# Piraeus Bank (Piraeus app + winbank)

> Source: https://docs.barcoder.ai/docs/wallets/piraeus-bank
> research date 2026-05-29 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Piraeus Bank — official](https://www.piraeusbank.gr/)

## Overview

**Piraeus Bank** (operating under **Piraeus Financial Holdings** post-2021 reorganization) is **one of Greece's four systemically important banks** <sup>[1][1], [2][2], [Greece report](https://docs.barcoder.ai/docs/payments/GR)</sup>. **2025 baseline**: **Piraeus app redesigned modern digital banking + winbank digital banking platform** + **Piraeus app + Piraeus Business app for digital banking + business banking** + **multi-app-store availability (App Store iOS + Google Play Store Android + Huawei App Gallery)**.

**Distinctive Piraeus Bank positioning** <sup>[1][1], [3][3]</sup>:
- **One of Greece's four systemically important banks** (alongside NBG + Eurobank + Alpha Bank)
- **Piraeus app**: Redesigned modern digital banking for individuals + multi-app-store availability (iOS + Android + Huawei App Gallery)
- **winbank** Piraeus's distinctive digital banking platform brand — pioneering Greek digital banking
- **Piraeus Business app**: Dedicated business mobile banking app
- **Piraeus in the spotlight**: Dashboard section with propositions promoting banking relationship
- **Digital onboarding service**: Full digital account opening for individuals + business customers

## History

**1916 — Piraeus Bank founded** in Piraeus, Greece — distinctive Greek port-city banking heritage.

**1991 — Piraeus Bank privatization** post-Greek banking nationalization era.

**2000s — Mass Greek banking expansion** via acquisitions (Macedonia-Thrace Bank + Chios Bank + Société Générale Greek subsidiary + ATEbank + Geniki Bank + Millennium Bank Greek + Cyprus Popular Bank Greek branches + others).

**2010 — Piraeus Bank mobile banking app + winbank launches** as Piraeus's digital banking platform.

**2018 — Greek financial crisis recovery** — Piraeus Bank receives HFSF (Hellenic Financial Stability Fund) recapitalization.

**2021 — Piraeus Bank reorganized as Piraeus Financial Holdings** (post-Greek financial crisis recovery).

**2025 — Piraeus app redesigned modern digital banking + multi-app-store availability** <sup>[1][1]</sup>.

## Ownership & operator

**Operating entity**: **Piraeus Financial Holdings** (Piraeus Bank; ATHEX: TPEIR).

**Major shareholders**: **Greek Helleniq State (post-Greek financial crisis recapitalization; gradually divesting) + Paulson & Co. (John Paulson; US institutional investor) + various Greek + international institutional + ATHEX public float**.

**Regulators**: **Bank of Greece + HCMC (Hellenic Capital Market Commission) + ECB**.

## Technical integration

| Layer | Description |
|---|---|
| **Channels** | Piraeus app (iOS + Android + Huawei App Gallery; primary GR retail-banking mobile channel; redesigned modern digital banking) + Piraeus Business app (business mobile banking) + winbank digital banking platform + Piraeus Online Banking + Piraeus Bank cards (Visa + Mastercard) + Piraeus Bank branch network |
| **Identifiers** | Phone + email + card number + Greek ID |
| **GR + EU rails** | **[IRIS QR](https://docs.barcoder.ai/docs/standards/iris-qr)** (DIAS IRIS Greek national instant payment) + **SEPA Instant Credit Transfer** (EU SEPA Instant) |
| **License** | Bank (Piraeus Bank full Greek banking license; one of Greece's four systemically important banks) |
| **Sub-products** | Piraeus Account + Piraeus Cards + Piraeus Credit + Piraeus Mortgages + Piraeus Investments + Piraeus Insurance + Piraeus for Business + Piraeus Wealth Management + Piraeus Securities + Piraeus app (consumer mobile banking) + Piraeus Business app (business mobile banking) + winbank (digital banking platform) + Digital onboarding service (full digital account opening) + Mobile wallets integration (Apple Pay + Google Pay + Samsung Pay) |
| **Distinctive winbank brand**: Piraeus's distinctive digital banking platform brand — pioneering Greek digital banking |
| **Distinctive Huawei App Gallery availability**: Beyond Apple App Store + Google Play |

## Users & growth

**2025 baseline** <sup>[1][1], [3][3]</sup>:
- **One of Greece's four systemically important banks** (alongside NBG + Eurobank + Alpha Bank)
- **Piraeus app redesigned modern digital banking**
- **Multi-app-store availability**: App Store iOS + Google Play Store Android + Huawei App Gallery
- **winbank digital banking platform** — pioneering Greek digital banking
- **Specific 2025 Piraeus mobile app user numbers**: not publicly disclosed in current sources

## Use cases

Greek retail + corporate + investment + wealth-management + insurance + business banking via Piraeus app + Piraeus Business app + winbank digital banking platform + Piraeus Online + cards + branches; IRIS national instant payment + SEPA Instant; Digital onboarding service for individuals + business customers; Mobile wallets integration (Apple Pay + Google Pay + Samsung Pay).

