# QNB Group (QNB Mobile)

> Source: https://docs.barcoder.ai/docs/wallets/qnb-group
> research date 2026-05-30 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [QNB Group — official](https://www.qnb.com/)

## Overview

**QNB Group (QNB Mobile)** is **Qatar's largest banking group + MENA largest banking group by assets + Africa's largest banking group by assets** + **Qatar Investment Authority QIA ~50% controlling** + **28 countries Asia + Africa + Europe** + **31,000 employees + 900 locations + 36M current accounts** + **Fawran real-time payments** + **QNB Mobile digital onboarding** <sup>[1][1], [2][2], [Qatar report](https://docs.barcoder.ai/docs/payments/QA)</sup>. **2025 baseline**: QNB Group spanned over 28 countries across Asia + Africa + Europe + 31,000 employees + 900 locations + 36M current accounts as of March 2025; **QNB Mobile digital onboarding capabilities allowing new customers to open current or savings accounts without visiting a branch** distinctive Qatari mobile-first banking + **Fawran real-time payment services for quick payments to individuals or business accounts using Qatari mobile numbers, alias names, or IBANs** distinctive Qatari instant payments integration + **Global account transfers + currency selection for transfers + instant transfers to various countries** distinctive Qatari international banking.

**Distinctive QNB Group positioning**:
- **Qatar's largest banking group + MENA largest banking group by assets + Africa's largest banking group by assets** (Qatar National Bank QNB Group; QSE: QNBK)
- **Qatar Investment Authority QIA ~50% controlling** distinctive Qatari sovereign wealth fund banking ownership
- **28 countries Asia + Africa + Europe** distinctive Qatari banking group international footprint
- **31,000 employees + 900 locations + 36M current accounts** distinctive Qatari banking group scale
- **Fawran real-time payments** distinctive Qatari instant payments integration
- **QNB Mobile digital onboarding capabilities allowing new customers to open current or savings accounts without visiting a branch** distinctive Qatari mobile-first banking
- **Global account transfers + currency selection for transfers + instant transfers to various countries** distinctive Qatari international banking
- **1964 QNB founding as Qatar's first Qatari-owned commercial bank** distinctive Qatari banking heritage

## History

**1964 — QNB founded as Qatar's first Qatari-owned commercial bank** distinctive Qatari banking heritage (joint venture of Qatar government + private Qatari shareholders).

**1996 — QNB QSE IPO under ticker QNBK** distinctive Qatari banking Qatar listing.

**2007 — QNB Egypt subsidiary launch** distinctive Qatari banking Egyptian expansion.

**2013 — QNB Group + Société Générale Egypt acquisition → QNB Alahli** distinctive Qatari banking Egyptian consolidation.

**2016 — QNB Group + Finansbank Turkey acquisition → QNB Finansbank** distinctive Qatari banking Turkish expansion.

**2014 — QNB Mobile digital banking application launch** distinctive Qatari mobile-first banking.

**2017 — QNB Alahli Egypt + National Société Générale Bank Egypt → QNB Alahli Egypt** distinctive Qatari banking Egyptian consolidation.

**Mar 2025 — QNB Group spanned over 28 countries across Asia + Africa + Europe + 31,000 employees + 900 locations + 36M current accounts** <sup>[1][1], [2][2], [3][3]</sup>.

## Ownership & operator

**Operating entity**: **Qatar National Bank QNB Group** (QSE: QNBK; Qatar's largest banking group + MENA largest banking group by assets + Africa's largest banking group by assets; Qatar Investment Authority QIA ~50% controlling).

**Major shareholders**: **Qatar Investment Authority QIA (Qatari sovereign wealth fund) ~50% controlling + Qatari retail + institutional + foreign investors**.

**Regulators**: **QCB (Qatar Central Bank) + QFC + national regulators across 28 countries**.

## Technical integration

QNB Mobile digital banking application (iOS + Android) + qnb.com online + QNB Group 900 locations across 28 countries Asia + Africa + Europe + QNB Visa + Mastercard cards; Fawran (Qatari real-time payment system) + NAPAS QR (partial; Vietnam via QNB Vietnam) + Aani (UAE instant payments; via QNB UAE); **QNB Mobile digital onboarding capabilities allowing new customers to open current or savings accounts without visiting a branch + Fawran real-time payment services for quick payments to individuals or business accounts using Qatari mobile numbers, alias names, or IBANs + Global account transfers + currency selection for transfers + instant transfers to various countries** distinctive Qatari international banking.

