# National Bank of Egypt (NBE)

> Source: https://docs.barcoder.ai/docs/wallets/nbe-egypt
> research date 2026-05-30 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [National Bank of Egypt — official](https://www.nbe.com.eg/)

## Overview

**National Bank of Egypt (NBE)** is **Egypt's largest bank by assets + deposits + loans + bank-capital + number of branches + employees** + **Egyptian state-owned bank** <sup>[1][1], [2][2], [Egypt report](https://docs.barcoder.ai/docs/payments/EG)</sup>. **2025 baseline**: **~17.8M customers + 615 branches, offices and banking units nationwide + ~USD155 billion in assets** + **NBE Mobile app for individuals + corporate clients + NBE-Al Ahly App distinctive offering**.

**Distinctive NBE positioning** <sup>[1][1], [3][3]</sup>:
- **Egypt's largest bank by assets + deposits + loans + bank-capital + number of branches + employees**
- **~17.8M customers + 615 branches, offices and banking units nationwide**
- **~USD155 billion in assets** (June 2023 baseline; further grown by 2025)
- **Egyptian state-owned bank** — distinctive Egyptian state-banking heritage
- **Founded June 1898** — distinctive Egypt's oldest bank (128 years)
- **NBE Mobile app** for individuals + corporate clients
- **NBE-Al Ahly App** distinctive offering (Al Ahly = "national" in Arabic; NBE's distinctive Arab-banking branding)

## History

**June 25, 1898 — National Bank of Egypt (NBE) founded** by Britain (during British protectorate of Egypt) — distinctive Egyptian banking heritage (128 years; Egypt's oldest bank).

**1960 — NBE nationalized** by Gamal Abdel Nasser regime — distinctive Egyptian state-banking consolidation.

**2010 — NBE Mobile banking app launches**.

**2025 — NBE Egypt's largest bank by assets + deposits + loans + bank-capital + number of branches + employees + ~17.8M customers + 615 branches + ~USD155B assets baseline** <sup>[1][1], [3][3]</sup>.

## Ownership & operator

**Operating entity**: **National Bank of Egypt (NBE)** — Egyptian state-owned bank.

**Major shareholders**: **Government of Egypt** (Egyptian state via Ministry of Finance + CBE) — distinctive Egyptian state-banking heritage.

**Regulators**: **CBE (Central Bank of Egypt)**.

## Technical integration

| Layer | Description |
|---|---|
| **Channels** | NBE Mobile app (iOS + Android; primary EG retail-banking mobile channel) + NBE-Al Ahly App (NBE's distinctive Arab-banking branded app) + NBE Internet Banking + NBE cards (Visa + Mastercard + Meeza) + NBE branch network (615 branches, offices and banking units nationwide) |
| **Identifiers** | Phone + email + card number + Egyptian ID |
| **EG rail** | **[Meeza QR](https://docs.barcoder.ai/docs/standards/meeza-qr)** (Central Bank of Egypt Meeza QR + Meeza card scheme; InstaPay national instant payment) |
| **License** | Bank (NBE full Egyptian banking license; Egypt's largest bank by assets + deposits + loans + capital + branches + employees; state-owned) |
| **Sub-products** | NBE Account + NBE Cards (Visa + Mastercard + Meeza) + NBE Credit + NBE Investments + NBE Insurance + NBE Wealth Management + NBE for Business + NBE Premier + NBE Smart Wallet + NBE-Al Ahly App (NBE's distinctive Arab-banking branded app) + NBE Mobile (consumer) + NBE Internet Banking + NBE UK + NBE USA + NBE UAE + NBE China + NBE Sudan + NBE Saudi Arabia (multi-country subsidiaries/branches) |
| **Distinctive Egypt's oldest bank**: 128 years (since June 25, 1898 British protectorate founding) |
| **Distinctive Egypt's largest bank by multiple metrics**: Assets + deposits + loans + bank-capital + number of branches + employees |