## Implementations & partners

**Operator**: **Piraeus Financial Holdings** (Piraeus Bank; ATHEX: TPEIR).

**Major shareholders**: **Greek Helleniq State (post-Greek financial crisis recapitalization; gradually divesting) + Paulson & Co. (John Paulson; US institutional investor) + Greek + international institutional + ATHEX public float**.

**Major Greek banking + fintech competitors**:
- **[NBG (National Bank of Greece) Mobile Banking](https://docs.barcoder.ai/docs/wallets/nbg-greece)** (National Bank of Greece NBG; Greece's oldest commercial bank; NBG Mobile Banking top GR banking app with 2M+ users; eGov-KYC integration)
- **[Eurobank (v-Banking + EVA virtual assistant)](https://docs.barcoder.ai/docs/wallets/eurobank)** (Eurobank Ergasias Services and Holdings; Greek systemic bank; v-Banking mobile app with EVA virtual assistant; 2M+ digital customers; 96% money transactions digital; 2025 Global Finance Best Digital Bank in Greece + Western Europe)
- **Alpha Bank** (Greek major bank; Greek systemic bank)
- **Optima Bank** + **Attica Bank** + **Pancreta Bank** (Greek smaller banks)
- **Viva.com (formerly Viva Wallet)** (Greek fintech; JPMorgan acquired 48.5% stake 2022)
- **Revolut Greece** + **Wise Greece** + **Bunq Greece** + **N26 Greece** (European challenger banks in Greece)

**Greek government partner**: **eGov-KYC** (Greek government digital ID system integration; via NBG-led national digital ID).

**Greek payment rail partner**: **DIAS** (DIAS IRIS Greek national instant payment).

**Regulators**: **Bank of Greece + HCMC + ECB**.

## Fun facts

- **One of Greece's four systemically important banks** (alongside NBG + Eurobank + Alpha Bank).
- **1916 founding** in Piraeus, Greece — distinctive Greek port-city banking heritage.
- **2000s mass Greek banking expansion via acquisitions** (Macedonia-Thrace Bank + Chios Bank + Société Générale Greek subsidiary + ATEbank + Geniki Bank + Millennium Bank Greek + others).
- **2018 HFSF recapitalization** post-Greek financial crisis recovery.
- **2021 Piraeus Bank reorganized as Piraeus Financial Holdings**.
- **winbank** Piraeus's distinctive digital banking platform brand — pioneering Greek digital banking.
- **Piraeus app multi-app-store availability**: App Store iOS + Google Play Store Android + Huawei App Gallery — distinctive multi-platform reach.
- **Piraeus Business app** dedicated business mobile banking.
- **Digital onboarding service** for full digital account opening.
- **Greek Helleniq State** post-Greek financial crisis recapitalization shareholder gradually divesting.
- **Paulson & Co.** (US institutional investor) shareholder.

