# OCBC NISP (Bank OCBC NISP Indonesia) / OCBC mobile Indonesia

> Source: https://docs.barcoder.ai/docs/wallets/ocbc-nisp
> research date 2026-05-30 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [OCBC NISP — official](https://www.ocbcnisp.com/)

## Overview

**OCBC NISP (Bank OCBC NISP Indonesia)** is **OCBC Singapore's Indonesian subsidiary** + **one of Indonesia's largest private commercial banks** <sup>[1][1], [2][2], [Indonesia report](https://docs.barcoder.ai/docs/payments/ID)</sup>. **2025 baseline**: OCBC mobile Indonesia distinctive Indonesian banking app + **OCBC NISP ONe Wallet** distinctive Indonesian banking-mobile-wallet integration; OCBC mobile "one-stop solution" application to grow money + make life easier; **2024 OCBC NISP completes acquisition of PT Bank Commonwealth Indonesia** (post-Commonwealth Bank of Australia Indonesian divestiture).

**Distinctive OCBC NISP positioning**:
- **OCBC Singapore's Indonesian subsidiary** (OCBC = Oversea-Chinese Banking Corporation; Singapore's #2 bank by assets)
- **One of Indonesia's largest private commercial banks**
- **OCBC mobile Indonesia distinctive Indonesian banking app + OCBC NISP ONe Wallet**
- **2024 OCBC NISP completes acquisition of PT Bank Commonwealth Indonesia** (post-Commonwealth Bank of Australia Indonesian divestiture) → distinctive Indonesian banking consolidation
- **Apr 4 1941 NISP founding** (Nederlandsch-Indische Spaarbank; OCBC NISP ultimate predecessor; one of Indonesia's oldest banks)
- **2004 OCBC Singapore acquires NISP Bank** → distinctive Singaporean-Indonesian banking acquisition

## History

**Apr 4 1941 — NISP (Nederlandsch-Indische Spaarbank) founded** in Bandung, Indonesia → distinctive Indonesian colonial savings bank heritage (NISP ultimate predecessor).

**1994 — NISP Bank IPO on IDX (Indonesia Stock Exchange)**.

**2004 — OCBC Singapore acquires NISP Bank** → distinctive Singaporean-Indonesian banking acquisition (OCBC NISP majority controlling).

**2017 — OCBC mobile Indonesia launches**.

**2024 — OCBC NISP completes acquisition of PT Bank Commonwealth Indonesia** (post-Commonwealth Bank of Australia Indonesian divestiture).

**2025 — OCBC mobile Indonesia + OCBC NISP ONe Wallet** <sup>[1][1], [2][2]</sup>.

## Ownership & operator

**Operating entity**: **PT Bank OCBC NISP Tbk** (IDX: NISP).

**Major shareholders**: **OCBC Overseas Investments Pte Ltd (OCBC Singapore subsidiary; ~85% controlling) + Indonesian institutional + Indonesian retail public float**.

**Regulators**: **OJK + BI**.

## Technical integration

OCBC mobile Indonesia (iOS + Android; "one-stop solution" application) + **OCBC NISP ONe Wallet** distinctive Indonesian banking-mobile-wallet integration + ocbcnisp.com online + OCBC NISP cards (Visa + Mastercard) + OCBC NISP Indonesian branch network; QRIS + BI-FAST + Indonesian ACH (SKNBI) + Indonesian RTGS (BI-RTGS); **OCBC NISP + Commonwealth Bank Indonesia integration (post-2024 acquisition)**.

## Users & growth

**2025**: OCBC mobile Indonesia + OCBC NISP ONe Wallet; one of Indonesia's largest private commercial banks.

## Use cases

Indonesian retail + private + corporate + SME + investment + insurance banking via OCBC mobile Indonesia + OCBC NISP ONe Wallet + ocbcnisp.com online + cards + branches; QRIS + BI-FAST + Indonesian ACH + RTGS.

## Implementations & partners

**Operator**: PT Bank OCBC NISP Tbk (IDX: NISP); **OCBC Overseas Investments Pte Ltd (OCBC Singapore subsidiary; ~85% controlling)**.

**Subsidiaries**: **PT Bank Commonwealth Indonesia (post-2024 acquisition; integrated)** + **OCBC NISP Sekuritas (Indonesian securities)**.

**OCBC Group sister entities**: [OCBC Singapore App](https://docs.barcoder.ai/docs/wallets/ocbc-bank) (Singapore parent; SGX: O39) + Bank of Singapore (OCBC private banking; post-2010 ING Asian Private Banking acquisition) + OCBC Wing Hang (Hong Kong; post-2014 Wing Hang Bank HKD 38.45B acquisition) + OCBC Malaysia + OCBC China + OCBC NISP.

**Major Indonesian banking competitors**: [Bank Mandiri (Livin' by Mandiri)](https://docs.barcoder.ai/docs/wallets/bank-mandiri) + [Bank Rakyat Indonesia (BRI)](https://docs.barcoder.ai/docs/wallets/bank-rakyat-indonesia) + [Bank Central Asia (BCA)](https://docs.barcoder.ai/docs/wallets/bank-central-asia) + [BNI Bank Negara Indonesia](https://docs.barcoder.ai/docs/wallets/bni-indonesia) + [CIMB Niaga / OCTO Mobile](https://docs.barcoder.ai/docs/wallets/cimb-niaga) + [Maybank Indonesia / M2U ID App](https://docs.barcoder.ai/docs/wallets/maybank-indonesia) + Panin Bank + BTPN.

