# Bank Permata

> Source: https://docs.barcoder.ai/docs/wallets/permata-indonesia
> research date 2026-06-01 · extracted at 2026-10-03
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Permata — official](https://www.permatabank.com/)

## Key details

- **Parent:** assets

## Overview

**Bank Permata** is **Indonesian commercial bank** + **IDX: BNLI** + **Bangkok Bank Thai parent BKK: BBL ~89%+ controlling post-May 20 2020 ~$2.7B acquisition from Astra International + Standard Chartered + Indonesian retail + institutional + foreign investors free float** + **one of Indonesia's largest commercial banks by assets** + **founded Sep 27 2002 in Jakarta Indonesia via Indonesian government consolidation of 5 Indonesian commercial banks post-Asian financial crisis** <sup>[1][1], [Indonesia report](https://docs.barcoder.ai/docs/payments/ID)</sup>.

## History

**Sep 27 2002 — Bank Permata founded in Jakarta Indonesia via Indonesian government consolidation of 5 Indonesian commercial banks post-Asian financial crisis under IBRA Indonesian Bank Restructuring Agency consolidation** distinctive Indonesian banking heritage.

**2004 — Astra International + Standard Chartered jointly acquire controlling stake in Bank Permata**.

**May 20 2020 — Bangkok Bank Thai parent BKK: BBL acquires ~89%+ controlling stake in Bank Permata for ~$2.7B from Astra International + Standard Chartered** distinctive Indonesian-Thai banking consolidation.

**2014 — PermataMobile banking app launch**.

## Ownership & operator

**Operating entity**: **Bank Permata** (Indonesian commercial bank; IDX: BNLI).

**Major shareholders**: **Bangkok Bank (BKK: BBL; Thai parent) ~89%+ controlling post-May 20 2020 ~$2.7B acquisition + Indonesian retail + institutional + foreign investors free float**.

**Regulators**: **Otoritas Jasa Keuangan OJK + Bank Indonesia BI + Bank of Thailand BOT via Bangkok Bank parent**.

## Technical integration

PermataMobile app (iOS + Android) + permatabank.com online + Bank Permata branch network across Indonesia + Permata Visa + Mastercard + JCB cards; QRIS (Quick Response Code Indonesian Standard; Indonesian national QR payment scheme; Bank Indonesia BI operator) + BI-FAST (Indonesian instant payments; Bank Indonesia BI operator) + EMVCo QRCPS QR payments + Indonesian Rupiah IDR domestic transfers.

## Implementations & partners

**Parent group**: [Bangkok Bank](https://docs.barcoder.ai/docs/wallets/bangkok-bank) (Bangkok Bank; BKK: BBL; Thai commercial bank; one of Thailand's largest commercial banks by assets).

**Major Indonesian banking + payments competitors**: [Bank Rakyat Indonesia (BRI)](https://docs.barcoder.ai/docs/wallets/bank-rakyat-indonesia) (Bank Rakyat Indonesia BRI; IDX: BBRI; Indonesia's largest commercial bank by customers + branches) + [Bank Mandiri (Livin' by Mandiri)](https://docs.barcoder.ai/docs/wallets/bank-mandiri) (Bank Mandiri; IDX: BMRI; Indonesia's largest commercial bank by assets) + [Bank Central Asia (BCA)](https://docs.barcoder.ai/docs/wallets/bank-central-asia) (Bank Central Asia BCA; IDX: BBCA; Indonesia's largest private commercial bank by market cap) + [BNI Bank Negara Indonesia](https://docs.barcoder.ai/docs/wallets/bni-indonesia) (Bank Negara Indonesia BNI; IDX: BBNI) + [CIMB Niaga / OCTO Mobile](https://docs.barcoder.ai/docs/wallets/cimb-niaga) (CIMB Niaga; IDX: BNGA; CIMB Bank Malaysia parent ~92%+ controlling) + [Bank Danamon Indonesia](https://docs.barcoder.ai/docs/wallets/danamon-indonesia) (Bank Danamon; IDX: BDMN; MUFG Bank Japanese parent ~94%+ controlling) + [QRIS](https://docs.barcoder.ai/docs/standards/qris) (QRIS Indonesian national QR payment scheme).

**Regulators**: Otoritas Jasa Keuangan OJK + Bank Indonesia BI + Bank of Thailand BOT via Bangkok Bank parent.

## Status

**Active, Indonesian commercial bank + IDX:BNLI + Bangkok Bank Thai parent BKK:BBL ~89%+ controlling post-May 20 2020 ~$2.7B acquisition from Astra International + Standard Chartered + one of Indonesia's largest commercial banks by assets + founded Sep 27 2002 in Jakarta Indonesia via Indonesian government consolidation of 5 Indonesian commercial banks post-Asian financial crisis** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://www.permatabank.com/ "Permata — official"
[2]: https://en.wikipedia.org/wiki/PermataBank "Permata — Wikipedia"
[id-cro]: https://docs.barcoder.ai/docs/payments/ID

- [1] [Permata — official][1]
- [2] [Permata — Wikipedia][2]
- <sup>[Indonesia report](https://docs.barcoder.ai/docs/payments/ID)</sup> In-corpus: `reports/countries/ID-indonesia.md`

## Source

Biography extracted from [permata-indonesia.md](https://docs.barcoder.ai/source/wallets/permata-indonesia). See `matrix.md` for standards-support matrix if present.