# PNB Philippine National Bank

> Source: https://docs.barcoder.ai/docs/wallets/pnb-philippines
> research date 2026-05-31 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [PNB — official](https://www.pnb.com.ph/)

## Overview

**PNB Philippine National Bank** is **PSE: PNB** + **Lucio Tan family Philippine conglomerate parent + LT Group + PAL Holdings** + **one of Philippines' oldest commercial banks since Jul 22 1916** + **Philippine national bank pre-1996 privatisation** + **one of Philippines' largest commercial banks** <sup>[1][1], [Philippines report](https://docs.barcoder.ai/docs/payments/PH)</sup>.

## History

**Jul 22 1916 — Philippine National Bank PNB founded by US colonial Philippine government as Philippine national bank** distinctive Philippine banking heritage.

**1996 — PNB privatised + Lucio Tan family acquires controlling stake**.

**2013 — PNB Mobile Banking app launch + 2023 rebrand as PNB Digital**.

**2013 — Allied Banking Corporation merged into PNB consolidation** (effective Feb 2013).

## Ownership & operator

**Operating entity**: **Philippine National Bank PNB** (Philippine commercial bank; PSE: PNB).

**Major shareholders**: **Lucio Tan family Philippine-Chinese conglomerate (LT Group + PAL Holdings + Tanduay Holdings + Asia Brewery + Philippine Airlines + Allied Bank parent) majority controlling + Filipino retail + institutional + foreign investors free float**.

**Regulators**: **BSP Bangko Sentral ng Pilipinas + SEC Philippines**.

## Technical integration

PNB Digital mobile app (iOS + Android) + pnb.com.ph online + PNB branch network across Philippines + Hong Kong + US + Canada + UK + Italy + France + Japan + Australia + Singapore international branches + PNB Visa + Mastercard + JCB cards; PH IBAN + InstaPay + PESONet + QR Ph.

## Implementations & partners

**LT Group parent**: LT Group (LT Group; PSE: LTG; Lucio Tan family Philippine-Chinese conglomerate; PNB + Tanduay Holdings + Asia Brewery + Philippine Airlines + Allied Bank parent).

**Major Philippine banking + digital bank + payments competitors**: [BDO Unibank (Philippines)](https://docs.barcoder.ai/docs/wallets/bdo-unibank) (BDO Unibank; PSE: BDO; Philippines' largest commercial bank by assets) + [Bank of the Philippine Islands (BPI)](https://docs.barcoder.ai/docs/wallets/bpi-philippines) (BPI Bank of the Philippine Islands; PSE: BPI; Asia's oldest commercial bank since 1851) + [Metrobank (Philippines)](https://docs.barcoder.ai/docs/wallets/metrobank-philippines) (Metrobank; PSE: MBT; George Ty family) + [Land Bank of the Philippines](https://docs.barcoder.ai/docs/wallets/land-bank-philippines) (Land Bank of the Philippines; Philippine state-owned commercial bank) + [Security Bank Philippines](https://docs.barcoder.ai/docs/wallets/security-bank-philippines) (Security Bank; PSE: SECB) + [UnionBank of the Philippines](https://docs.barcoder.ai/docs/wallets/unionbank-philippines) (UnionBank of the Philippines; PSE: UBP; Aboitiz family Philippine conglomerate parent) + [GCash](https://docs.barcoder.ai/docs/wallets/gcash) (GCash; Globe Telecom + Ant Group JV Philippine mobile wallet; ~94M+ Filipino users; Philippines' largest mobile wallet) + [Maya / PayMaya](https://docs.barcoder.ai/docs/standards/maya) (Maya formerly PayMaya; Voyager Innovations Philippine mobile wallet + digital bank; ~50M+ Filipino users) + [Tonik Bank](https://docs.barcoder.ai/docs/wallets/tonik) (Tonik Bank; Philippine digital bank; first SE Asia neobank) + [GoTyme Bank](https://docs.barcoder.ai/docs/wallets/gotyme) (GoTyme Bank; Gokongwei family + Tyme JV Philippine digital bank).

**Regulators**: BSP Bangko Sentral ng Pilipinas + SEC Philippines.

## Status

**Active, PSE:PNB + Lucio Tan family Philippine conglomerate parent + LT Group + PAL Holdings + one of Philippines' oldest commercial banks since Jul 22 1916 + Philippine national bank pre-1996 privatisation** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://www.pnb.com.ph/ "PNB — official"
[2]: https://en.wikipedia.org/wiki/Philippine_National_Bank "PNB — Wikipedia"
[ph-cro]: https://docs.barcoder.ai/docs/payments/PH

- [1] [PNB — official][1]
- [2] [PNB — Wikipedia][2]
- <sup>[Philippines report](https://docs.barcoder.ai/docs/payments/PH)</sup> In-corpus: `reports/countries/PH-philippines.md`

## Source

Biography extracted from [pnb-philippines.md](https://docs.barcoder.ai/source/wallets/pnb-philippines). See `matrix.md` for standards-support matrix if present.