# Ujjivan Small Finance Bank

> Source: https://docs.barcoder.ai/docs/wallets/ujjivan-small-finance
> research date 2026-06-01 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Ujjivan SFB — official](https://www.ujjivansfb.in/)

## Key details

- **Parent:** assets

## Overview

**Ujjivan Small Finance Bank** is **Indian small finance commercial bank** + **NSE: UJJIVANSFB BSE: 542904** + **Indian retail + institutional + foreign investors free float** + **one of India's largest small finance commercial banks by assets** + **founded Feb 1 2017 in Bangalore Karnataka India as Ujjivan Small Finance Bank consolidated from Ujjivan Financial Services NBFC-MFI then 2021 Ujjivan Small Finance Bank + Ujjivan Financial Services reverse merger** <sup>[1][1], [India report](https://docs.barcoder.ai/docs/payments/IN)</sup>.

## History

**2005 — Ujjivan Financial Services founded in Bangalore Karnataka India as Indian NBFC-MFI Non-Banking Financial Company Microfinance Institution**.

**Feb 1 2017 — Ujjivan Small Finance Bank commercial banking license under RBI Small Finance Bank framework consolidating Ujjivan Financial Services NBFC-MFI** distinctive Indian small finance banking heritage.

**2021 — Ujjivan Small Finance Bank + Ujjivan Financial Services reverse merger consolidating Ujjivan Financial Services holding company into Ujjivan SFB**.

## Ownership & operator

**Operating entity**: **Ujjivan Small Finance Bank Limited** (Indian small finance commercial bank; NSE: UJJIVANSFB; BSE: 542904).

**Major shareholders**: **Indian retail + institutional + foreign investors free float**.

**Regulators**: **Reserve Bank of India RBI**.

## Technical integration

Ujjivan Mobile app (iOS + Android) + ujjivansfb.in online + Ujjivan Small Finance Bank branch network across India + Ujjivan Visa + Mastercard + RuPay cards; RuPay Indian national card scheme + EMVCo QRCPS QR payments + Bharat QR (Indian national QR payment scheme) + UPI Unified Payments Interface (Indian instant payments) + Indian Rupee INR domestic transfers.

## Implementations & partners

**Major Indian small finance + commercial banking + payments competitors**: [AU Small Finance Bank](https://docs.barcoder.ai/docs/wallets/au-small-finance) (AU Small Finance Bank; India's largest small finance bank by assets) + [Equitas Small Finance Bank](https://docs.barcoder.ai/docs/wallets/equitas-small-finance) (Equitas Small Finance Bank) + Suryoday Small Finance Bank (Suryoday Small Finance Bank) + ESAF Small Finance Bank (ESAF Small Finance Bank) + Utkarsh Small Finance Bank (Utkarsh Small Finance Bank) + [Bandhan Bank / mBandhan](https://docs.barcoder.ai/docs/wallets/bandhan-bank) (Bandhan Bank; Indian universal commercial bank converted from microfinance NBFC) + [UPI QR](https://docs.barcoder.ai/docs/standards/upi-qr) (Unified Payments Interface UPI).

**Regulators**: Reserve Bank of India RBI.

## Status

**Active, Indian small finance commercial bank + NSE:UJJIVANSFB BSE:542904 + Indian retail + institutional + foreign investors free float + one of India's largest small finance commercial banks by assets + founded Feb 1 2017 in Bangalore Karnataka India as Ujjivan Small Finance Bank consolidated from Ujjivan Financial Services NBFC-MFI then 2021 reverse merger** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://www.ujjivansfb.in/ "Ujjivan SFB — official"
[2]: https://en.wikipedia.org/wiki/Ujjivan_Small_Finance_Bank "Ujjivan SFB — Wikipedia"
[in-cro]: https://docs.barcoder.ai/docs/payments/IN

- [1] [Ujjivan SFB — official][1]
- [2] [Ujjivan SFB — Wikipedia][2]
- <sup>[India report](https://docs.barcoder.ai/docs/payments/IN)</sup> In-corpus: `reports/countries/IN-india.md`

## Source

Biography extracted from [ujjivan-small-finance.md](https://docs.barcoder.ai/source/wallets/ujjivan-small-finance). See `matrix.md` for standards-support matrix if present.