## Users & growth

**Mar 2025**: QNB Group spanned over 28 countries across Asia + Africa + Europe + 31,000 employees + 900 locations + 36M current accounts.

## Use cases

Qatari + multi-country (Egypt + Turkey + UAE + Oman + Kuwait + Bahrain + Saudi Arabia + Jordan + Lebanon + Sudan + Mauritania + Zimbabwe + Tunisia + Iran + France + UK + USA + Switzerland + Italy + Indonesia + Singapore + Hong Kong + Korea + Malaysia + Thailand + Vietnam + India + Myanmar) retail + private + SME + commercial + corporate + international + cross-border banking via QNB Mobile + qnb.com online + QNB Group 900 locations + Visa/Mastercard cards; Fawran + NAPAS QR (partial) + Aani (via QNB UAE).

## Implementations & partners

**Operator**: Qatar National Bank QNB Group (QSE: QNBK; Qatar's largest banking group + MENA largest banking group by assets + Africa's largest banking group by assets; Qatar Investment Authority QIA ~50% controlling); Qatar Investment Authority QIA (Qatari sovereign wealth fund) ~50% controlling + Qatari retail + institutional + foreign investors.

**QNB Group multi-country subsidiaries**: [QNB AlAhli](https://docs.barcoder.ai/docs/wallets/qnb-alahli) (QNB Alahli Egypt; QNB Group ~99% controlling; Egyptian commercial bank) + [QNB Finansbank / QNB Mobil & Dijital Köprü](https://docs.barcoder.ai/docs/wallets/qnb-finansbank) (QNB Finansbank Turkey; QNB Group ~99.81% controlling; Turkish commercial bank) + QNB India + QNB Singapore + QNB Hong Kong + QNB London + QNB Paris + QNB Zurich + others.

**Major Qatari banking competitors**: [Commercial Bank of Qatar (CBQ)](https://docs.barcoder.ai/docs/wallets/commercial-bank-qatar) (Commercial Bank of Qatar; QSE: CBQK; Qatari commercial bank) + [Doha Bank](https://docs.barcoder.ai/docs/wallets/doha-bank) (Doha Bank; QSE: DHBK; Qatari commercial bank) + Masraf Al Rayan (Masraf Al Rayan; QSE: MARK; Qatari Islamic bank) + [QIB (Qatar Islamic Bank)](https://docs.barcoder.ai/docs/wallets/qib) (Qatar Islamic Bank; QSE: QIBK; Qatari Islamic bank) + [Qatar International Islamic Bank](https://docs.barcoder.ai/docs/wallets/qatar-international-islamic) (Qatar International Islamic Bank; QSE: QIIK) + Ahli Bank (Ahli Bank Qatar; QSE: ABQK).

**Regulators**: QCB + QFC + national regulators across 28 countries.

## Fun facts

- **Qatar's largest banking group + MENA largest banking group by assets + Africa's largest banking group by assets** (Qatar National Bank QNB Group; QSE: QNBK).
- **Qatar Investment Authority QIA ~50% controlling** distinctive Qatari sovereign wealth fund banking ownership.
- **28 countries Asia + Africa + Europe** distinctive Qatari banking group international footprint.
- **31,000 employees + 900 locations + 36M current accounts** distinctive Qatari banking group scale.
- **Fawran real-time payments** distinctive Qatari instant payments integration.
- **QNB Mobile digital onboarding capabilities allowing new customers to open current or savings accounts without visiting a branch** distinctive Qatari mobile-first banking.
- **Global account transfers + currency selection for transfers + instant transfers to various countries** distinctive Qatari international banking.
- **1964 QNB founding as Qatar's first Qatari-owned commercial bank** distinctive Qatari banking heritage.

