# NLB Group (Nova Ljubljanska banka)

> Source: https://docs.barcoder.ai/docs/wallets/nlb
> research date 2026-05-30 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [NLB — official](https://www.nlb.si/)

## Overview

**NLB Group (Nova Ljubljanska banka)** is **Slovenia's largest commercial bank by assets + one of the largest SEE banking groups** + **~2.5M+ clients across Slovenia + North Macedonia + Serbia + Montenegro + Bosnia and Herzegovina + Kosovo** + **Nov 14 2018 NLB LJSE + LSE dual-listing IPO post-state divestment** + **Klik mobile banking app + Klikin instant payments** <sup>[1][1], [Slovenia report](https://docs.barcoder.ai/docs/payments/SI)</sup>. **2025 baseline**: NLB Slovenia's largest commercial bank by assets + one of the largest SEE banking groups; **post-2002 NLB Slovenia state-owned period + Nov 14 2018 NLB LJSE + LSE dual-listing IPO post-state divestment + 2020 NLB acquires Komercijalna banka Serbia for €387M expanding SEE banking footprint**.

## History

**1955 — Ljubljanska kreditna banka founded** as Slovenian commercial bank heritage.

**1994 — Nova Ljubljanska banka NLB founded (from restructuring of Ljubljanska banka)** distinctive Slovenian banking heritage.

**2014 — Klik NLB mobile banking app launch** distinctive Slovenian mobile banking strategy.

**Nov 14 2018 — NLB LJSE + LSE dual-listing IPO under tickers NLBR + NLB post-state divestment** distinctive Slovenian banking listings.

**2020 — NLB acquires Komercijalna banka Serbia for €387M expanding SEE banking footprint** distinctive Slovenian-Serbian banking expansion.

## Ownership & operator

**Operating entity**: **Nova Ljubljanska banka d.d.** (LJSE: NLBR; LSE: NLB; Slovenia's largest commercial bank by assets; one of the largest SEE banking groups).

**Major shareholders**: **EBRD ~6.9% + Slovenian government (Slovenian Sovereign Holding SSH) ~25% + Slovenian retail + institutional + foreign investors + post-Nov 14 2018 IPO**.

**Regulators**: **Banka Slovenije + ECB + national regulators across 6 countries**.

## Technical integration

Klik NLB mobile banking app (iOS + Android) + Klikin (instant P2P payments) + nlb.si online + NLB branch network across Slovenia + North Macedonia + Serbia + Montenegro + Bosnia and Herzegovina + Kosovo + NLB Visa + Mastercard cards; SEPA + SEPA Instant + EPC-QR + NLB Pay + Wero (post-EPI launch).

## Implementations & partners

**Major SEE banking competitors**: [UniCredit + buddybank](https://docs.barcoder.ai/docs/wallets/unicredit) (UniCredit; BIT: UCG; Italian + CEE banking group + 21+ countries + Slovenia + Serbia + Bosnia + Montenegro operations) + [Erste Group Bank AG (Austria)](https://docs.barcoder.ai/docs/wallets/erste-group) (Erste Group; VSE: EBS; Austrian + CEE banking group + Slovenia + Croatia + Serbia operations) + [Raiffeisen Bank International (RaiPay + myRaiffeisen + CEE Digital Hub)](https://docs.barcoder.ai/docs/wallets/raiffeisen-bank) (Raiffeisen Bank International AG + Slovenia + Bosnia + Kosovo operations) + [OTP Bank (Hungary)](https://docs.barcoder.ai/docs/wallets/otp-bank) (OTP Bank Hungarian + CEE banking group + Slovenia + Serbia + Montenegro + Bosnia operations) + [Addiko Bank Croatia](https://docs.barcoder.ai/docs/wallets/addiko-bank-hr) (Addiko Bank CEE + Slovenia + Croatia + Serbia + Bosnia + Montenegro consumer + SME-focused commercial bank) + Sava banka (Sava banka Slovenian commercial bank) + Abanka (Abanka Slovenia post-NLB merger 2020).

**Regulators**: Banka Slovenije + ECB.

## Status

**Active, Slovenia's largest commercial bank by assets + one of the largest SEE banking groups + Nov 14 2018 NLB LJSE + LSE dual-listing IPO post-state divestment + 2020 NLB acquires Komercijalna banka Serbia for €387M expanding SEE banking footprint** <sup>[1][1], [2][2]</sup>:
- **Nova Ljubljanska banka d.d. (LJSE: NLBR; LSE: NLB; Slovenia's largest commercial bank by assets)** since 1955 Ljubljanska kreditna banka founding + 1994 Nova Ljubljanska banka NLB founding + 2014 Klik NLB mobile banking app launch + Nov 14 2018 NLB LJSE + LSE dual-listing IPO + 2020 NLB acquires Komercijalna banka Serbia.
- **~2.5M+ clients across Slovenia + 5 SEE countries**.
- **Banka Slovenije + ECB regulated**.

## Sources

[1]: https://www.nlb.si/ "NLB — official"
[2]: https://en.wikipedia.org/wiki/Nova_Ljubljanska_banka "Nova Ljubljanska banka — Wikipedia"
[si-cro]: https://docs.barcoder.ai/docs/payments/SI

- [1] [NLB — official][1]
- [2] [Nova Ljubljanska banka — Wikipedia][2]
- <sup>[Slovenia report](https://docs.barcoder.ai/docs/payments/SI)</sup> In-corpus: `reports/countries/SI-slovenia.md`

## Source

Biography extracted from [nlb.md](https://docs.barcoder.ai/source/wallets/nlb). See `matrix.md` for standards-support matrix if present.