# TPBank (Tien Phong Bank) / TPBank Mobile + LiveBank 24/7

> Source: https://docs.barcoder.ai/docs/wallets/tpbank
> research date 2026-05-30 · extracted at 2026-10-03
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [TPBank — official](https://tpb.vn/eng/)

## Overview

**TPBank (Tien Phong Bank)** is **Vietnam's Leading Strong Bank 2025** (per The Asian Banker TAB Global) + **14M+ users + 98% TPBank transactions via digital channels** <sup>[1][1], [2][2], [Viet Nam report](https://docs.barcoder.ai/docs/payments/VN)</sup>. **2025 baseline**: TPBank 14M+ users (among Vietnamese banks with largest customer base) + **>98% TPBank customer transactions via digital channels** + **LiveBank 24/7 distinctive Vietnamese automatic banking machine network** + **~500 LiveBank transaction points nationwide largest in Vietnam** + **35 successful LiveBank transactions/minute through 400 LiveBank transaction points 24/7 nationwide**; TPBank digital banking services users **doubled in past 3 years** averaging >30% YoY growth; **TPBank 2025 The Asian Banker (TAB Global) Vietnam's Leading Strong Bank** + **Top 1,000 strongest banks globally 2025** + **VDA 2025 Awards Excellent Digital Transformation 2 consecutive years**.

**Distinctive TPBank positioning**:
- **Vietnam's Leading Strong Bank 2025** (per The Asian Banker TAB Global; one of few Vietnamese banks in 2025 Top 1,000 strongest banks globally ranking)
- **14M+ users + 98% TPBank transactions via digital channels** distinctive Vietnamese banking digital-first scale
- **LiveBank 24/7 distinctive Vietnamese automatic banking machine network** + **~500 LiveBank transaction points nationwide largest in Vietnam** + **35 successful LiveBank transactions/minute through 400 LiveBank transaction points 24/7 nationwide**
- **LiveBank+ 24/7 distinctive Vietnam-first 24/7 multi-utility banking transaction experience** (banking-as-new-way-of-life positioning)
- **TPBank digital banking services users doubled in past 3 years** averaging >30% YoY growth
- **TPBank Mobile + LiveBank 24/7 + TPBank Biz digital banking app for businesses + Bio Center biometric data system + smart digital financial solutions** distinctive Vietnamese digital banking ecosystem
- **VDA 2025 Awards Excellent Digital Transformation 2 consecutive years** for TPBank App + LiveBank 24/7 + TPBank Biz
- **2008 TPBank founding by Nguyễn Hưng** → distinctive Vietnamese digital banking pioneer heritage
- **TPBank 100% online card opening + instant card issuance at LiveBank 24/7 + personalize own card face + earn points + redeem gifts on App** distinctive Vietnamese banking experience innovation

## History

**May 5 2008 — Tien Phong Commercial Joint Stock Bank (TPBank) founded by Nguyễn Hưng** in Vietnam → distinctive Vietnamese digital banking pioneer heritage.

**Apr 2018 — TPBank HOSE IPO**.

**2013 — TPBank Mobile app launches**.

**Feb 2017 — TPBank LiveBank 24/7 launches** as Vietnam's first automatic banking machine network.

**2025 — TPBank 14M+ users + >98% transactions via digital channels + LiveBank 24/7 ~500 nationwide transaction points largest in Vietnam + 35 successful LiveBank transactions/minute + TPBank digital banking users doubled in past 3 years averaging >30% YoY growth + The Asian Banker (TAB Global) Vietnam's Leading Strong Bank 2025 + Top 1,000 strongest banks globally 2025 + VDA 2025 Awards Excellent Digital Transformation 2 consecutive years** <sup>[1][1], [2][2], [3][3], [4][4]</sup>.

## Ownership & operator

**Operating entity**: **Tien Phong Commercial Joint Stock Bank (TPBank; HOSE: TPB)**.

**Major shareholders**: **DOJI Group (Vietnamese precious metals + jewelry conglomerate; Đỗ Minh Phú founding family; ~10%) + FPT Corporation (Vietnamese IT services + telecom conglomerate; ~10%) + Vietnam International Reinsurance JSC (VINARE) + Mobifone Vietnamese telecom + Vietnamese institutional + Vietnamese retail public float + foreign institutional**.

**Regulator**: **SBV (State Bank of Vietnam)**.

## Technical integration

**TPBank Mobile app** (iOS + Android; 14M+ users; 98% transactions via digital channels) + **LiveBank 24/7 ~500 nationwide automatic banking machine network largest in Vietnam** + **TPBank Biz digital banking app for businesses** + **Bio Center biometric data system** + tpb.vn online + TPBank cards (Visa + Mastercard + NAPAS; 100% online card opening + instant card issuance at LiveBank 24/7 + personalize own card face + earn points + redeem gifts on App distinctive Vietnamese banking experience innovation) + TPBank Vietnamese branch network; VietQR + NAPAS 247.

**TPBank distinctive features**: Cashless travel - Just TPBank: Scan QR + spend across borders + LiveBank+ 24/7 multi-utility Vietnam-first banking-as-new-way-of-life positioning.

