# QRIS (Indonesian Standard QR Code)

> Source: https://docs.barcoder.ai/docs/wallets/qris
> research date 2026-05-31 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [QRIS — BI official](https://www.bi.go.id/QRIS/default.aspx)

## Overview

**QRIS (Indonesian Standard QR Code)** is **Indonesian national QR payment scheme** + **ASPI Indonesian Payment System Association + BI Bank Indonesia regulatory governance** + **interoperable QR payment standard across all Indonesian banks + e-money issuers** + **cross-border QR interoperability with Thailand + Malaysia + Singapore + Vietnam + Cambodia + Laos via ASEAN regional QR linkage** <sup>[1][1], [Indonesia report](https://docs.barcoder.ai/docs/payments/ID)</sup>.

## History

**Aug 17 2019 — QRIS Quick Response Code Indonesian Standard launched by BI Bank Indonesia + ASPI Indonesian Payment System Association as Indonesian national QR payment scheme** distinctive Indonesian QR payment standardisation heritage.

**2022 — QRIS cross-border QR interoperability with Thailand PromptPay launch**.

**2023 — QRIS cross-border QR interoperability with Malaysia DuitNow QR + Singapore PayNow QR launch**.

**2024 — QRIS cross-border QR interoperability with Vietnam VietQR + Cambodia KHQR + Laos LAO QR launch**.

## Ownership & operator

**Operating entity**: **QRIS Quick Response Code Indonesian Standard** (Indonesian national QR payment scheme; governed by ASPI + BI Bank Indonesia).

**Major shareholders**: **ASPI Indonesian Payment System Association (member-owned association of Indonesian banks + e-money issuers + payment processors) + BI Bank Indonesia regulatory governance**.

**Regulators**: **BI Bank Indonesia + ASPI Indonesian Payment System Association**.

## Technical integration

QRIS deployed via Indonesian bank + e-money issuer mobile apps (BCA mobile + BRImo + Livin' by Mandiri + BNI Mobile Banking + GoPay + OVO + DANA + ShopeePay + LinkAja + Jago + 100+ Indonesian PJSP Payment Service Providers) + Indonesian retail POS network; interoperable QR payment standard for in-person + e-commerce + bills + remittance; cross-border QR interoperability with Thailand + Malaysia + Singapore + Vietnam + Cambodia + Laos via ASEAN regional QR linkage.

## Implementations & partners

**Indonesian QRIS issuers**: [Bank Central Asia (BCA)](https://docs.barcoder.ai/docs/wallets/bank-central-asia) (BCA Bank Central Asia) + [Bank Rakyat Indonesia (BRI)](https://docs.barcoder.ai/docs/wallets/bank-rakyat-indonesia) (BRI Bank Rakyat Indonesia) + [Bank Mandiri (Livin' by Mandiri)](https://docs.barcoder.ai/docs/wallets/bank-mandiri) (Bank Mandiri) + [BNI Bank Negara Indonesia](https://docs.barcoder.ai/docs/wallets/bni-indonesia) (BNI Bank Negara Indonesia) + [Bank Syariah Indonesia (BSI Mobile + BYond by BSI)](https://docs.barcoder.ai/docs/wallets/bank-syariah-indonesia) (BSI Bank Syariah Indonesia) + [CIMB Niaga / OCTO Mobile](https://docs.barcoder.ai/docs/wallets/cimb-niaga) (CIMB Niaga) + [Bank Jago](https://docs.barcoder.ai/docs/wallets/bank-jago) (Bank Jago) + [Allo Bank Indonesia](https://docs.barcoder.ai/docs/wallets/allo-bank) (Allo Bank) + [SeaBank Indonesia (Monee)](https://docs.barcoder.ai/docs/wallets/seabank-id) (SeaBank Indonesia) + [GoPay](https://docs.barcoder.ai/docs/wallets/gopay) (GoPay) + [OVO](https://docs.barcoder.ai/docs/wallets/ovo) (OVO) + [DANA](https://docs.barcoder.ai/docs/wallets/dana) (DANA Indonesian mobile wallet) + [LinkAja](https://docs.barcoder.ai/docs/wallets/linkaja) (LinkAja) + [ShopeePay](https://docs.barcoder.ai/docs/wallets/shopeepay) (ShopeePay Indonesia).

**Cross-border QR linkage partners**: [PromptPay QR](https://docs.barcoder.ai/docs/standards/promptpay-qr) (PromptPay Thailand) + [DuitNow QR](https://docs.barcoder.ai/docs/standards/duitnow-qr) (DuitNow QR Malaysia) + [PayNow QR](https://docs.barcoder.ai/docs/standards/paynow-qr) (PayNow Singapore) + [VietQR](https://docs.barcoder.ai/docs/standards/vietqr) (VietQR Vietnam) + [KHQR](https://docs.barcoder.ai/docs/standards/khqr) (KHQR Cambodia) + [LaoQR](https://docs.barcoder.ai/docs/standards/laoqr) (LAO QR Laos).

**Regulators**: BI Bank Indonesia + ASPI.

## Status

**Active, Indonesian national QR payment scheme + ASPI Indonesian Payment System Association + BI Bank Indonesia regulatory governance + interoperable QR payment standard across all Indonesian banks + e-money issuers + cross-border QR interoperability with Thailand + Malaysia + Singapore + Vietnam + Cambodia + Laos via ASEAN regional QR linkage** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://www.bi.go.id/QRIS/default.aspx "QRIS — BI official"
[2]: https://en.wikipedia.org/wiki/QRIS "QRIS — Wikipedia"
[id-cro]: https://docs.barcoder.ai/docs/payments/ID

- [1] [QRIS — BI official][1]
- [2] [QRIS — Wikipedia][2]
- <sup>[Indonesia report](https://docs.barcoder.ai/docs/payments/ID)</sup> In-corpus: `reports/countries/ID-indonesia.md`

## Source

Biography extracted from [qris.md](https://docs.barcoder.ai/source/wallets/qris). See `matrix.md` for standards-support matrix if present.