# Santander US (Bank)

> Source: https://docs.barcoder.ai/docs/wallets/santander-us-bank
> research date 2026-06-01 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Santander US — official](https://www.santanderbank.com/)

## Overview

**Santander US (Bank)** is **Banco Santander Spain BME: SAN + NYSE: SAN Spanish parent fully owned** + **US Northeast region commercial banking operations** + **one of US's largest foreign-owned commercial banks** + **~2M+ US Santander Bank customers** <sup>[1][1], [United States report](https://docs.barcoder.ai/docs/payments/US)</sup>.

## History

**1980s — Sovereign Bank founded as US Northeast regional commercial bank**.

**Oct 17 2013 — Sovereign Bank rebranded as Santander Bank N.A. post-Banco Santander Spain acquisition**.

**2014 — Santander Bank Mobile Banking app launch**.

## Ownership & operator

**Operating entity**: **Santander Bank N.A.** (US-based commercial bank; Banco Santander Spain fully owned).

**Major shareholders**: **Banco Santander Spain (BME: SAN + NYSE: SAN; Spanish global banking group; ~165M+ customers globally) fully owned**.

**Regulators**: **OCC + Federal Reserve + FDIC + ECB + Banco de España**.

## Technical integration

Santander Bank Mobile Banking app (iOS + Android; ~2M+ US Santander Bank customers) + santanderbank.com online + Santander Bank branch network across US Northeast region + Santander Visa + Mastercard cards; ACH + FedNow + Zelle.

## Implementations & partners

**Banco Santander parent**: [Banco Santander (Spain parent)](https://docs.barcoder.ai/docs/wallets/santander-spain) (Banco Santander Spain; BME: SAN + NYSE: SAN; Spanish global banking group; ~165M+ customers globally) + [Santander UK](https://docs.barcoder.ai/docs/wallets/santander-uk) (Santander UK; Banco Santander Spain subsidiary; ~14M+ UK customers) + [Santander Brasil](https://docs.barcoder.ai/docs/wallets/santander-brasil) (Santander Brasil; B3: SANB11 + NYSE: BSBR; Banco Santander Spain Brazilian subsidiary) + [Santander Chile](https://docs.barcoder.ai/docs/wallets/santander-chile) (Santander Chile; BCS: BSAN + NYSE: BSAC; Banco Santander Spain Chilean subsidiary) + [Banco Santander Mexico (Santander Móvil + SuperMóvil + Openbank Mexico)](https://docs.barcoder.ai/docs/wallets/santander-mexico) (Santander Mexico) + [Erste Bank Polska (formerly Santander Bank Polska until Apr 24, 2026)](https://docs.barcoder.ai/docs/wallets/erste-polska) (Santander Bank Polska; WSE: SPL; Banco Santander Spain Polish subsidiary).

**Major US banking + payments competitors**: [Chase Mobile (JPMorgan Chase)](https://docs.barcoder.ai/docs/wallets/chase-mobile) (Chase Mobile; JPMorgan Chase US; NYSE: JPM) + [Bank of America](https://docs.barcoder.ai/docs/wallets/bank-of-america) (Bank of America; NYSE: BAC) + [Wells Fargo Mobile + Fargo virtual assistant](https://docs.barcoder.ai/docs/wallets/wells-fargo) (Wells Fargo; NYSE: WFC) + [Citi Mobile (Citigroup)](https://docs.barcoder.ai/docs/wallets/citi-mobile) (Citi Mobile US; Citigroup NYSE: C) + [U.S. Bank (USB)](https://docs.barcoder.ai/docs/wallets/us-bank) (US Bank; NYSE: USB) + [PNC Bank](https://docs.barcoder.ai/docs/wallets/pnc-bank) (PNC Bank; NYSE: PNC) + [Truist Bank](https://docs.barcoder.ai/docs/wallets/truist) (Truist Financial; NYSE: TFC) + [Capital One Mobile](https://docs.barcoder.ai/docs/wallets/capital-one) (Capital One; NYSE: COF) + [Citizens Bank (Citizens Financial Group)](https://docs.barcoder.ai/docs/wallets/citizens-financial) (Citizens Financial Group; NYSE: CFG) + [Fifth Third Bank](https://docs.barcoder.ai/docs/wallets/fifth-third) (Fifth Third Bank; NASDAQ: FITB) + [Huntington Bank / Huntington Mobile](https://docs.barcoder.ai/docs/wallets/huntington-bank) (Huntington Bank; NASDAQ: HBAN) + [KeyBank / KeyCorp](https://docs.barcoder.ai/docs/wallets/keybank) (KeyBank; NYSE: KEY) + [Regions Financial / Regions Mobile App](https://docs.barcoder.ai/docs/wallets/regions-financial) (Regions Financial; NYSE: RF) + [TD Bank US (America's Most Convenient Bank)](https://docs.barcoder.ai/docs/wallets/td-bank-us) (TD Bank US; TD Bank Group Canadian parent US subsidiary) + [HSBC USA](https://docs.barcoder.ai/docs/wallets/hsbc-usa) (HSBC US Bank; HSBC Holdings UK parent US subsidiary).

**Regulators**: OCC + Federal Reserve + FDIC + ECB + Banco de España.

## Status

**Active, Banco Santander Spain BME:SAN + NYSE:SAN Spanish parent fully owned + US Northeast region commercial banking operations + one of US's largest foreign-owned commercial banks + ~2M+ US Santander Bank customers** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://www.santanderbank.com/ "Santander US — official"
[2]: https://en.wikipedia.org/wiki/Santander_Bank "Santander US — Wikipedia"
[us-cro]: https://docs.barcoder.ai/docs/payments/US

- [1] [Santander US — official][1]
- [2] [Santander US — Wikipedia][2]
- <sup>[United States report](https://docs.barcoder.ai/docs/payments/US)</sup> In-corpus: `reports/countries/US-united-states.md`

## Source

Biography extracted from [santander-us-bank.md](https://docs.barcoder.ai/source/wallets/santander-us-bank). See `matrix.md` for standards-support matrix if present.