## Users & growth

**2025**: TPBank 14M+ users + **>98% TPBank customer transactions via digital channels** + **LiveBank 24/7 ~500 transaction points nationwide largest in Vietnam** + **35 successful LiveBank transactions/minute through 400 LiveBank transaction points 24/7 nationwide** + **TPBank digital banking services users doubled in past 3 years averaging >30% YoY growth**.

## Use cases

Vietnamese retail + private + corporate + SME + investment banking via TPBank Mobile app + LiveBank 24/7 + TPBank Biz digital banking app for businesses + Bio Center biometric data system + tpb.vn online + cards + branches; VietQR + NAPAS 247; **TPBank 100% online card opening + instant card issuance at LiveBank 24/7 + personalize own card face + earn points + redeem gifts on App** distinctive Vietnamese banking experience innovation + **Cashless travel - Just TPBank: Scan QR + spend across borders**.

## Implementations & partners

**Operator**: Tien Phong Commercial Joint Stock Bank (TPBank; HOSE: TPB); **DOJI Group (Đỗ Minh Phú founding family; ~10%) + FPT Corporation ~10% + VINARE + Mobifone + Vietnamese institutional + Vietnamese retail public float**.

**Major Vietnamese banking competitors**: [Vietcombank (VCB Digibank)](https://docs.barcoder.ai/docs/wallets/vietcombank) (Vietnam #1 state-controlled) + [BIDV (BIDV SmartBanking X)](https://docs.barcoder.ai/docs/wallets/bidv) (Vietnam #2 by assets state-controlled) + [VietinBank / VietinBank iPay](https://docs.barcoder.ai/docs/wallets/vietinbank) (Vietnam Big 4 + MUFG ~19.7% strategic) + [VPBank (Vietnam Prosperity Bank)](https://docs.barcoder.ai/docs/wallets/vpbank) (Vietnam #1 private commercial bank + SMBC 15% strategic + FE Credit) + [Techcombank](https://docs.barcoder.ai/docs/wallets/techcombank) (Vietnam #2 private + Masan partnership) + [MB Bank (Military Commercial Joint Stock Bank)](https://docs.barcoder.ai/docs/wallets/mb-bank) (Vietnam Military Bank) + [ACB (Asia Commercial Bank)](https://docs.barcoder.ai/docs/wallets/acb-vietnam) (Asia Commercial Bank) + [Sacombank / Sacombank Pay](https://docs.barcoder.ai/docs/wallets/sacombank) (Sacombank Pay 6.8M+ downloads + active users May 2025 + 6M+ cards issued + ~96% transactions via digital channels + Vietnam + Laos + Cambodia footprint + 2025 Sao Khue 5-star Digital Banking).

**Regulator**: SBV.

## Fun facts

- **Vietnam's Leading Strong Bank 2025** (per The Asian Banker TAB Global; one of few Vietnamese banks in 2025 Top 1,000 strongest banks globally ranking).
- **14M+ users + 98% TPBank transactions via digital channels** distinctive Vietnamese banking digital-first scale.
- **LiveBank 24/7 distinctive Vietnamese automatic banking machine network** + **~500 LiveBank transaction points nationwide largest in Vietnam** + **35 successful LiveBank transactions/minute through 400 LiveBank transaction points 24/7 nationwide**.
- **LiveBank+ 24/7 distinctive Vietnam-first 24/7 multi-utility banking transaction experience** (banking-as-new-way-of-life positioning).
- **TPBank digital banking services users doubled in past 3 years** averaging >30% YoY growth.
- **TPBank Mobile + LiveBank 24/7 + TPBank Biz digital banking app for businesses + Bio Center biometric data system + smart digital financial solutions** distinctive Vietnamese digital banking ecosystem.
- **VDA 2025 Awards Excellent Digital Transformation 2 consecutive years** for TPBank App + LiveBank 24/7 + TPBank Biz.
- **May 5 2008 TPBank founding by Nguyễn Hưng** → distinctive Vietnamese digital banking pioneer heritage.
- **TPBank 100% online card opening + instant card issuance at LiveBank 24/7 + personalize own card face + earn points + redeem gifts on App** distinctive Vietnamese banking experience innovation.

