# QIB (Qatar Islamic Bank)

> Source: https://docs.barcoder.ai/docs/wallets/qib
> research date 2026-05-30 · extracted at 2026-10-03
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [QIB — official](https://www.qib.com.qa/en/)

## Overview

**QIB (Qatar Islamic Bank)** is **Qatar's largest Islamic bank by assets** + **Digital Bank of the Year in Qatar 5 consecutive years** + **QIB Mobile App 320+ features distinctive Qatar Islamic banking app** <sup>[1][1], [2][2], [Qatar report](https://docs.barcoder.ai/docs/payments/QA)</sup>. **2025 baseline**: QIB Mobile App 320+ features + preferred banking channel for QIB customers + **99% self-serve transactions** in past years + **Best Retail Mobile Banking Experience in Qatar + Best Mobile Banking Application in Qatar 2 consecutive years**; **Jul 27 2025 QIB expands Mobile App features**: Instant Credit Card extended to all eligible customers without salary transfer + Instant Cash Pickup to Pakistan via Habib Bank Limited HBL API + QIB Junior App (Qatar's first kids+teens digital banking) + The Asset Awards 2025 Digital Banking standard-setter.

**Distinctive QIB positioning**:
- **Qatar's largest Islamic bank by assets** + **Digital Bank of the Year in Qatar 5 consecutive years**
- **QIB Mobile App 320+ features** + preferred banking channel + **99% self-serve transactions** distinctive Qatar Islamic banking digital scale
- **Best Retail Mobile Banking Experience in Qatar + Best Mobile Banking Application in Qatar 2 consecutive years** + **The Asset Awards 2025 Digital Banking standard-setter**
- **2025 QIB Mobile App enhancements**: Instant Credit Card extended to all eligible customers without salary transfer + Instant Cash Pickup to Pakistan via Habib Bank Limited HBL API
- **QIB Junior App** — Qatar's first kids+teens digital banking experience (distinctive Qatari Islamic banking innovation)
- **Jul 8 1982 QIB founding by Sheikh Khalifa bin Hamad Al Thani** → distinctive Qatar Islamic banking heritage (Qatar's first Islamic bank + one of GCC's earliest Islamic banks)

## History

**Jul 8 1982 — Qatar Islamic Bank founded by Sheikh Khalifa bin Hamad Al Thani** in Qatar → distinctive Qatar Islamic banking heritage (Qatar's first Islamic bank + one of GCC's earliest Islamic banks).

**2013 — QIB Mobile app launches**.

**Jul 27 2025 — QIB expands Mobile App features**: Instant Credit Card extended to all eligible customers without salary transfer + Instant Cash Pickup to Pakistan via Habib Bank Limited HBL API <sup>[1][1]</sup>.

**2025 — QIB sets standard for Digital Banking at The Asset Awards 2025** + Digital Bank of the Year in Qatar 5 consecutive years + Best Retail Mobile Banking Experience in Qatar + Best Mobile Banking Application in Qatar 2 consecutive years + **QIB Junior App** Qatar's first kids+teens digital banking <sup>[2][2], [3][3], [4][4]</sup>.

## Ownership & operator

**Operating entity**: **Qatar Islamic Bank Q.P.S.C.** (QSE: QIBK).

**Major shareholders**: **Qatar Investment Authority (QIA Qatari sovereign wealth fund) + Qatar Holding + Qatari institutional + Qatari retail public float + GCC institutional**.

**Regulator**: **QCB (Qatar Central Bank)**.

## Technical integration

**QIB Mobile App** (iOS + Android; 320+ features; preferred banking channel; 99% self-serve transactions) + **QIB Lite App** + **QIB Corporate App** + **QIB Junior App** (Qatar's first kids+teens digital banking) + qib.com.qa online + QIB cards (Visa + Mastercard + Qatari Islamic banking cards) + QIB Qatari branch network; Qatar Mobile Payment System + Nael Qatari payment system; **Jul 27 2025 QIB Instant Credit Card extension to all eligible customers without salary transfer** + **Jul 27 2025 QIB Instant Cash Pickup to Pakistan via Habib Bank Limited HBL API**.

## Users & growth

**2025**: QIB Mobile App 320+ features + preferred banking channel for QIB customers + 99% self-serve transactions in past years.

## Use cases

Qatari + UK Islamic retail + private + corporate + SME + investment + kids+teens (QIB Junior App) banking via QIB Mobile App + QIB Lite App + QIB Corporate App + QIB Junior App + qib.com.qa online + cards + branches; Qatar Mobile Payment System + Nael Qatari payment system; **Jul 27 2025 QIB Instant Cash Pickup to Pakistan via Habib Bank Limited HBL API**.

## Implementations & partners

**Operator**: Qatar Islamic Bank Q.P.S.C. (QSE: QIBK); Qatar Investment Authority (QIA Qatari sovereign wealth fund) + Qatar Holding + Qatari institutional + Qatari retail public float + GCC institutional.

**Strategic partnerships**: **Jul 27 2025 QIB Instant Cash Pickup to Pakistan via Habib Bank Limited HBL API** (direct API integration) + The Asset Awards 2025 Digital Banking partnerships.

**Major Qatari banking competitors**: [QNB Finansbank / QNB Mobil & Dijital Köprü](https://docs.barcoder.ai/docs/wallets/qnb-finansbank) (QNB Group; world's largest bank by assets in MENA region; Qatar #1 by assets) + Commercial Bank of Qatar (CBQ; Qatar #2 by assets commercial banking) + Doha Bank (Qatar #3 by assets commercial banking) + Ahli Bank Qatar (Qatar #4 by assets) + Masraf Al Rayan (Qatar Islamic banking) + Qatar International Islamic Bank (QIIB; Qatar Islamic banking).

