# Regions Financial / Regions Mobile App

> Source: https://docs.barcoder.ai/docs/wallets/regions-financial
> research date 2026-05-30 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Regions Bank — official](https://www.regions.com/)

## Overview

**Regions Financial** is **the Southeast US banking flagship + Best Bank in the Southeast recognition** <sup>[1][1], [2][2], [United States report](https://docs.barcoder.ai/docs/payments/US)</sup>. **2026 baseline**: 1,200+ Regions branches across Southeast + Midwest + Texas; **No. 2 JD Power 2026 US Banking Mobile App Satisfaction Study (up from No. 6 in 2025)** + 4.8/5 iOS rating + 21% online banking usage YoY; **No. 1 JD Power 2026 US Online Banking Satisfaction Study**; Jul 2025 Regions Mobile Banking app upgrades (enhanced navigation + preferred shortcuts + payments + transfers + LockIt® card usage control); 2026 plan to push "dark mode" + other Regions Mobile app tweaks; Regions Bank technology-transformation program underway.

**Distinctive Regions Financial positioning** <sup>[1][1], [2][2], [3][3], [4][4]</sup>:
- **Southeast US banking flagship** + **Best Bank in the Southeast recognition**
- **1,200+ Regions branches across Southeast + Midwest + Texas**
- **No. 2 JD Power 2026 US Banking Mobile App Satisfaction Study (up from No. 6 in 2025)** — distinctive Regions mobile app satisfaction jump
- **No. 1 JD Power 2026 US Online Banking Satisfaction Study**
- **4.8/5 iOS rating + 21% online banking usage YoY**
- **Jul 2025 Regions Mobile Banking app upgrades** (enhanced navigation + preferred shortcuts + payments + transfers + LockIt® card usage control)
- **2026 plan to push "dark mode" + other Regions Mobile app tweaks**
- **1971 First Alabama Bancshares founding** + **2006 AmSouth Bancorporation $10B acquisition** + **2012 Morgan Keegan $1.18B sale** — distinctive US Southeast banking consolidation

## History

**1971 — First Alabama Bancshares founded** in Alabama, US — distinctive US Southeast banking heritage.

**1994 — First Alabama Bancshares rebranded Regions Financial Corporation**.

**2006 — Regions Financial acquires AmSouth Bancorporation for $10B** — distinctive US Southeast banking consolidation (one of the largest US Southeast banking mergers at the time).

**2010 — Regions Mobile Banking app launches**.

**2012 — Regions Morgan Keegan $1.18B sale** to Raymond James Financial — distinctive US Southeast banking investment banking divestiture.

**Jul 2025 — Regions Mobile Banking app upgrades** (enhanced navigation + preferred shortcuts + payments + transfers + LockIt® card usage control) <sup>[3][3]</sup>.

**2026 — No. 2 JD Power 2026 US Banking Mobile App Satisfaction Study (up from No. 6 in 2025) + 4.8/5 iOS rating + 21% online banking usage YoY** + **No. 1 JD Power 2026 US Online Banking Satisfaction Study** + **2026 plan to push "dark mode" + other Regions Mobile app tweaks** <sup>[2][2], [4][4]</sup>.

## Ownership & operator

**Operating entity**: **Regions Financial Corporation** (NYSE: RF).

**Major shareholders**: **Vanguard + BlackRock + State Street + Fidelity + US institutional + US retail public float**.

**Regulators**: **OCC + FDIC + Federal Reserve + state-level**.

## Technical integration

Regions Mobile Banking app (iOS + Android; No. 2 JD Power 2026 US Banking Mobile App Satisfaction Study + 4.8/5 iOS rating + 21% online banking usage YoY + No. 1 JD Power 2026 US Online Banking Satisfaction Study) + regions.com online + Regions cards (Visa + Mastercard) + Regions 1,200+ branch network (Southeast + Midwest + Texas); ACH + Zelle + RTP + Fedwire; **LockIt® card usage control** distinctive Regions card security innovation + Regions Wealth Management + Regions Capital Markets + Regions Mortgage + Regions Bank business banking; **2026 plan to push "dark mode" + other Regions Mobile app tweaks**.

## Users & growth

**2026**: 1,200+ Regions branches across Southeast + Midwest + Texas; No. 2 JD Power 2026 US Banking Mobile App Satisfaction Study (up from No. 6 in 2025) + 4.8/5 iOS rating + 21% online banking usage YoY; No. 1 JD Power 2026 US Online Banking Satisfaction Study.