## Comparison

| Feature | TPBank / TPBank Mobile + LiveBank 24/7 | [Vietcombank (VCB Digibank)](https://docs.barcoder.ai/docs/wallets/vietcombank) (Vietnam #1 state-controlled rival) | [VPBank (Vietnam Prosperity Bank)](https://docs.barcoder.ai/docs/wallets/vpbank) (Vietnam #1 private commercial bank rival + SMBC 15% strategic + FE Credit) | [Techcombank](https://docs.barcoder.ai/docs/wallets/techcombank) (Vietnam #2 private + Masan partnership rival) | [Sacombank / Sacombank Pay](https://docs.barcoder.ai/docs/wallets/sacombank) (Sacombank Pay 6.8M+ downloads + active users May 2025 rival) |
|---|---|---|---|---|---|
| Operator | **Tien Phong Commercial Joint Stock Bank (TPBank; HOSE: TPB; DOJI Group + FPT Corporation founding) ** | Vietcombank (HOSE: VCB) | VPBank (HOSE: VPB) | Techcombank (HOSE: TCB) | Sacombank (HOSE: STB) |
| Type | **Vietnam's Leading Strong Bank 2025 + 14M+ users + 98% transactions via digital channels + LiveBank 24/7 ~500 transaction points nationwide largest in Vietnam + 35 successful LiveBank transactions/minute + TPBank digital banking users doubled in past 3 years averaging >30% YoY growth + Top 1,000 strongest banks globally 2025 + VDA 2025 Awards Excellent Digital Transformation 2 consecutive years** | Vietnam #1 state-controlled by assets | Vietnam #1 private commercial bank by total assets + SMBC 15% strategic + FE Credit consumer finance | Vietnam #2 private + Masan partnership | Sacombank Pay 6.8M+ downloads + active users + 6M+ cards issued + ~96% transactions via digital channels May 2025 + 2025 Sao Khue 5-star Digital Banking + Vietnam + Laos + Cambodia footprint |
| Country | VN | VN + 5+ countries | VN | VN | VN + LA + KH |
| Distinctive | **May 5 2008 TPBank founding by Nguyễn Hưng (Vietnamese digital banking pioneer); Apr 2018 HOSE IPO; 2013 TPBank Mobile launch; Feb 2017 TPBank LiveBank 24/7 launch (Vietnam's first automatic banking machine network); 2025 The Asian Banker (TAB Global) Vietnam's Leading Strong Bank + Top 1,000 strongest banks globally 2025 + VDA 2025 Awards Excellent Digital Transformation 2 consecutive years; DOJI Group + FPT Corporation founding** | 1963 Vietcombank founding as Vietnam's foreign trade bank; SBV 74.8% majority | 1993 VPBank founding; Mar 2023 SMBC USD 1.5B 15% strategic | 1993 Techcombank founding | Dec 21 1991 Sacombank founding (Vietnam's first private joint-stock commercial bank); Jul 12 2006 Sacombank HOSE IPO |

## Status

**Active, Vietnam's Leading Strong Bank 2025 (per The Asian Banker TAB Global) + 14M+ users + 98% TPBank transactions via digital channels** <sup>[1][1], [2][2], [3][3], [4][4]</sup>:
- **Tien Phong Commercial Joint Stock Bank (TPBank; HOSE: TPB; DOJI Group + FPT Corporation founding)** since May 5 2008 TPBank founding by Nguyễn Hưng + Apr 2018 HOSE IPO + 2013 TPBank Mobile launch + Feb 2017 TPBank LiveBank 24/7 launch.
- **LiveBank 24/7 ~500 transaction points nationwide largest in Vietnam + 35 successful LiveBank transactions/minute through 400 LiveBank transaction points 24/7 nationwide + TPBank digital banking users doubled in past 3 years averaging >30% YoY growth**.
- **2025 The Asian Banker (TAB Global) Vietnam's Leading Strong Bank + Top 1,000 strongest banks globally 2025 + VDA 2025 Awards Excellent Digital Transformation 2 consecutive years**.
- **SBV regulated**.

## Sources

[1]: https://tpb.vn/eng/tin-tuc/tin-tpbank/tpbank-ngan-hang-vung-manh-hang-dau-vietnam-2025 "TPBank — Vietnam's Leading Strong Bank in 2025 — TPBank"
[2]: https://tpb.vn/eng/tin-tuc/tin-tpbank/loat-cong-nghe-di-dau-bao-chung-cho-vi-the-ngan-hang-so-hang-dau-cua-tpbank "TPBank LiveBank 24/7 + TPBank Mobile App + TPBank Biz — TPBank"
[3]: https://tpb.vn/eng/tin-tuc/tin-tpbank/trendsetter-nganh-ngan-hang-la-co-tien-phong-dan-dat-cach-mang-ngan-hang-so "Trendsetter ngành ngân hàng là cờ tiên phong dẫn dắt cách mạng ngân hàng số — TPBank"
[4]: https://tpb.vn/eng/tin-tuc/tin-tpbank/tpbank-duoc-vinh-danh-chuyen-doi-so-xuat-sac "TPBank được vinh danh chuyển đổi số xuất sắc — TPBank"
[vn-cro]: https://docs.barcoder.ai/docs/payments/VN

- [1] [TPBank — Vietnam's Leading Strong Bank in 2025 — TPBank][1]
- [2] [TPBank LiveBank 24/7 + TPBank Mobile App + TPBank Biz — TPBank][2]
- [3] [Trendsetter ngành ngân hàng là cờ tiên phong dẫn dắt cách mạng ngân hàng số — TPBank][3]
- [4] [TPBank được vinh danh chuyển đổi số xuất sắc — TPBank][4]
- <sup>[Viet Nam report](https://docs.barcoder.ai/docs/payments/VN)</sup> In-corpus: `reports/countries/VN-vietnam.md`

## Source

Biography extracted from [tpbank.md](https://docs.barcoder.ai/source/wallets/tpbank). See `matrix.md` for standards-support matrix if present.
