# Produbanco (Ecuador)

> Source: https://docs.barcoder.ai/docs/wallets/produbanco
> research date 2026-05-30 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Produbanco — official](https://www.produbanco.com.ec/)

## Overview

**Produbanco (Ecuador)** is **Ecuadorian commercial bank** + **Promerica Financial Corporation Central American + Andean banking parent ~56% controlling** <sup>[1][1], [Ecuador report](https://docs.barcoder.ai/docs/payments/EC)</sup>.

## History

**1978 — Banco de la Producción S.A. Produbanco founded in Ecuador** distinctive Ecuadorian commercial banking heritage.

**2014 — Promerica Financial Corporation Central American + Andean banking parent acquires ~56% Produbanco controlling stake** distinctive Central American-Ecuadorian banking acquisition.

**2014 — Produbanco Mobile Banking app launch**.

## Ownership & operator

**Operating entity**: **Banco de la Producción S.A. Produbanco** (Ecuadorian commercial bank).

**Major shareholders**: **Promerica Financial Corporation Central American + Andean banking parent ~56% controlling + Ecuadorian retail + institutional + foreign investors**.

**Regulators**: **SB Ecuador (Superintendencia de Bancos) + BCE (Banco Central del Ecuador)**.

## Technical integration

Produbanco mobile app (iOS + Android) + produbanco.com.ec online + Produbanco branch network across Ecuador + Produbanco Visa + Mastercard cards; EC IBAN.

## Implementations & partners

**Promerica Group ecosystem**: Banco Promerica (Banco Promérica Central America Costa Rica + Guatemala + El Salvador + Honduras + Nicaragua + Panama + Ecuador + Cayman Islands + Dominican Republic + Promerica Financial Corporation parent + Produbanco Ecuador subsidiary).

**Major Ecuadorian banking + payments competitors**: [Banco Pichincha (Ecuador)](https://docs.barcoder.ai/docs/wallets/banco-pichincha) (Banco Pichincha; Ecuador's largest commercial bank by assets) + [Banco Guayaquil (Ecuador)](https://docs.barcoder.ai/docs/wallets/banco-guayaquil) (Banco Guayaquil; Ecuador's #2 commercial bank by assets; Lasso Mendoza family controlling) + Banco del Pacífico (Banco del Pacífico Ecuadorian state-owned commercial bank) + Banco Bolivariano (Banco Bolivariano Ecuadorian commercial bank).

**Regulators**: SB Ecuador + BCE.

## Status

**Active, Ecuadorian commercial bank + Promerica Financial Corporation Central American + Andean banking parent ~56% controlling** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://www.produbanco.com.ec/ "Produbanco — official"
[2]: https://en.wikipedia.org/wiki/Grupo_Promerica "Grupo Promerica — Wikipedia"
[ec-cro]: https://docs.barcoder.ai/docs/payments/EC

- [1] [Produbanco — official][1]
- [2] [Grupo Promerica — Wikipedia][2]
- <sup>[Ecuador report](https://docs.barcoder.ai/docs/payments/EC)</sup> In-corpus: `reports/countries/EC-ecuador.md`

## Source

Biography extracted from [produbanco.md](https://docs.barcoder.ai/source/wallets/produbanco). See `matrix.md` for standards-support matrix if present.