## Users & growth

**2025 baseline** <sup>[1][1], [3][3]</sup>:
- **Egypt's largest bank by assets + deposits + loans + bank-capital + number of branches + employees**
- **~17.8M customers**
- **615 branches, offices and banking units nationwide**
- **~USD155 billion in assets** (June 2023 baseline; further grown by 2025)
- **Egyptian state-owned bank**

## Use cases

Egyptian + multi-country (UK + US + UAE + China + Sudan + Saudi Arabia) retail + corporate + investment + insurance + wealth-management + premium retail banking via NBE Mobile + NBE-Al Ahly App + NBE Internet Banking + cards + 615 branches; Meeza QR + InstaPay national instant payment Egyptian rails; NBE Smart Wallet; multi-country NBE UK + NBE USA + NBE UAE + NBE China + NBE Sudan + NBE Saudi Arabia.

## Implementations & partners

**Operator**: **National Bank of Egypt (NBE)** — Egyptian state-owned bank.

**Major shareholders**: **Government of Egypt** (Egyptian state via Ministry of Finance + CBE).

**Major Egyptian banking + fintech competitors**:
- **Banque Misr** (Egyptian state-owned bank; founded by Talaat Pasha Harb 1920; Egypt's 2nd largest state-owned bank)
- **Banque du Caire** (Egyptian state-owned bank)
- **[CIB (Commercial International Bank Egypt)](https://docs.barcoder.ai/docs/wallets/cib-egypt)** (CIB Commercial International Bank Egypt; Egypt's leading and largest private-sector bank)
- **QNB ALAHLI (Qatar National Bank Egypt)** + **HSBC Egypt** + **Crédit Agricole Egypt** + **Abu Dhabi Islamic Bank Egypt** + **Faisal Islamic Bank** (EG banking competitors)
- **[Fawry](https://docs.barcoder.ai/docs/wallets/fawry)** (Egypt's leading payment platform; covered prior session)
- **[MNT-Halan](https://docs.barcoder.ai/docs/wallets/mnt-halan)** (Egypt fintech super-app; covered prior session)
- **Telda** + **Lucky** + **[Khazna](https://docs.barcoder.ai/docs/wallets/khazna)** (Egypt fintechs; covered prior session)

**NBE multi-country subsidiaries/branches**: **NBE UK + NBE USA + NBE UAE + NBE China + NBE Sudan + NBE Saudi Arabia** + others.

**Regulators**: **CBE + per-country**.

## Fun facts

- **Egypt's largest bank by assets + deposits + loans + bank-capital + number of branches + employees**.
- **~17.8M customers + 615 branches, offices and banking units nationwide**.
- **~USD155 billion in assets** (June 2023 baseline; further grown by 2025).
- **June 25, 1898 founding by Britain** (during British protectorate of Egypt) — distinctive Egyptian banking heritage (128 years; Egypt's oldest bank).
- **1960 NBE nationalized** by Gamal Abdel Nasser regime — distinctive Egyptian state-banking consolidation.
- **Egyptian state-owned bank** — distinctive Egyptian state-banking heritage.
- **NBE-Al Ahly App** distinctive offering (Al Ahly = "national" in Arabic; NBE's distinctive Arab-banking branding).
- **Multi-country presence**: NBE UK + NBE USA + NBE UAE + NBE China + NBE Sudan + NBE Saudi Arabia.

