# Santander Brasil

> Source: https://docs.barcoder.ai/docs/wallets/santander-brasil
> research date 2026-05-30 · extracted at 2026-10-03
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Santander Brasil — official](https://www.santander.com.br/)

## Overview

**Santander Brasil** is Banco Santander Brasil's mobile banking platform + **19M+ digital banking customers** + **Santander One App new global mobile banking platform launched Brazil first 2025** + **Brazil drives Santander's digital transformation with One App** <sup>[1][1], [2][2], [Brazil report](https://docs.barcoder.ai/docs/payments/BR)</sup>. **2025 baseline**: Santander Brasil 19M+ digital banking customers; **Santander One App new global mobile banking platform launched Brazil first 2025** distinctive Santander Brazil as global Santander digital transformation testbed; **Brazil drives Santander's digital transformation with One App** distinctive Santander Brazil global digital banking strategic role.

**Distinctive Santander Brasil positioning**:
- **19M+ digital banking customers** distinctive Brazilian digital banking penetration
- **Santander One App new global mobile banking platform launched Brazil first 2025** distinctive Santander Brazil as global Santander digital transformation testbed
- **Brazil drives Santander's digital transformation with One App** distinctive Santander Brazil global digital banking strategic role
- **Banco Santander S.A. Spanish parent ~89.5% controlling** distinctive Spanish-Brazilian banking dominant relationship
- **1982 Banco Santander Brazil founding** post-Brazilian banking modernization → 2000 Banespa privatization + 2007 ABN AMRO Real acquisition + 2008 Real Pernambuco + 2009 Banco Real merger consolidation
- **Santander Brasil Pix + EMV QRCode full support** + Brazilian mobile banking ecosystem
- **B3: SANB11 + NYSE: BSBR** distinctive dual-listed Brazilian + US listing

## History

**1982 — Banco Santander Brasil founded** post-Brazilian banking modernization.

**2000 — Banespa privatization acquisition by Banco Santander S.A. Spanish parent**.

**2007 — ABN AMRO Real acquisition by Banco Santander S.A. Spanish parent** post-RBS + Fortis + Banco Santander S.A. ABN AMRO consortium acquisition.

**2008 — Real Pernambuco + Banco Real merger consolidation by Banco Santander Brasil**.

**2009 — Banco Santander Brasil + ABN AMRO Real merger consolidation** post-Brazilian banking consolidation.

**Oct 7 2009 — Banco Santander Brasil IPO on B3 (Brazilian stock exchange) + NYSE** distinctive Brazilian-US dual-listing.

**2010 — Santander Brasil mobile banking app launches** as Brazilian mobile-first banking.

**2025 — Santander One App new global mobile banking platform launched Brazil first** distinctive Santander Brazil as global Santander digital transformation testbed; **Brazil drives Santander's digital transformation with One App** <sup>[1][1], [2][2], [3][3]</sup>.

## Ownership & operator

**Operating entity**: **Banco Santander (Brasil) S.A.** (B3: SANB11; NYSE: BSBR; Banco Santander S.A. Spanish parent ~89.5% controlling).

**Major shareholders**: **Banco Santander S.A. (BME: SAN; NYSE: SAN; Spanish parent) ~89.5% controlling + Brazilian retail + institutional + foreign investors**.

**Regulators**: **BCB (Banco Central do Brasil) + CVM (Comissão de Valores Mobiliários)**.

## Technical integration

Santander Brasil mobile banking app (iOS + Android; 19M+ digital banking customers) + santander.com.br online + Santander Brasil branch network Brazil + Santander Brasil Visa + Mastercard cards; Pix + EMV QRCode; **Santander One App new global mobile banking platform launched Brazil first 2025** distinctive Santander Brazil as global Santander digital transformation testbed + redesigned home screen + new payment experiences + enhanced card functionalities + personalized spaces for conversations and tailored offers within the app.

## Users & growth

**2025**: Santander Brasil 19M+ digital banking customers.

## Use cases

Brazilian retail + private + SME + commercial banking via Santander Brasil mobile + santander.com.br online + Santander Brasil branch network + Visa/Mastercard cards; Pix + EMV QRCode; **Santander One App new global mobile banking platform launched Brazil first 2025** distinctive Santander Brazil as global Santander digital transformation testbed + redesigned home screen + new payment experiences + enhanced card functionalities + personalized spaces for conversations and tailored offers within the app.

## Implementations & partners

**Operator**: Banco Santander Brasil S.A. (B3: SANB11; NYSE: BSBR; Banco Santander S.A. Spanish parent ~89.5% controlling); Banco Santander S.A. (BME: SAN; NYSE: SAN; Spanish parent) ~89.5% controlling + Brazilian retail + institutional + foreign investors.

