Wallets/bluevine
Bluevine
0 standards supported
Overview
Bluevine is a US business-banking fintech for small and medium-sized businesses, operated by Bluevine Inc., founded 2013 1, 2. Bluevine started as an SMB lender (invoice factoring + lines of credit) and expanded into a full business checking account with interest-bearing balances, a debit card, bill pay and payments. It serves SMBs and freelancers via a partner-bank model.
History
2013 — Bluevine (BlueVine) founded 2: Established by Eyal Lifshitz (CEO) and co-founders, initially focused on invoice factoring and working-capital lines of credit for SMBs.
2019-2020 — Business checking launch + PPP lending 2: Bluevine launched a business checking account and processed large volumes of US Paycheck Protection Program (PPP) loans during the pandemic.
2021-2024 — Banking platform growth 2: Bluevine deepened its banking suite (interest on balances, bill pay, payments, accounts payable) while continuing SMB lending.
Ownership & operator
Operating entity: Bluevine Inc. (US).
Founder + CEO: Eyal Lifshitz 2.
Major investors: Lightspeed Venture Partners, Coatue, 83North, Citi Ventures, M12 (Microsoft), ION Crossover Partners and others 2.
Regulators: Deposits FDIC-insured via partner bank (Coastal Community Bank); state-level lending as applicable.
Technical integration
| Layer | Description |
|---|---|
| Channels | Bluevine web + mobile app + business debit card |
| Identifiers | Email + phone + account number + routing number + EIN |
| US rails | ACH + wires + card network |
| Card network | Mastercard (Bluevine business debit) |
| Wallets | Apple Pay + Google Pay via EMV tokenization |
| Products | Business checking (interest-bearing), line of credit, bill pay, accounts payable, payments |
Implementations & partners
Operator: Bluevine Inc.
Partner bank: Coastal Community Bank (FDIC-insured account issuance).
Competitors: Mercury, Novo, Brex, Ramp and other US SMB / business-banking fintechs.
Status
- Bluevine Inc. — US business-banking + SMB-lending fintech (partner-bank issued).
- Business checking, lines of credit, bill pay and payments for SMBs and freelancers.
- Precise current customer/financial metrics not consistently disclosed in verifiable public form (~).
Sources
Source
Biography extracted from bluevine.md. See matrix.md for standards-support matrix if present.