## Comparison

| Feature | Piraeus Bank | [NBG (National Bank of Greece) Mobile Banking](https://docs.barcoder.ai/docs/wallets/nbg-greece) (Greece's oldest commercial bank rival; NBG Mobile Banking 2M+ users) | [Eurobank (v-Banking + EVA virtual assistant)](https://docs.barcoder.ai/docs/wallets/eurobank) (Greek systemic bank rival; v-Banking + 2M+ digital customers + 96% money transactions digital) | Alpha Bank (Greek systemic bank rival) | [CaixaBank + imagin](https://docs.barcoder.ai/docs/wallets/caixabank) (Spanish CaixaBank comparable; 12.66M digital users; imagin neobank) |
|---|---|---|---|---|---|
| Operator | **Piraeus Financial Holdings (Piraeus Bank; ATHEX: TPEIR; Greek Helleniq State post-financial-crisis recapitalization stakeholder gradually divesting + Paulson & Co. US institutional investor + Greek + international institutional + ATHEX public float)** | National Bank of Greece S.A. (ATHEX: ETE; HFSF + institutional + ATHEX public float) | Eurobank Ergasias Services and Holdings (ATHEX: EUROB) | Alpha Bank S.A. (ATHEX: ALPHA) | CaixaBank S.A. (BME: CABK; Fundación Bancaria La Caixa controlling ~30%) |
| Type | **Greek systemic bank + Piraeus app redesigned modern digital banking + winbank digital banking platform + Piraeus Business app + multi-app-store availability (iOS + Android + Huawei App Gallery)** | Greece's oldest commercial bank since 1841 + NBG Mobile Banking top GR banking app with 2M+ users + eGov-KYC integration + Money Box digital savings | Greek systemic bank + v-Banking mobile app with EVA virtual assistant + 2M+ digital customers + 96% money transactions digital + 2025 Global Finance Best Digital Bank in Greece + Western Europe | Greek systemic bank | Spain Big-3 bank + 12.66M digital users + imagin Spain's first mobile-only bank for millennials |
| Country | Greece | GR + 12+ other countries | Greece + multi-country | Greece primary | ES + PT |
| Users | **Greek systemic bank; specific 2025 user numbers not publicly disclosed** | NBG Mobile Banking 2M+ users (top banking app in Greece) | 2M+ digital customers; 2,000 digital transactions/minute; 96% money transactions digital | Greek systemic bank | 12.66M CaixaBank group digital users; imagin 4M users + 41% penetration 16-34 |
| Distinctive | **1916 founding in Piraeus Greece (port-city banking heritage); 2000s mass Greek banking expansion via acquisitions (Macedonia-Thrace Bank + Chios Bank + Société Générale Greek subsidiary + ATEbank + Geniki Bank + others); 2021 Piraeus Bank reorganized as Piraeus Financial Holdings; winbank distinctive Greek digital banking platform pioneer; Piraeus app multi-app-store availability (iOS + Android + Huawei App Gallery); Paulson & Co. US institutional investor shareholder** | Mar 30 1841 founding in Athens (Greece's oldest commercial bank); eGov-KYC integration for mobile account opening; Money Box digital savings management; IRIS national instant payment integration | 25 years of digital banking leadership (since 2000); 17 awards at 2025 Global Finance World's Best Digital Bank Awards (only Greek systemic bank); EVA virtual assistant; Best Digital Bank in Greece + Best Consumer Digital Bank in Western Europe 2025 | Greek systemic bank | 1904 Caja de Pensiones founding; 2016 imagin Spain's first mobile-only bank for millennials launch |

## Status

**Active, one of Greece's four systemically important banks** <sup>[1][1], [2][2]</sup>:
- **Piraeus Financial Holdings** (Piraeus Bank; ATHEX: TPEIR) since 1916 (Piraeus Greece founding); 2021 reorganized as Piraeus Financial Holdings.
- **Piraeus app redesigned modern digital banking** + **winbank distinctive Greek digital banking platform pioneer**.
- **Multi-app-store availability**: App Store iOS + Google Play Store Android + Huawei App Gallery.
- **Greek Helleniq State + Paulson & Co. (US institutional investor)** major shareholders.
- **Bank of Greece + HCMC + ECB regulated**.

## Sources

[1]: https://www.piraeusbank.gr/en/individuals/digital-solutions/banking-mobile-applications/piraeus-app "Piraeus App — Piraeus Bank"
[2]: https://www.piraeusbank.gr/en/individuals/digital-solutions/piraeus-e-banking "Piraeus e-banking — Piraeus Bank"
[3]: https://www.piraeusbank.gr/en/individuals/digital-solutions "Digital Solutions for Individuals — Piraeus Bank"
[4]: https://www.piraeusbank.gr/en/individuals/digital-solutions/banking-mobile-applications "Bank Mobile Applications — Piraeus Bank"
[gr-cro]: https://docs.barcoder.ai/docs/payments/GR

- [1] [Piraeus App — Piraeus Bank][1]
- [2] [Piraeus e-banking — Piraeus Bank][2]
- [3] [Digital Solutions for Individuals — Piraeus Bank][3]
- [4] [Bank Mobile Applications — Piraeus Bank][4]
- <sup>[Greece report](https://docs.barcoder.ai/docs/payments/GR)</sup> In-corpus: `reports/countries/GR-greece.md`

## Source

Biography extracted from [piraeus-bank.md](https://docs.barcoder.ai/source/wallets/piraeus-bank). See `matrix.md` for standards-support matrix if present.