder.ai/docs/standards/qris) (QRIS Indonesia).

**Regulators**: SBV State Bank of Vietnam + NAPAS.

## Status

**Active, Vietnamese national instant payments + QR payment scheme + National Payment Corporation of Vietnam NAPAS Vietnamese national payment switch parent + interoperable instant transfers + QR payments across all Vietnamese banks + cross-border QR interoperability with Thailand + Malaysia + Singapore + Cambodia + Laos via ASEAN regional QR linkage** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://napas.com.vn/ "NAPAS — official"
[2]: https://en.wikipedia.org/wiki/NAPAS "NAPAS — Wikipedia"
[vn-cro]: https://docs.barcoder.ai/docs/payments/VN

- [1] [NAPAS — official][1]
- [2] [NAPAS — Wikipedia][2]
- <sup>[Viet Nam report](https://docs.barcoder.ai/docs/payments/VN)</sup> In-corpus: `reports/countries/VN-vietnam.md`

## Source

Biography extracted from [napas-247.md](https://docs.barcoder.ai/source/wallets/napas-247). See `matrix.md` for standards-support matrix if present.