# OMT Pay

> Source: https://docs.barcoder.ai/docs/wallets/omt-pay
> research date 2026-06-04 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [OMT Pay — official page](https://www.omt.com.lb/en/omtpay)
- [OMT Pay QR Payment News](https://www.omt.com.lb/en/news/pay-with-qr-on-omtpay-app-and-turn-your-points-into-cash)

## Supported standards

This wallet supports the following visual-code standards:

- [`omt-pay`](https://docs.barcoder.ai/docs/standards/omt-pay)

## Overview

**OMT Pay** is the mobile wallet and digital-payment platform of **OMT** (Office des Monnaies et Transferts), one of Lebanon's largest money-remittance companies. OMT Pay supports mobile money transfers, QR-code payments at merchants, online-checkout integration, and a loyalty-program feature that lets users convert reward points into cash or QR-payment credit. As of the latest available data, OMT Pay serves hundreds of thousands of users in Lebanon and among the Lebanese diaspora.

## History

**2013** — OMT launched OMT Pay as a mobile wallet to complement its traditional money-remittance business. The launch was part of a broader shift in Lebanon's financial services toward digital payments.

**2015–2019** — OMT Pay expanded its merchant acceptance network in Lebanon, adding QR-code payments for in-store purchases at partner merchants. The platform also integrated with Lebanese e-commerce sites for online-checkout payments.

**2020–2023** — During Lebanon's economic crisis (which began in 2019), OMT Pay saw increased adoption as users sought digital alternatives to cash. The platform added QR-code payment capabilities to its app, allowing users to pay at merchants and convert OMT reward points into QR-payment credit.

**2024–2026** — OMT Pay continues to serve both domestic Lebanese users and the diaspora, with cross-border remittance capabilities to and from Lebanon. The platform supports QR payments and has integrated with Lebanese merchant acquirers.

## Ownership & operator

- **OMT (Office des Monnaies et Transferts)** — a Lebanese money-remittance company founded in the 1980s. OMT is one of the largest remittance corridors in Lebanon, particularly for the Lebanese diaspora in the Gulf, Africa, and the Americas.
- **OMT Pay** is the digital-wallet subsidiary of OMT, operating under Lebanese financial regulations.
- **Regulator:** Banque du Liban (BDL) — the central bank of Lebanon.

## Technical integration

**QR-code payments** — OMT Pay supports QR-code payments at Lebanese merchants. Users can scan merchant QR codes with the OMT Pay app to make contactless payments. The platform also supports dynamic QR codes for variable-amount transactions.

**Channels:** Mobile app (iOS, Android), web portal for account management.

**Identifiers accepted:** QR code (primary), phone number (for P2P transfers and remittances).

## Users & growth

- **Registered users:** Estimated 500,000+ (OMT's total customer base across all products, including remittance). OMT Pay-specific active-user figures are not publicly disclosed in detail.
- OMT is one of the top-3 money-remittance companies in Lebanon by volume, and OMT Pay is a growing channel alongside traditional remittance services.

## Use cases

- **Domestic transfers:** Send money to other OMT Pay users within Lebanon.
- **Merchant payments (QR):** Pay at OMT-partner merchants in Lebanon using QR codes.
- **Online shopping:** OMT Pay is a checkout option on selected Lebanese e-commerce websites.
- **Remittances:** Send and receive cross-border remittances. Users abroad (Gulf, Africa, Americas) can remit money to Lebanon via OMT's network, with recipients able to access funds through OMT Pay.
- **Bill payments:** Utility bills, telco top-ups, and other payments via the app.
- **Rewards:** OMT Pay includes a loyalty-program feature where users earn points that can be converted to cash or used for QR payments.

## Implementations & partners

- **Merchant partners:** Lebanese retail chains, restaurants, and service providers. OMT leverages its extensive remittance-agent network for merchant onboarding.
- **Cross-border:** OMT has remittance corridors to 140+ countries. OMT Pay acts as the digital-disbursement channel for incoming remittances to Lebanon.
- **E-commerce:** Selected Lebanese online merchants accept OMT Pay at checkout.

## Fun facts

- OMT operates in 140+ countries, making it one of the most globally-connected Lebanese financial-services companies.
- OMT Pay's **reward-to-cash conversion** feature is unique in the Lebanese market — users can convert loyalty points into usable QR-payment balance, effectively turning rewards into spendable money.

## Comparison

| Feature | OMT Pay | Bank wallets (BLOZ, Touch & Pay) |
|---|---|---|
| **Operator** | OMT (remittance co.) | Lebanese banks |
| **Remittance** | Yes (core strength) | Limited |
| **QR payments** | Yes (partner merchants) | Varies by bank |
| **Rewards-to-cash** | Yes | No |
| **Diaspora reach** | 140+ countries | Domestic only |

OMT Pay differentiates through its **cross-border remittance capabilities** and its **reward-to-cash conversion** feature. Bank-led wallets in Lebanon offer similar QR-payment functionality but lack the extensive diaspora network that OMT brings.

## Status

**Active.** OMT Pay continues to operate in Lebanon, serving both domestic users and the diaspora. The platform is licensed and supervised by Banque du Liban. Despite Lebanon's economic challenges, OMT remains a dominant player in the country's remittance market, and OMT Pay is its primary digital-channel product.

## Sources

[1] [OMT — OMT Pay](https://www.omt.com.lb/en/omtpay) — OMT, 2026.
[2] [OMT — QR Payment News](https://www.omt.com.lb/en/news/pay-with-qr-on-omtpay-app-and-turn-your-points-into-cash) — OMT.
[in-cro]: [LB-lebanon](https://docs.barcoder.ai/docs/payments/LB)

## Source

Biography extracted from [omt-pay.md](https://docs.barcoder.ai/source/wallets/omt-pay). See `matrix.md` for standards-support matrix if present.