# Salt Bank

> Source: https://docs.barcoder.ai/docs/wallets/salt-bank
> research date 2026-05-31 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Salt Bank — official](https://saltbank.ro/)

## Overview

**Salt Bank** is **Romanian digital bank** + **Banca Transilvania BVB: TLV ~99.99% controlling** + **Romania's first digital-only bank since Apr 25 2024** + **~500K+ Romanian customers within months of launch** <sup>[1][1], [Romania report](https://docs.barcoder.ai/docs/payments/RO)</sup>.

## History

**Apr 25 2024 — Salt Bank launched as Romania's first digital-only bank by Banca Transilvania** distinctive Romanian digital banking heritage.

**2024 — Salt Bank crosses 500K+ customer milestone within months of launch**.

## Ownership & operator

**Operating entity**: **Salt Bank S.A.** (Romanian digital bank; Banca Transilvania controlling).

**Major shareholders**: **Banca Transilvania (BVB: TLV; Romania's largest commercial bank by assets) ~99.99% controlling**.

**Regulators**: **BNR + ECB**.

## Technical integration

Salt Bank mobile app (iOS + Android; ~500K+ Romanian customers) + saltbank.ro + Salt Bank Mastercard debit cards; SEPA + SEPA Instant + EPC-QR.

## Implementations & partners

**Banca Transilvania parent**: [Banca Transilvania (BT) / BT Pay](https://docs.barcoder.ai/docs/wallets/banca-transilvania) (Banca Transilvania; BVB: TLV; Romania's largest commercial bank by assets + Salt Bank parent).

**Major Romanian banking + payments competitors**: [Banca Comerciala Romana (BCR)](https://docs.barcoder.ai/docs/wallets/banca-comerciala-romana) (BCR Banca Comercială Română; Erste Group Austrian parent ~99.9% controlling) + [BRD - Groupe Societe Generale](https://docs.barcoder.ai/docs/wallets/brd-romania) (BRD Société Générale Romania; BVB: BRD; Société Générale French parent ~60.17% controlling) + [Raiffeisen Bank Romania](https://docs.barcoder.ai/docs/wallets/raiffeisen-romania) (Raiffeisen Romania; Raiffeisen Bank International Austrian parent ~99.5% controlling) + [OTP Bank Romania](https://docs.barcoder.ai/docs/wallets/otp-romania) (OTP Romania; OTP Bank Hungarian parent Romanian subsidiary) + UniCredit Bank Romania (UniCredit Bank Romania; UniCredit Italian parent Romanian subsidiary) + ING Bank Romania (ING Bank Romania; ING Group Dutch parent Romanian subsidiary) + [Revolut](https://docs.barcoder.ai/docs/wallets/revolut) (Revolut UK global; ~5M+ Romanian users; Sep 2024 EU bank license via Lithuania).

**Regulators**: BNR + ECB.

## Status

**Active, Romanian digital bank + Banca Transilvania BVB:TLV ~99.99% controlling + Romania's first digital-only bank since Apr 25 2024 + ~500K+ Romanian customers within months of launch** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://saltbank.ro/ "Salt Bank — official"
[2]: https://en.wikipedia.org/wiki/Salt_Bank "Salt Bank — Wikipedia"
[ro-cro]: https://docs.barcoder.ai/docs/payments/RO

- [1] [Salt Bank — official][1]
- [2] [Salt Bank — Wikipedia][2]
- <sup>[Romania report](https://docs.barcoder.ai/docs/payments/RO)</sup> In-corpus: `reports/countries/RO-romania.md`

## Source

Biography extracted from [salt-bank.md](https://docs.barcoder.ai/source/wallets/salt-bank). See `matrix.md` for standards-support matrix if present.