## Comparison

| Feature | NBE (National Bank of Egypt) | Banque Misr (Egyptian state-owned bank rival; founded 1920 by Talaat Pasha Harb) | [CIB (Commercial International Bank Egypt)](https://docs.barcoder.ai/docs/wallets/cib-egypt) (Egypt's leading and largest private-sector bank rival; EGX-listed) | QNB ALAHLI (Qatar National Bank Egypt rival) | [Fawry](https://docs.barcoder.ai/docs/wallets/fawry) (Egypt's leading payment platform rival; covered prior session) |
|---|---|---|---|---|---|
| Operator | **National Bank of Egypt (NBE) Egyptian state-owned bank — Government of Egypt via Ministry of Finance + CBE** | Banque Misr (Egyptian state-owned bank) | Commercial International Bank (Egypt) S.A.E (EGX: COMI; Alpha Oryx Limited CI Capital / Egyptian + Gulf investors + Sawiris family + Egyptian + international institutional + EGX public float) | QNB ALAHLI (Qatar National Bank's Egyptian subsidiary; QNB Group: QSE: QNBK) | Fawry for Banking & Payment Technology Services (EGX) |
| Type | **Egypt's largest bank by assets + deposits + loans + bank-capital + number of branches + employees + ~17.8M customers + 615 branches + ~USD155B assets + state-owned + Egypt's oldest bank since June 25 1898 + NBE-Al Ahly App distinctive Arab-banking branding** | Egypt's 2nd largest state-owned bank | Egypt's leading and largest private-sector bank + CIB Mobile Banking + CIB Overseas Virtual Banking app distinctive for Egyptian expatriates | Egyptian QNB subsidiary | Egypt's leading payment platform |
| Country | EG + 6+ other countries | EG primary | EG + 5+ other countries | EG | EG |
| Users | **~17.8M customers; 615 branches, offices and banking units nationwide; ~USD155B assets; Egypt's largest bank by multiple metrics** | Egypt state-owned major | Egypt's leading and largest private-sector bank | Egyptian QNB major | EG payment platform leader |
| Distinctive | **June 25 1898 founding by Britain (during British protectorate of Egypt; Egypt's oldest bank 128 years); 1960 NBE nationalized by Gamal Abdel Nasser regime (Egyptian state-banking consolidation); Egypt's largest bank by assets + deposits + loans + bank-capital + number of branches + employees (multi-metric leadership); NBE-Al Ahly App distinctive Arab-banking branding (Al Ahly = "national" in Arabic); multi-country presence NBE UK + NBE USA + NBE UAE + NBE China + NBE Sudan + NBE Saudi Arabia** | Founded 1920 by Talaat Pasha Harb; Egypt's 2nd largest state-owned bank | 1975 founding as Chase National Bank Egypt; 1987 renamed CIB post-Chase exit; 2006 privatization; EGX-listed; CIB Overseas Virtual Banking app distinctive for Egyptian expatriates | QNB Group Egyptian subsidiary | EGX-listed Egypt payment platform |

## Status

**Active, Egypt's largest bank by assets + deposits + loans + bank-capital + number of branches + employees + Egyptian state-owned bank** <sup>[1][1], [2][2]</sup>:
- **National Bank of Egypt (NBE)** since June 25, 1898 (British protectorate founding); 1960 nationalized by Nasser regime.
- **~17.8M customers + 615 branches, offices and banking units nationwide**.
- **~USD155 billion in assets** (June 2023 baseline; further grown by 2025).
- **Egypt's oldest bank** (128 years).
- **NBE-Al Ahly App** distinctive Arab-banking branded offering.
- **Multi-country presence**: NBE UK + NBE USA + NBE UAE + NBE China + NBE Sudan + NBE Saudi Arabia.
- **CBE regulated**.

## Sources

[1]: https://en.wikipedia.org/wiki/National_Bank_of_Egypt "National Bank of Egypt — Wikipedia"
[2]: https://www.statista.com/statistics/1375397/leading-banks-in-egypt-by-assets/ "Egypt: leading banks by asset 2024 — Statista"
[3]: https://apps.apple.com/eg/app/nbe-mobile/id1596302687 "NBE Mobile — App Store"
[4]: https://gfmag.com/banking/top-10-banks-in-egypt/ "Top 10 Banks In Egypt — Global Finance Magazine"
[eg-cro]: https://docs.barcoder.ai/docs/payments/EG

- [1] [National Bank of Egypt — Wikipedia][1]
- [2] [Egypt: leading banks by asset 2024 — Statista][2]
- [3] [NBE Mobile — App Store][3]
- [4] [Top 10 Banks In Egypt — Global Finance Magazine][4]
- <sup>[Egypt report](https://docs.barcoder.ai/docs/payments/EG)</sup> In-corpus: `reports/countries/EG-egypt.md`

## Source

Biography extracted from [nbe-egypt.md](https://docs.barcoder.ai/source/wallets/nbe-egypt). See `matrix.md` for standards-support matrix if present.