# Paynet Uzbekistan

> Source: https://docs.barcoder.ai/docs/wallets/paynet-uz
> research date 2026-06-01 · extracted at 2026-10-03
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Paynet — official](https://paynet.uz/)

## Key details

- **Parent:** agent network
- **Launch:** 2008

## Overview

**Paynet Uzbekistan** is **Uzbek bill payments aggregator + fintech network** + **founded 2008 in Tashkent Uzbekistan as Uzbek pioneer bill payments aggregator + agent network** + **one of Uzbekistan's largest bill payments aggregators by agent network** <sup>[1][1], [Uzbekistan report](https://docs.barcoder.ai/docs/payments/UZ)</sup>.

## History

**2008 — Paynet LLC founded in Tashkent Uzbekistan as Uzbek pioneer bill payments aggregator + agent network** distinctive Uzbek fintech heritage as Uzbekistan's first bill payments aggregator.

## Ownership & operator

**Operating entity**: **Paynet LLC** (Uzbek bill payments aggregator + fintech network).

**Major shareholders**: **Uzbek retail + institutional + foreign investors**.

**Regulators**: **Central Bank of Uzbekistan CBU**.

## Technical integration

Paynet mobile app (iOS + Android) + paynet.uz online + Paynet agent network across Uzbekistan + UZCARD + HUMO cards + Paynet bill payment + P2P + merchant QR payments; UZCARD national card scheme + HUMO national card scheme + EMVCo QRCPS QR payments + Uzbek Som UZS domestic transfers.

## Implementations & partners

**Major Uzbek fintech mobile wallet competitors**: [Payme Uzbekistan](https://docs.barcoder.ai/docs/wallets/payme-uzbekistan) (Payme Uzbekistan; Uzum Holdings parent ~100%+ controlling; ~5M+ Payme users) + [Click Uzbekistan](https://docs.barcoder.ai/docs/wallets/click-uzbekistan) (Click Uzbekistan; ~10M+ Click users; Uzbekistan's pioneer mobile wallet) + [Oson Uzbekistan](https://docs.barcoder.ai/docs/wallets/oson-uz) (Oson Uzbekistan; Uzbek fintech mobile wallet).

**Regulators**: Central Bank of Uzbekistan CBU.

## Status

**Active, Uzbek bill payments aggregator + fintech network + founded 2008 in Tashkent Uzbekistan as Uzbek pioneer bill payments aggregator + agent network + one of Uzbekistan's largest bill payments aggregators by agent network** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://paynet.uz/ "Paynet — official"
[2]: https://en.wikipedia.org/wiki/Paynet_(Uzbekistan) "Paynet — Wikipedia"
[uz-cro]: https://docs.barcoder.ai/docs/payments/UZ

- [1] [Paynet — official][1]
- [2] [Paynet — Wikipedia][2]
- <sup>[Uzbekistan report](https://docs.barcoder.ai/docs/payments/UZ)</sup> In-corpus: `reports/countries/UZ-uzbekistan.md`

## Source

Biography extracted from [paynet-uz.md](https://docs.barcoder.ai/source/wallets/paynet-uz). See `matrix.md` for standards-support matrix if present.