**Regulator**: QCB.

## Fun facts

- **Qatar's largest Islamic bank by assets** + **Digital Bank of the Year in Qatar 5 consecutive years**.
- **QIB Mobile App 320+ features** + preferred banking channel + **99% self-serve transactions** distinctive Qatar Islamic banking digital scale.
- **Best Retail Mobile Banking Experience in Qatar + Best Mobile Banking Application in Qatar 2 consecutive years** + **The Asset Awards 2025 Digital Banking standard-setter**.
- **2025 QIB Mobile App enhancements**: Instant Credit Card extended to all eligible customers without salary transfer + Instant Cash Pickup to Pakistan via Habib Bank Limited HBL API.
- **QIB Junior App** — Qatar's first kids+teens digital banking experience (distinctive Qatari Islamic banking innovation).
- **Jul 8 1982 QIB founding by Sheikh Khalifa bin Hamad Al Thani** → distinctive Qatar Islamic banking heritage (Qatar's first Islamic bank + one of GCC's earliest Islamic banks).

## Comparison

| Feature | QIB (Qatar Islamic Bank) | Commercial Bank of Qatar (CBQ; Qatar #2 commercial rival) | Doha Bank (Qatar #3 commercial rival) | Masraf Al Rayan (Qatar Islamic banking rival) | Qatar International Islamic Bank (QIIB; Qatar Islamic banking rival) |
|---|---|---|---|---|---|
| Operator | **Qatar Islamic Bank Q.P.S.C. (QSE: QIBK)** | Commercial Bank Q.P.S.C. (QSE: CBQK) | Doha Bank Q.P.S.C. (QSE: DHBK) | Masraf Al Rayan Q.P.S.C. (QSE: MARK) | Qatar International Islamic Bank Q.P.S.C. (QSE: QIIK) |
| Type | **Qatar's largest Islamic bank by assets + Digital Bank of the Year in Qatar 5 consecutive years + QIB Mobile App 320+ features + 99% self-serve + Best Retail Mobile Banking Experience + Best Mobile Banking Application 2 consecutive years + QIB Junior App Qatar's first kids+teens + Instant Credit Card no salary transfer + Instant Cash Pickup Pakistan via HBL API** | Qatar #2 commercial bank + CBQ Mobile | Qatar #3 commercial bank + Doha Bank Mobile | Qatar Islamic banking + Masraf Al Rayan Mobile + 2021 Al Khalij Commercial Bank acquisition | Qatar Islamic banking + QIIB Mobile |
| Country | QA + UK | QA + 4+ countries | QA + multiple countries | QA + 2+ countries | QA |
| Distinctive | **Jul 8 1982 QIB founding by Sheikh Khalifa bin Hamad Al Thani (Qatar's first Islamic bank); 2013 QIB Mobile app launch; Jul 27 2025 QIB Mobile App enhancements (Instant Credit Card no salary transfer + Instant Cash Pickup Pakistan via HBL API); QIB Junior App Qatar's first kids+teens digital banking** | 1975 Commercial Bank of Qatar founding | 1979 Doha Bank founding | 2006 Masraf Al Rayan founding | 1991 Qatar International Islamic Bank founding |

## Status

**Active, Qatar's largest Islamic bank by assets + Digital Bank of the Year in Qatar 5 consecutive years** <sup>[1][1], [2][2], [3][3], [4][4]</sup>:
- **Qatar Islamic Bank Q.P.S.C. (QSE: QIBK)** since Jul 8 1982 QIB founding by Sheikh Khalifa bin Hamad Al Thani + 2013 QIB Mobile app launch.
- **QIB Mobile App 320+ features + 99% self-serve transactions + Best Retail Mobile Banking Experience + Best Mobile Banking Application 2 consecutive years + QIB Junior App Qatar's first kids+teens digital banking**.
- **Jul 27 2025 QIB Mobile App enhancements**: Instant Credit Card extended to all eligible customers without salary transfer + Instant Cash Pickup to Pakistan via Habib Bank Limited HBL API.
- **QCB regulated**.

## Sources

[1]: https://thepeninsulaqatar.com/article/27/07/2025/qib-expands-mobile-app-features-to-enhance-customer-experience "QIB expands Mobile app features to enhance customer experience — The Peninsula Qatar"
[2]: https://www.qib.com.qa/en/news/qib-sets-the-standard-for-digital-banking-at-the-asset-awards-2025/ "QIB Sets the Standard for Digital Banking at The Asset Awards 2025 — QIB"
[3]: https://www.qib.com.qa/en/ "Best Bank — QIB"
[4]: https://www.qib.com.qa/en/news/qib-launches-the-qib-junior-app-qatars-first-digital-banking-experience-for-kids-and-teens/ "QIB Launches the QIB Junior App — QIB"
[qa-cro]: https://docs.barcoder.ai/docs/payments/QA

- [1] [QIB expands Mobile app features to enhance customer experience — The Peninsula Qatar][1]
- [2] [QIB Sets the Standard for Digital Banking at The Asset Awards 2025 — QIB][2]
- [3] [Best Bank — QIB][3]
- [4] [QIB Launches the QIB Junior App — QIB][4]
- <sup>[Qatar report](https://docs.barcoder.ai/docs/payments/QA)</sup> In-corpus: `reports/countries/QA-qatar.md`

## Source

Biography extracted from [qib.md](https://docs.barcoder.ai/source/wallets/qib). See `matrix.md` for standards-support matrix if present.