# Raiffeisen Bank Romania

> Source: https://docs.barcoder.ai/docs/wallets/raiffeisen-romania
> research date 2026-05-31 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Raiffeisen Romania — official](https://www.raiffeisen.ro/)

## Key details

- **Parent:** assets

## Overview

**Raiffeisen Bank Romania** is **Romanian commercial bank** + **Raiffeisen Bank International Austrian parent WBAG: RBI ~99.5% controlling** + **one of Romania's largest commercial banks by assets** <sup>[1][1], [Romania report](https://docs.barcoder.ai/docs/payments/RO)</sup>.

## History

**2001 — Raiffeisen Bank International Austrian parent acquires Banca Agricolă Romanian commercial bank from Romanian state** distinctive Romanian banking acquisition.

**2001 — Raiffeisen Bank S.A. Romania rebrand**.

**2013 — Raiffeisen Smart Mobile banking app launch**.

## Ownership & operator

**Operating entity**: **Raiffeisen Bank S.A. Romania** (Romanian commercial bank; Raiffeisen Bank International Austrian parent).

**Major shareholders**: **Raiffeisen Bank International (WBAG: RBI; Austrian banking group; CEE focus) ~99.5% controlling + Romanian retail + institutional + foreign investors free float minority**.

**Regulators**: **BNR + ECB**.

## Technical integration

Raiffeisen Smart Mobile app (iOS + Android) + raiffeisen.ro online + Raiffeisen Romania branch network across Romania + Raiffeisen Romania Visa + Mastercard cards; SEPA + SEPA Instant + EPC-QR.

## Implementations & partners

**Raiffeisen Bank International parent**: Raiffeisen Mein ELBA (Raiffeisen Mein ELBA Austria; Raiffeisen Bank International; Austrian banking group; CEE focus) + [Tatra banka](https://docs.barcoder.ai/docs/wallets/tatra-banka) (Tatra banka; Raiffeisen Bank International Austrian parent ~78.78% controlling; Slovak commercial bank).

**Major Romanian banking + payments competitors**: [Banca Transilvania (BT) / BT Pay](https://docs.barcoder.ai/docs/wallets/banca-transilvania) (Banca Transilvania; BVB: TLV; Romania's largest commercial bank by assets) + [Banca Comerciala Romana (BCR)](https://docs.barcoder.ai/docs/wallets/banca-comerciala-romana) (BCR Banca Comercială Română; Erste Group Austrian parent ~99.9% controlling) + [BRD - Groupe Societe Generale](https://docs.barcoder.ai/docs/wallets/brd-romania) (BRD Société Générale Romania; BVB: BRD; Société Générale French parent ~60.17% controlling) + [OTP Bank Romania](https://docs.barcoder.ai/docs/wallets/otp-romania) (OTP Romania; OTP Bank Hungarian parent Romanian subsidiary) + UniCredit Bank Romania (UniCredit Bank Romania; UniCredit Italian parent Romanian subsidiary) + ING Bank Romania (ING Bank Romania; ING Group Dutch parent Romanian subsidiary) + [Salt Bank](https://docs.barcoder.ai/docs/wallets/salt-bank) (Salt Bank Romania; Banca Transilvania-anchored Romanian digital bank) + [Revolut](https://docs.barcoder.ai/docs/wallets/revolut) (Revolut UK global; ~5M+ Romanian users).

**Regulators**: BNR + ECB.

## Status

**Active, Romanian commercial bank + Raiffeisen Bank International Austrian parent WBAG:RBI ~99.5% controlling + one of Romania's largest commercial banks by assets** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://www.raiffeisen.ro/ "Raiffeisen Romania — official"
[2]: https://en.wikipedia.org/wiki/Raiffeisen_Bank_(Romania) "Raiffeisen Romania — Wikipedia"
[ro-cro]: https://docs.barcoder.ai/docs/payments/RO

- [1] [Raiffeisen Romania — official][1]
- [2] [Raiffeisen Romania — Wikipedia][2]
- <sup>[Romania report](https://docs.barcoder.ai/docs/payments/RO)</sup> In-corpus: `reports/countries/RO-romania.md`

## Source

Biography extracted from [raiffeisen-romania.md](https://docs.barcoder.ai/source/wallets/raiffeisen-romania). See `matrix.md` for standards-support matrix if present.