# Pomelo Pay

> Source: https://docs.barcoder.ai/docs/wallets/pomelo-pay
> research date 2026-06-01 · extracted at 2026-10-03
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Pomelo Pay — official](https://www.pomelopay.com/)

## Overview

**Pomelo Pay** is a **UK-based merchant payment-acceptance platform**, operated by **Pomelo Pay Ltd.** <sup>[1][1]</sup>. Founded in **2017**, it lets merchants accept payments — including card, QR-code and alternative wallets — using just a smartphone (softPOS / tap-to-pay) plus QR-based collection, without dedicated hardware. Unlike consumer remittance or BNPL brands, Pomelo Pay sits on the **acquiring/merchant side**, aggregating multiple payment methods into one app and dashboard for small and medium businesses across the **UK, Europe and Singapore** <sup>[1][1]</sup>.

## History

**2017 — Founded in London** <sup>[1][1]</sup> by Vincent Choi and Daniel Lee, aiming to remove the need for card terminals.

**2018-2020 — softPOS + QR acceptance** <sup>[1][1]</sup>: Builds smartphone-based card acceptance and QR collection, plus integrations with alternative wallets.

**2021-2025 — Multi-method merchant aggregation** <sup>[1][1]</sup>: Expands payment-method coverage (cards, QR, wallets) and dashboard/reporting for SME merchants in the UK, Europe and Singapore.

## Ownership & operator

**Operating entity**: **Pomelo Pay Ltd.** (London, UK).

**Founders**: Vincent Choi and Daniel Lee.

**Regulators**:
- **United Kingdom**: FCA (payment-services registration for merchant acquiring/aggregation).

## Technical integration

Pomelo Pay is a **softPOS + QR merchant-acceptance platform** <sup>[1][1]</sup>:

| Layer | Description |
|---|---|
| **Channels** | Pomelo Pay merchant app (iOS + Android) — softPOS tap-to-pay + QR + payment links |
| **Identifiers** | QR codes + card numbers |
| **Acceptance** | Visa / Mastercard cards, EMV QR (QRCPS-style), alternative wallets |
| **Form factor** | Smartphone-only (no dedicated terminal hardware) |
| **Tools** | Merchant dashboard, reporting, payment links |

## Implementations & partners

**Operator**: **Pomelo Pay Ltd.**

**Acceptance partners**: Visa / Mastercard plus various QR-wallet schemes integrated into the merchant app.

**Competitors**: SumUp, Square, Zettle (PayPal), Viva Wallet, Dojo.

## Status

**Active, SME merchant payment-acceptance platform** <sup>[1][1]</sup>:
- **Pomelo Pay Ltd.** (London).
- softPOS + QR + payment links; smartphone-only acceptance.
- Operates in the UK, Europe and Singapore.

## Sources

[1]: https://www.pomelopay.com/ "Pomelo Pay — official site"
[2]: https://www.crunchbase.com/organization/pomelo-pay "Pomelo Pay — Crunchbase"

- [1] [Pomelo Pay — official site][1]
- [2] [Pomelo Pay — Crunchbase][2]

## Source

Biography extracted from [pomelo-pay.md](https://docs.barcoder.ai/source/wallets/pomelo-pay). See `matrix.md` for standards-support matrix if present.