# Widiba (Banca Widiba)

> Source: https://docs.barcoder.ai/docs/wallets/widiba
> research date 2026-05-30 · extracted at 2026-10-07
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Widiba — official](https://www.widiba.it/)

## Overview

**Widiba (Banca Widiba)** is **Italian online bank** + **Monte dei Paschi di Siena MPS BIT:BMPS Italian commercial bank subsidiary** <sup>[1][1], [Italy report](https://docs.barcoder.ai/docs/payments/IT)</sup>.

## History

**2014 — Banca Widiba founded by Monte dei Paschi di Siena MPS as Italian online bank**.

**2014 — Widiba mobile + web banking app launch**.

## Ownership & operator

**Operating entity**: **Banca Widiba S.p.A.** (Italian online bank; MPS subsidiary).

**Major shareholders**: **Monte dei Paschi di Siena MPS (BIT: BMPS; Italian commercial bank; world's oldest bank since 1472) fully owned**.

**Regulators**: **Banca d'Italia + ECB**.

## Technical integration

Widiba mobile app (iOS + Android) + widiba.it web + Widiba Visa + Mastercard cards; SEPA + SEPA Instant + EPC-QR.

## Implementations & partners

**MPS parent**: [Banca Monte dei Paschi di Siena (Banca MPS)](https://docs.barcoder.ai/docs/wallets/banca-mps) (Monte dei Paschi di Siena; BIT: BMPS; Italian commercial bank; world's oldest bank since 1472; one of Italy's largest commercial banks).

**Major Italian online bank + neobank competitors**: [Fineco Bank](https://docs.barcoder.ai/docs/wallets/fineco-bank) (FinecoBank Italian online bank + brokerage; BIT: FBK; ~1.6M+ customers Italy + UK + Germany + Ireland) + [Hype (Banca Sella)](https://docs.barcoder.ai/docs/wallets/hype-bank) (Hype Banca Sella Italian mobile wallet + payment account) + buddybank (buddybank UniCredit Italian mobile-only bank) + illimity (illimity Italian challenger bank) + ING Italia (ING Italia ING Group Italian online bank) + [Banca Mediolanum](https://docs.barcoder.ai/docs/wallets/mediolanum) (Banca Mediolanum Italian commercial bank) + Directa SIM (Directa SIM Italian online brokerage).

**Regulators**: Banca d'Italia + ECB.

## Status

**Active, Italian online bank + Monte dei Paschi di Siena MPS BIT:BMPS Italian commercial bank subsidiary** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://www.widiba.it/ "Widiba — official"
[2]: https://en.wikipedia.org/wiki/Banca_Widiba "Banca Widiba — Wikipedia"
[it-cro]: https://docs.barcoder.ai/docs/payments/IT

- [1] [Widiba — official][1]
- [2] [Banca Widiba — Wikipedia][2]
- <sup>[Italy report](https://docs.barcoder.ai/docs/payments/IT)</sup> In-corpus: `reports/countries/IT-italy.md`

## Source

Biography extracted from [widiba.md](https://docs.barcoder.ai/source/wallets/widiba). See `matrix.md` for standards-support matrix if present.