# OTP Bank Romania

> Source: https://docs.barcoder.ai/docs/wallets/otp-romania
> research date 2026-05-31 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [OTP Bank Romania — official](https://www.otpbank.ro/)

## Overview

**OTP Bank Romania** is **Romanian commercial bank** + **OTP Bank Hungarian parent BUX: OTP Romanian subsidiary** + **mid-tier Romanian commercial bank** <sup>[1][1], [Romania report](https://docs.barcoder.ai/docs/payments/RO)</sup>.

## History

**Jul 2004 — OTP Bank Hungarian parent acquires RoBank Romanian commercial bank** distinctive Romanian banking acquisition.

**2014 — OTPdirekt mobile banking app launch**.

## Ownership & operator

**Operating entity**: **OTP Bank Romania S.A.** (Romanian commercial bank; OTP Bank Hungarian parent).

**Major shareholders**: **OTP Bank Plc (BUX: OTP; Hungarian banking group; CEE focus) fully owned**.

**Regulators**: **BNR + ECB + MNB Hungary**.

## Technical integration

OTPdirekt mobile app (iOS + Android) + otpbank.ro online + OTP Bank Romania branch network across Romania + OTP Bank Romania Visa + Mastercard cards; SEPA + SEPA Instant + EPC-QR.

## Implementations & partners

**OTP Bank parent**: [OTP Bank (Hungary)](https://docs.barcoder.ai/docs/wallets/otp-bank) (OTP Bank Hungary; BUX: OTP; Hungarian banking group; CEE focus across 11+ countries).

**Major Romanian banking + payments competitors**: [Banca Transilvania (BT) / BT Pay](https://docs.barcoder.ai/docs/wallets/banca-transilvania) (Banca Transilvania; BVB: TLV; Romania's largest commercial bank by assets) + [Banca Comerciala Romana (BCR)](https://docs.barcoder.ai/docs/wallets/banca-comerciala-romana) (BCR Banca Comercială Română; Erste Group Austrian parent ~99.9% controlling) + [BRD - Groupe Societe Generale](https://docs.barcoder.ai/docs/wallets/brd-romania) (BRD Société Générale Romania; BVB: BRD; Société Générale French parent ~60.17% controlling) + [Raiffeisen Bank Romania](https://docs.barcoder.ai/docs/wallets/raiffeisen-romania) (Raiffeisen Romania; Raiffeisen Bank International Austrian parent ~99.5% controlling) + UniCredit Bank Romania (UniCredit Bank Romania; UniCredit Italian parent Romanian subsidiary) + ING Bank Romania (ING Bank Romania; ING Group Dutch parent Romanian subsidiary) + [Salt Bank](https://docs.barcoder.ai/docs/wallets/salt-bank) (Salt Bank Romania; Banca Transilvania-anchored Romanian digital bank) + [Revolut](https://docs.barcoder.ai/docs/wallets/revolut) (Revolut UK global; ~5M+ Romanian users).

**Regulators**: BNR + ECB + MNB Hungary.

## Status

**Active, Romanian commercial bank + OTP Bank Hungarian parent BUX:OTP Romanian subsidiary + mid-tier Romanian commercial bank + First Bank Romania Mar 2026 ~€90M planned acquisition pending regulatory approval** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://www.otpbank.ro/ "OTP Bank Romania — official"
[2]: https://en.wikipedia.org/wiki/OTP_Bank "OTP Bank — Wikipedia"
[ro-cro]: https://docs.barcoder.ai/docs/payments/RO

- [1] [OTP Bank Romania — official][1]
- [2] [OTP Bank — Wikipedia][2]
- <sup>[Romania report](https://docs.barcoder.ai/docs/payments/RO)</sup> In-corpus: `reports/countries/RO-romania.md`

## Source

Biography extracted from [otp-romania.md](https://docs.barcoder.ai/source/wallets/otp-romania). See `matrix.md` for standards-support matrix if present.