**Santander Group global ecosystem**: [Banco Santander (Spain parent)](https://docs.barcoder.ai/docs/wallets/santander-spain) (Santander Spain parent) + [Santander UK](https://docs.barcoder.ai/docs/wallets/santander-uk) (Santander UK subsidiary) + Santander Mexico (Banco Santander Mexico subsidiary) + Santander Chile (Banco Santander Chile subsidiary) + Santander Argentina + Santander Polska + Santander Portugal + Santander US (Santander Bank N.A. US subsidiary) + Openbank (Santander's pan-European digital bank).

**Major Brazilian banking competitors**: [Itau Unibanco](https://docs.barcoder.ai/docs/wallets/banco-itau) (Itaú Unibanco's mobile banking; B3: ITUB4; NYSE: ITUB; Brazil's largest private bank by assets; Itaú Superapp 10M+ customers migrated Jun 2025 + 20M app users + 97% individual transactions digital channels) + [Bradesco (Banco Bradesco)](https://docs.barcoder.ai/docs/wallets/bradesco) (Brazil's second-largest private bank by assets; B3: BBDC4; NYSE: BBD; Bradesco mobile banking) + [Banco do Brasil (BB App)](https://docs.barcoder.ai/docs/wallets/banco-do-brasil) (Brazil's largest bank by assets; B3: BBAS3; state-controlled; BB mobile banking) + [Caixa Tem (Caixa Econômica Federal)](https://docs.barcoder.ai/docs/wallets/caixa-tem) (Caixa Econômica Federal mobile banking; Brazil's #2 bank by assets; state-controlled) + [Nubank](https://docs.barcoder.ai/docs/wallets/nubank) (Brazil's largest neobank; NYSE: NU; 131M+ customers across BR + MX + CO Q3 2025) + [C6 Bank](https://docs.barcoder.ai/docs/wallets/c6-bank) (Brazilian digital bank + JPMorgan ~46% stake; B3: C6BB34) + [Banco Inter (Inter&Co)](https://docs.barcoder.ai/docs/wallets/banco-inter) (Brazilian digital bank; B3: INBR32; NASDAQ: INTR) + [Banco Original](https://docs.barcoder.ai/docs/wallets/banco-original) (Brazilian digital bank).

**Regulators**: BCB + CVM.

## Fun facts

- **19M+ digital banking customers** distinctive Brazilian digital banking penetration.
- **Santander One App new global mobile banking platform launched Brazil first 2025** distinctive Santander Brazil as global Santander digital transformation testbed.
- **Brazil drives Santander's digital transformation with One App** distinctive Santander Brazil global digital banking strategic role.
- **Banco Santander S.A. Spanish parent ~89.5% controlling** distinctive Spanish-Brazilian banking dominant relationship.
- **1982 Banco Santander Brasil founding** post-Brazilian banking modernization → 2000 Banespa privatization + 2007 ABN AMRO Real acquisition + 2008 Real Pernambuco + 2009 Banco Real merger consolidation.
- **Oct 7 2009 Banco Santander Brasil IPO on B3 + NYSE** distinctive Brazilian-US dual-listing.
- **Santander Brasil Pix + EMV QRCode full support** + Brazilian mobile banking ecosystem.