## Comparison

| Feature | QNB Group | [Commercial Bank of Qatar (CBQ)](https://docs.barcoder.ai/docs/wallets/commercial-bank-qatar) (Commercial Bank of Qatar rival; QSE: CBQK; Qatari commercial bank) | [Doha Bank](https://docs.barcoder.ai/docs/wallets/doha-bank) (Doha Bank rival; QSE: DHBK; Qatari commercial bank) | Masraf Al Rayan (Masraf Al Rayan rival; QSE: MARK; Qatari Islamic bank) | [QIB (Qatar Islamic Bank)](https://docs.barcoder.ai/docs/wallets/qib) (Qatar Islamic Bank rival; QSE: QIBK; Qatari Islamic bank) |
|---|---|---|---|---|---|
| Operator | **Qatar National Bank QNB Group (QSE: QNBK; Qatar's largest banking group + MENA largest banking group by assets + Africa's largest banking group by assets; Qatar Investment Authority QIA ~50% controlling)** | Commercial Bank of Qatar (QSE: CBQK; Qatari commercial bank) | Doha Bank (QSE: DHBK; Qatari commercial bank) | Masraf Al Rayan (QSE: MARK; Qatari Islamic bank) | Qatar Islamic Bank (QSE: QIBK; Qatari Islamic bank) |
| Type | **Qatar's largest banking group + MENA largest banking group by assets + Africa's largest banking group by assets + Qatar Investment Authority QIA ~50% controlling + 28 countries Asia + Africa + Europe + 31,000 employees + 900 locations + 36M current accounts + Fawran real-time payments + QNB Mobile digital onboarding + Global account transfers + currency selection for transfers + instant transfers to various countries** | Qatari commercial bank | Qatari commercial bank | Qatari Islamic bank | Qatari Islamic bank |
| Country | QA + EG + TR + AE + OM + KW + BH + SA + JO + LB + SD + MR + ZW + TN + IR + FR + GB + US + CH + IT + ID + SG + HK + KR + MY + TH + VN + IN + MM (28 countries) | QA + AE + TR + EG + RO | QA + 6 countries | QA | QA + GB |
| Distinctive | **1964 QNB founding as Qatar's first Qatari-owned commercial bank; 1996 QNB QSE IPO under ticker QNBK; 2007 QNB Egypt subsidiary launch; 2013 QNB Group + Société Générale Egypt acquisition → QNB Alahli; 2016 QNB Group + Finansbank Turkey acquisition → QNB Finansbank; 2014 QNB Mobile digital banking application launch; 2017 QNB Alahli Egypt + National Société Générale Bank Egypt → QNB Alahli Egypt; Mar 2025 28 countries + 31,000 employees + 900 locations + 36M current accounts** | 1975 Commercial Bank of Qatar founding | 1979 Doha Bank founding | 2006 Masraf Al Rayan founding; 2021 Masraf Al Rayan + Al Khaliji Commercial Bank merger | 1982 Qatar Islamic Bank founding |

## Status

**Active, Qatar's largest banking group + MENA largest banking group by assets + Africa's largest banking group by assets + Qatar Investment Authority QIA ~50% controlling + 28 countries Asia + Africa + Europe + 31,000 employees + 900 locations + 36M current accounts** <sup>[1][1], [2][2], [3][3]</sup>:
- **Qatar National Bank QNB Group (QSE: QNBK; Qatar's largest banking group + MENA largest banking group by assets + Africa's largest banking group by assets; Qatar Investment Authority QIA ~50% controlling)** since 1964 QNB founding as Qatar's first Qatari-owned commercial bank + 1996 QNB QSE IPO under ticker QNBK + 2007 QNB Egypt subsidiary launch + 2013 QNB Group + Société Générale Egypt acquisition → QNB Alahli + 2016 QNB Group + Finansbank Turkey acquisition → QNB Finansbank + 2014 QNB Mobile digital banking application launch + 2017 QNB Alahli Egypt + National Société Générale Bank Egypt → QNB Alahli Egypt.
- **Mar 2025 28 countries + 31,000 employees + 900 locations + 36M current accounts**.
- **Fawran real-time payments + QNB Mobile digital onboarding**.
- **QCB + QFC + national regulators across 28 countries**.

## Sources

[1]: https://www.qnb.com/sites/qnb/qnbglobal/page/en/enaboutqnb.html "About QNB Group — QNB"
[2]: https://en.wikipedia.org/wiki/QNB_Group "QNB Group — Wikipedia"
[3]: https://www.qnb.com/mobile "Mobile Banking — QNB"
[qa-cro]: https://docs.barcoder.ai/docs/payments/QA

- [1] [About QNB Group — QNB][1]
- [2] [QNB Group — Wikipedia][2]
- [3] [Mobile Banking — QNB][3]
- <sup>[Qatar report](https://docs.barcoder.ai/docs/payments/QA)</sup> In-corpus: `reports/countries/QA-qatar.md`

## Source

Biography extracted from [qnb-group.md](https://docs.barcoder.ai/source/wallets/qnb-group). See `matrix.md` for standards-support matrix if present.