**Regulators**: OJK + BI.

## Fun facts

- **OCBC Singapore's Indonesian subsidiary** (OCBC = Oversea-Chinese Banking Corporation; Singapore's #2 bank by assets).
- **One of Indonesia's largest private commercial banks**.
- **OCBC mobile Indonesia + OCBC NISP ONe Wallet distinctive Indonesian banking-mobile-wallet integration**.
- **2024 OCBC NISP completes acquisition of PT Bank Commonwealth Indonesia** (post-Commonwealth Bank of Australia Indonesian divestiture) → distinctive Indonesian banking consolidation.
- **Apr 4 1941 NISP founding** (Nederlandsch-Indische Spaarbank; OCBC NISP ultimate predecessor; one of Indonesia's oldest banks).
- **2004 OCBC Singapore acquires NISP Bank** → distinctive Singaporean-Indonesian banking acquisition.

## Comparison

| Feature | OCBC NISP / OCBC mobile Indonesia | [Bank Mandiri (Livin' by Mandiri)](https://docs.barcoder.ai/docs/wallets/bank-mandiri) (Indonesia #1 state-controlled rival) | [Bank Central Asia (BCA)](https://docs.barcoder.ai/docs/wallets/bank-central-asia) (Indonesia #1 private + Hartono family rival) | [CIMB Niaga / OCTO Mobile](https://docs.barcoder.ai/docs/wallets/cimb-niaga) (CIMB Indonesian subsidiary rival + OCTO Mobile super-app) | [Maybank Indonesia / M2U ID App](https://docs.barcoder.ai/docs/wallets/maybank-indonesia) (Maybank Indonesian subsidiary rival + M2U ID App) |
|---|---|---|---|---|---|
| Operator | **PT Bank OCBC NISP Tbk (IDX: NISP; OCBC Singapore ~85% controlling)** | PT Bank Mandiri (Persero) Tbk (IDX: BMRI) | PT Bank Central Asia Tbk (IDX: BBCA) | PT Bank CIMB Niaga Tbk (IDX: BNGA) | PT Bank Maybank Indonesia Tbk (IDX: BNII) |
| Type | **OCBC Singapore's Indonesian subsidiary + one of Indonesia's largest private commercial banks + OCBC mobile Indonesia + OCBC NISP ONe Wallet + 2024 PT Bank Commonwealth Indonesia acquisition** | Indonesia #1 state-controlled + Livin' by Mandiri 25M+ MAU | Indonesia #1 private + Hartono family + myBCA 30M+ MAU | CIMB Indonesian subsidiary + OCTO Mobile super-app + Q1 2025 35% YoY transaction growth | Maybank Indonesian subsidiary + Rp198T assets + M2U ID App |
| Country | ID | ID + 5+ countries | ID + 4+ countries | ID | ID + IN (Mumbai) |
| Distinctive | **Apr 4 1941 NISP founding in Bandung (Indonesian colonial savings bank heritage); 1994 IDX IPO; 2004 OCBC Singapore NISP acquisition; 2017 OCBC mobile Indonesia launch; 2024 PT Bank Commonwealth Indonesia acquisition post-CBA Indonesian divestiture** | 1998 founding via 4 Indonesian state banks merger | 1957 founding by Sudono Salim; 2003 Hartono family acquisition | Sep 26 1955 Bank Niaga founding; Jun 1 2008 Bank CIMB Niaga + Bank Lippo merger | 1959 BII founding; 2008 Maybank USD 2.7B BII acquisition |

## Status

**Active, OCBC Singapore's Indonesian subsidiary + one of Indonesia's largest private commercial banks** <sup>[1][1], [2][2]</sup>:
- **PT Bank OCBC NISP Tbk (IDX: NISP; OCBC Singapore ~85% controlling)** since Apr 4 1941 NISP founding + 2004 OCBC Singapore NISP acquisition + 2017 OCBC mobile Indonesia launch + 2024 PT Bank Commonwealth Indonesia acquisition.
- **OCBC mobile Indonesia + OCBC NISP ONe Wallet distinctive Indonesian banking-mobile-wallet integration**.
- **OJK + BI regulated**.

## Sources

[1]: https://apps.apple.com/id/app/ocbc-mobile-indonesia/id1194942386 "OCBC mobile Indonesia — App Store"
[2]: https://play.google.com/store/apps/details?id=com.ocbcnisp.onemobileapp "OCBC mobile Indonesia — Google Play"
[id-cro]: https://docs.barcoder.ai/docs/payments/ID

- [1] [OCBC mobile Indonesia — App Store][1]
- [2] [OCBC mobile Indonesia — Google Play][2]
- <sup>[Indonesia report](https://docs.barcoder.ai/docs/payments/ID)</sup> In-corpus: `reports/countries/ID-indonesia.md`

## Source

Biography extracted from [ocbc-nisp.md](https://docs.barcoder.ai/source/wallets/ocbc-nisp). See `matrix.md` for standards-support matrix if present.