## Comparison

| Feature | Santander Brasil | [Itau Unibanco](https://docs.barcoder.ai/docs/wallets/banco-itau) (Itaú Unibanco's mobile banking rival; Brazil's largest private bank by assets) | [Bradesco (Banco Bradesco)](https://docs.barcoder.ai/docs/wallets/bradesco) (Brazil's second-largest private bank by assets rival) | [Banco do Brasil (BB App)](https://docs.barcoder.ai/docs/wallets/banco-do-brasil) (Brazil's largest bank by assets rival; state-controlled) | [Nubank](https://docs.barcoder.ai/docs/wallets/nubank) (Brazil's largest neobank rival; 131M+ customers across BR + MX + CO Q3 2025) |
|---|---|---|---|---|---|
| Operator | **Banco Santander Brasil S.A. (B3: SANB11; NYSE: BSBR; Banco Santander S.A. Spanish parent ~89.5% controlling)** | Itaú Unibanco Holding S.A. (B3: ITUB4; NYSE: ITUB; Brazil's largest private bank by assets) | Banco Bradesco S.A. (B3: BBDC4; NYSE: BBD) | Banco do Brasil S.A. (B3: BBAS3; Brazilian government majority controlling) | Nu Holdings Ltd. (NYSE: NU; Brazil's largest neobank) |
| Type | **Santander Brasil 19M+ digital banking customers + Santander One App new global mobile banking platform launched Brazil first 2025 + Brazil drives Santander's digital transformation with One App + Banco Santander S.A. Spanish parent ~89.5% controlling** | Itaú Superapp 10M+ customers migrated Jun 2025 (~15M target end-2025) + 20M app users + 97% individual transactions digital channels + Itaú Brazil's largest private bank by assets + #1 banking app performance ranking 2025 | Brazil's second-largest private bank by assets + Bradesco mobile banking | Brazil's largest bank by assets + state-controlled + BB mobile banking | Brazil's largest neobank + 131M+ customers across BR + MX + CO Q3 2025 + Mexico 13.1M customers Q3 2025 ~14% MX adult population + Colombia 3.8M customers Q3 2025 ~10% CO adult population |
| Country | BR | BR + CL + AR + UY + PY + US + CL + others | BR | BR + AR + US + JP + UK | BR + MX + CO |
| Distinctive | **1982 Banco Santander Brasil founding; 2000 Banespa privatization; 2007 ABN AMRO Real acquisition by RBS + Fortis + Banco Santander S.A. consortium; 2009 Banco Santander Brasil + ABN AMRO Real merger consolidation; Oct 7 2009 Banco Santander Brasil IPO on B3 + NYSE dual-listing; 2010 Santander Brasil mobile banking app launch; 2025 Santander One App new global mobile banking platform launched Brazil first** | 1944 Itaú founding; 1995 Unibanco-Itaú renaming; 2008 Itaú-Unibanco merger; Jul 2024 Itaú Superapp launch; Jun 2025 10M+ customers migrated milestone; #1 banking app performance ranking 2025 | 1943 Bradesco founding | 1808 Banco do Brasil founding (oldest Brazilian bank) | 2013 Nubank founding by David Vélez + Cristina Junqueira + Edward Wible in São Paulo; Dec 9 2021 NYSE IPO; 2018 Nu Mexico launch; 2020 Nu Colombia launch |

## Status

**Active, Santander Brasil 19M+ digital banking customers + Santander One App new global mobile banking platform launched Brazil first 2025 + Brazil drives Santander's digital transformation with One App** <sup>[1][1], [2][2], [3][3]</sup>:
- **Banco Santander Brasil S.A. (B3: SANB11; NYSE: BSBR; Banco Santander S.A. Spanish parent ~89.5% controlling)** since 1982 Banco Santander Brasil founding + 2000 Banespa privatization + 2007 ABN AMRO Real acquisition + 2009 Banco Santander Brasil + ABN AMRO Real merger consolidation + Oct 7 2009 Banco Santander Brasil IPO on B3 + NYSE dual-listing + 2010 Santander Brasil mobile banking app launch + 2025 Santander One App new global mobile banking platform launched Brazil first.
- **Santander Brasil 19M+ digital banking customers**.
- **Santander One App new global mobile banking platform launched Brazil first 2025**.
- **BCB + CVM regulated**.

## Sources

[1]: https://www.santander.com/en/press-room/discovery/brazil-a-test-bed-of-ideas-for-santanders-future/brazil-driving-santanders-digital-transformation-with-one-app "Brazil drives Santander's digital transformation with One App — Santander"
[2]: https://infotechlead.com/cio/santander-brasil-accelerates-ai-and-digital-banking-expansion-as-technology-investments-drive-growth-95636 "Santander Brasil Accelerates AI and Digital Banking Expansion as Technology Investments Drive Growth — InfotechLead"
[3]: https://www.santander.com/en/press-room/discovery/brazil-a-test-bed-of-ideas-for-santanders-future "Santander Brazil: Innovation, Digital Transformation & Financial Inclusion — Santander"
[br-cro]: https://docs.barcoder.ai/docs/payments/BR

- [1] [Brazil drives Santander's digital transformation with One App — Santander][1]
- [2] [Santander Brasil Accelerates AI and Digital Banking Expansion as Technology Investments Drive Growth — InfotechLead][2]
- [3] [Santander Brazil: Innovation, Digital Transformation & Financial Inclusion — Santander][3]
- <sup>[Brazil report](https://docs.barcoder.ai/docs/payments/BR)</sup> In-corpus: `reports/countries/BR-brazil.md`

## Source

Biography extracted from [santander-brasil.md](https://docs.barcoder.ai/source/wallets/santander-brasil). See `matrix.md` for standards-support matrix if present.