## Use cases

US retail + private + corporate + SME + investment + insurance + mortgage banking via Regions Mobile + regions.com online + cards + branches (1,200+ Southeast + Midwest + Texas); ACH + Zelle + RTP + Fedwire; **LockIt® card usage control** distinctive Regions card security innovation; Regions Wealth Management + Regions Capital Markets + Regions Mortgage + Regions Bank business banking.

## Implementations & partners

**Operator**: Regions Financial Corporation (NYSE: RF); Vanguard + BlackRock + State Street + Fidelity major US institutional + retail public float.

**Subsidiaries**: **Regions Bank N.A.** + **Regions Wealth Management** + **Regions Capital Markets** + **Regions Mortgage** + **Regions Bank business banking** + **AmSouth Bancorporation (post-2006 $10B acquisition; integrated)**.

**Major US 2nd-tier banking competitors**: [TD Bank US (America's Most Convenient Bank)](https://docs.barcoder.ai/docs/wallets/td-bank-us) (TD Bank US; America's Most Convenient Bank; 1,100+ branches; Oct 2024 $3.09B AML penalty) + [Citizens Bank (Citizens Financial Group)](https://docs.barcoder.ai/docs/wallets/citizens-financial) (Citizens Bank; $218B+ assets; 14 states + DC; New England + Mid-Atlantic + Midwest) + [KeyBank / KeyCorp](https://docs.barcoder.ai/docs/wallets/keybank) (KeyCorp; $184B+ assets; 27th largest US bank; Cleveland Ohio HQ; 2026 Scotiabank ~14.9% strategic alliance for $2.8B) + [Fifth Third Bank](https://docs.barcoder.ai/docs/wallets/fifth-third) (post-Feb 2 2026 Comerica merger completion; $294B combined assets; Cincinnati Ohio HQ; #1-rated mobile app per Fifth Third merger materials) + [M&T Bank](https://docs.barcoder.ai/docs/wallets/mt-bank) (M&T Bank; post-2022 People's United Financial $7.6B acquisition) + [Huntington Bank / Huntington Mobile](https://docs.barcoder.ai/docs/wallets/huntington-bank) + BMO Harris + [HSBC USA](https://docs.barcoder.ai/docs/wallets/hsbc-usa) + [Truist Bank](https://docs.barcoder.ai/docs/wallets/truist) (US 6th largest post-Dec 6 2019 BB&T + SunTrust merger; rival Southeast US banking flagship).

**Regulators**: OCC + FDIC + Federal Reserve + state-level.

## Fun facts

- **Southeast US banking flagship** + **Best Bank in the Southeast recognition**.
- **1,200+ Regions branches across Southeast + Midwest + Texas**.
- **No. 2 JD Power 2026 US Banking Mobile App Satisfaction Study (up from No. 6 in 2025)** — distinctive Regions mobile app satisfaction jump.
- **No. 1 JD Power 2026 US Online Banking Satisfaction Study**.
- **4.8/5 iOS rating + 21% online banking usage YoY**.
- **Jul 2025 Regions Mobile Banking app upgrades** (enhanced navigation + preferred shortcuts + payments + transfers + LockIt® card usage control).
- **2026 plan to push "dark mode" + other Regions Mobile app tweaks**.
- **1971 First Alabama Bancshares founding** + **1994 rebrand to Regions Financial Corporation** + **2006 AmSouth Bancorporation $10B acquisition** + **2012 Morgan Keegan $1.18B sale**.

