# TSB Bank (New Zealand)

> Source: https://docs.barcoder.ai/docs/wallets/tsb-bank-nz
> research date 2026-06-01 · extracted at 2026-10-03
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [TSB NZ — official](https://www.tsb.co.nz/)

## Key details

- **Parent:** branches

## Overview

**TSB Bank (New Zealand)** is **New Zealand mutual commercial bank** + **Toi Foundation New Zealand community trust ~100%+ controlling** + **one of New Zealand's largest non-Big-Four commercial banks by branches** + **founded Mar 17 1850 in New Plymouth Taranaki New Zealand as Taranaki Savings Bank then 1988 TSB Bank rebrand** <sup>[1][1], [New Zealand report](https://docs.barcoder.ai/docs/payments/NZ)</sup>.

## History

**Mar 17 1850 — Taranaki Savings Bank founded in New Plymouth Taranaki New Zealand as Taranaki regional savings bank** distinctive New Zealand banking heritage as one of New Zealand's oldest savings banks.

**1988 — TSB Bank rebrand consolidating Taranaki Savings Bank as full commercial bank under New Zealand banking liberalisation**.

**2014 — TSB Mobile banking app launch**.

## Ownership & operator

**Operating entity**: **TSB Bank Limited** (New Zealand mutual commercial bank).

**Major shareholders**: **Toi Foundation (New Zealand community trust; formerly TSB Community Trust) ~100%+ controlling**.

**Regulators**: **Reserve Bank of New Zealand RBNZ**.

## Technical integration

TSB Mobile app (iOS + Android) + tsb.co.nz online + TSB Bank branch network across New Zealand (Taranaki regional focus) + TSB Visa + Mastercard cards; Payments NZ 7-15 (New Zealand interbank instant payments) + EMVCo QRCPS QR payments + New Zealand Dollar NZD domestic transfers.

## Implementations & partners

**Major New Zealand banking + payments competitors**: [ANZ New Zealand](https://docs.barcoder.ai/docs/wallets/anz-nz) (ANZ Bank New Zealand; ANZ Australian parent; New Zealand's largest commercial bank by assets) + [ASB Bank](https://docs.barcoder.ai/docs/wallets/asb-bank) (ASB Bank; CBA Australian parent) + [BNZ Bank of New Zealand](https://docs.barcoder.ai/docs/wallets/bnz-nz) (Bank of New Zealand BNZ; NAB Australian parent) + [Westpac NZ](https://docs.barcoder.ai/docs/wallets/westpac-nz) (Westpac New Zealand; Westpac Australian parent) + [Kiwibank](https://docs.barcoder.ai/docs/wallets/kiwibank) (Kiwibank; New Zealand state-owned commercial bank) + [Heartland Bank (New Zealand)](https://docs.barcoder.ai/docs/wallets/heartland-bank-nz) (Heartland Bank).

**Regulators**: Reserve Bank of New Zealand RBNZ.

## Status

**Active, New Zealand mutual commercial bank + Toi Foundation New Zealand community trust ~100%+ controlling + one of New Zealand's largest non-Big-Four commercial banks by branches + founded Mar 17 1850 in New Plymouth Taranaki New Zealand as Taranaki Savings Bank then 1988 TSB Bank rebrand** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://www.tsb.co.nz/ "TSB NZ — official"
[2]: https://en.wikipedia.org/wiki/TSB_Bank_(New_Zealand) "TSB NZ — Wikipedia"
[nz-cro]: https://docs.barcoder.ai/docs/payments/NZ

- [1] [TSB NZ — official][1]
- [2] [TSB NZ — Wikipedia][2]
- <sup>[New Zealand report](https://docs.barcoder.ai/docs/payments/NZ)</sup> In-corpus: `reports/countries/NZ-new-zealand.md`

## Source

Biography extracted from [tsb-bank-nz.md](https://docs.barcoder.ai/source/wallets/tsb-bank-nz). See `matrix.md` for standards-support matrix if present.