# Yapı Kredi Bank Azerbaijan

> Source: https://docs.barcoder.ai/docs/wallets/yapi-kredi-az
> research date 2026-06-01 · extracted at 2026-10-03
> Publisher: Barcoder — encyclopedia of QR, barcode and payment-code standards

Specifications:
- [Yapı Kredi AZ — official](https://www.yapikredi.az/)

## Overview

**Yapı Kredi Bank Azerbaijan** is **Azerbaijani commercial banking subsidiary of Yapı Kredi Bankası Turkish parent BIST: YKBNK** + **Yapı Kredi Bankası Turkish parent ~99.8%+ controlling** + **Koç Holding + UniCredit Italian parent BME: UCG joint controlling via Yapı Kredi Bankası** <sup>[1][1], [Azerbaijan report](https://docs.barcoder.ai/docs/payments/AZ)</sup>.

## History

**1998 — Yapı Kredi Bank Azerbaijan ASC founded in Baku Azerbaijan as Azerbaijani commercial banking subsidiary of Yapı Kredi Bankası Turkish parent BIST: YKBNK** distinctive Azerbaijani-Turkish banking heritage.

**2014 — Yapı Kredi Azerbaijan mobile banking app launch**.

## Ownership & operator

**Operating entity**: **Yapı Kredi Bank Azerbaijan ASC** (Azerbaijani commercial banking subsidiary of Yapı Kredi Bankası Turkish parent).

**Major shareholders**: **Yapı Kredi Bankası Turkish parent (BIST: YKBNK; Koç Holding + UniCredit Italian parent BME: UCG joint controlling) ~99.8%+ controlling**.

**Regulators**: **Central Bank of Azerbaijan CBA**.

## Technical integration

Yapı Kredi Azerbaijan mobile app (iOS + Android) + yapikredi.az online + Yapı Kredi Azerbaijan branch network across Azerbaijan + Yapı Kredi Visa + Mastercard cards; EMVCo QRCPS QR payments + Azerbaijani Manat AZN domestic transfers.

## Implementations & partners

**Parent group**: [Yapı Kredi / Yapı Kredi Mobile (SuperApp)](https://docs.barcoder.ai/docs/wallets/yapi-kredi) (Yapı Kredi Bankası; BIST: YKBNK; Turkish commercial bank; one of Turkey's largest commercial banks by assets; Koç Holding + UniCredit Italian parent BME: UCG joint controlling).

**Major Azerbaijani banking + payments competitors**: [Kapital Bank Azerbaijan + Birbank](https://docs.barcoder.ai/docs/wallets/kapital-bank-az) (Kapital Bank OJSC; Azerbaijani commercial bank) + [Pasha Bank (Azerbaijan)](https://docs.barcoder.ai/docs/wallets/pasha-bank) (Pasha Bank OJSC; Azerbaijani commercial bank; PASHA Holding Aliyev family Azerbaijan ruling family parent ~100%+ controlling) + [Xalq Bank Azerbaijan](https://docs.barcoder.ai/docs/wallets/xalq-bank-az) (Xalq Bank Azerbaijan; Azerbaijani commercial bank) + [Muganbank Azerbaijan](https://docs.barcoder.ai/docs/wallets/muganbank) (Muganbank Azerbaijan; Azerbaijani commercial bank).

**Regulators**: Central Bank of Azerbaijan CBA.

## Status

**Active, Azerbaijani commercial banking subsidiary of Yapı Kredi Bankası Turkish parent BIST:YKBNK + Yapı Kredi Bankası Turkish parent ~99.8%+ controlling + Koç Holding + UniCredit Italian parent BME:UCG joint controlling via Yapı Kredi Bankası** <sup>[1][1], [2][2]</sup>.

## Sources

[1]: https://www.yapikredi.az/ "Yapı Kredi AZ — official"
[2]: https://en.wikipedia.org/wiki/Yap%C4%B1_Kredi "Yapı Kredi — Wikipedia"
[az-cro]: https://docs.barcoder.ai/docs/payments/AZ

- [1] [Yapı Kredi AZ — official][1]
- [2] [Yapı Kredi — Wikipedia][2]
- <sup>[Azerbaijan report](https://docs.barcoder.ai/docs/payments/AZ)</sup> In-corpus: `reports/countries/AZ-azerbaijan.md`

## Source

Biography extracted from [yapi-kredi-az.md](https://docs.barcoder.ai/source/wallets/yapi-kredi-az). See `matrix.md` for standards-support matrix if present.