## Comparison

| Feature | Regions Financial / Regions Mobile App | [TD Bank US (America's Most Convenient Bank)](https://docs.barcoder.ai/docs/wallets/td-bank-us) (TD Bank US America's Most Convenient Bank rival) | [Citizens Bank (Citizens Financial Group)](https://docs.barcoder.ai/docs/wallets/citizens-financial) (Citizens Bank rival; $218B+ assets; 14 states + DC) | [KeyBank / KeyCorp](https://docs.barcoder.ai/docs/wallets/keybank) (KeyCorp rival; $184B+ assets; Cleveland Ohio HQ) | [Truist Bank](https://docs.barcoder.ai/docs/wallets/truist) (US 6th largest post-Dec 6 2019 BB&T + SunTrust merger rival Southeast US banking flagship) |
|---|---|---|---|---|---|
| Operator | **Regions Financial Corporation (NYSE: RF)** | TD Bank N.A. (Toronto-Dominion Bank subsidiary; TSX: TD; NYSE: TD) | Citizens Financial Group Inc. (NYSE: CFG; post-Sep 24 2014 RBS divestiture) | KeyCorp (NYSE: KEY) | Truist Financial Corporation (NYSE: TFC; post-Dec 6 2019 BB&T + SunTrust merger) |
| Type | **Southeast US banking flagship + 1,200+ branches Southeast + Midwest + Texas + No. 2 JD Power 2026 Mobile App Satisfaction Study + No. 1 JD Power 2026 US Online Banking Satisfaction Study + 4.8/5 iOS rating + 21% online banking usage YoY + LockIt® card usage control** | US subsidiary of Toronto-Dominion Bank + 1,100+ US branches + extended hours + 7 days a week + America's Most Convenient Bank brand + Oct 2024 $3.09B AML penalty | $218B+ assets + ~3,000 ATMs + ~1,000 branches + 14 states + DC + 2014 NYSE IPO post-RBS divestiture | $184B KeyCorp assets + 27th largest US bank + Cleveland Ohio HQ + 2026 Scotiabank ~14.9% strategic alliance for $2.8B | US 6th largest + post-Dec 6 2019 BB&T + SunTrust merger + biggest US bank merger since 2008 financial crisis + Truist HQ Charlotte North Carolina |
| Country | US | US | US | US | US |
| Distinctive | **1971 First Alabama Bancshares founding; 1994 rebrand to Regions Financial Corporation; 2006 AmSouth Bancorporation $10B acquisition; 2012 Morgan Keegan $1.18B sale to Raymond James Financial; Jul 2025 Regions Mobile Banking app upgrades (LockIt® card usage control); 2026 plan "dark mode" + Mobile app tweaks; No. 2 JD Power 2026 Mobile App Satisfaction Study (up from No. 6 in 2025) + No. 1 JD Power 2026 US Online Banking Satisfaction Study** | 1855 Commerce Bank founding in Pennsylvania; 2008 Toronto-Dominion Bank Commerce Bancorp $8.5B acquisition; America's Most Convenient Bank brand; Oct 2024 $3.09B AML penalty | 1828 Citizens Savings Bank founding in Providence, Rhode Island; 1988 RBS acquisition; Sep 24 2014 NYSE IPO post-RBS divestiture; 2022 Investors Bancorp $3.5B acquisition | 1825 Commercial Bank of Lake Erie founding; 1849 KeyBank predecessor; 1994 Society Corporation + KeyCorp merger; 2016 First Niagara Financial Group $4.1B acquisition; Sep 2025 system crash | 1872 BB&T + SunTrust founding heritage; Dec 6 2019 BB&T + SunTrust merger (biggest US bank merger since 2008 financial crisis); Truist HQ Charlotte North Carolina |

## Status

**Active, Southeast US banking flagship + Best Bank in the Southeast recognition** <sup>[1][1], [2][2], [3][3], [4][4]</sup>:
- **Regions Financial Corporation (NYSE: RF)** since 1971 First Alabama Bancshares founding + 1994 rebrand to Regions Financial Corporation + 2006 AmSouth Bancorporation $10B acquisition.
- **1,200+ Regions branches across Southeast + Midwest + Texas**.
- **No. 2 JD Power 2026 US Banking Mobile App Satisfaction Study + No. 1 JD Power 2026 US Online Banking Satisfaction Study**.
- **OCC + FDIC + Federal Reserve + state-level regulated**.

## Sources

[1]: https://www.regions.com/ "Regions Bank — official"
[2]: https://doingmoretoday.com/regions-bank-ranked-no-1-in-jd-power-2026-u-s-online-banking-satisfaction-study/ "Regions Bank Ranked No. 1 in JD Power 2026 U.S. Online Banking Satisfaction Study — Doing More Today"
[3]: https://doingmoretoday.com/regions-bank-unveils-mobile-app-enhancements-more-innovations-on-the-way/ "Regions Bank Unveils Mobile App Enhancements, Innovations — Doing More Today"
[4]: https://www.bankingdive.com/news/regions-mobile-app-dark-mode-data-insights-digital-reggie/808360/ "Regions aims to push 'dark mode,' other app tweaks next year — Banking Dive"
[us-cro]: https://docs.barcoder.ai/docs/payments/US

- [1] [Regions Bank — official][1]
- [2] [Regions Bank Ranked No. 1 in JD Power 2026 U.S. Online Banking Satisfaction Study — Doing More Today][2]
- [3] [Regions Bank Unveils Mobile App Enhancements, Innovations — Doing More Today][3]
- [4] [Regions aims to push 'dark mode,' other app tweaks next year — Banking Dive][4]
- <sup>[United States report](https://docs.barcoder.ai/docs/payments/US)</sup> In-corpus: `reports/countries/US-united-states.md`

## Source

Biography extracted from [regions-financial.md](https://docs.barcoder.ai/source/wallets/regions-financial). See `matrix.md` for standards-support matrix if present.