Wallets/metrobank-philippines
Metrobank (Philippines)
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Overview
Metrobank Philippines (MBT; Metropolitan Bank & Trust Company) is Philippines #2 private bank by assets + Ty family controlling + 8-country Philippine + Asian + European + US footprint 1, 2, Philippines report. 2025 baseline: Metrobank App 1M+ users (Philippine universal bank flagship app) + Metrobank pan-Asian + European + US 8-country footprint (Philippines + Hong Kong + Korea + Japan + UK + US + Spain + Taiwan); Metrobank Card Corporation (MCC) Philippine credit card subsidiary distinctive; ORIX METRO Leasing Philippine leasing joint venture; First Metro Investment Corporation Philippine investment banking subsidiary.
Distinctive Metrobank positioning 1, 2, 3:
- Philippines #2 private bank by assets (after BDO Unibank (Philippines)) + Ty family controlling (George S.K. Ty Philippine banking founding family)
- 8-country Philippine + Asian + European + US footprint (Philippines + Hong Kong + Korea + Japan + UK + US + Spain + Taiwan)
- Metrobank App 1M+ users (Philippine universal bank flagship app)
- Metrobank Card Corporation (MCC) — distinctive Philippine credit card subsidiary
- ORIX METRO Leasing — distinctive Philippine leasing joint venture
- First Metro Investment Corporation — distinctive Philippine investment banking subsidiary
- 1962 Metropolitan Bank + Trust Company founding by George S.K. Ty + 2010 Philippine Savings Bank acquisition — distinctive Philippine banking heritage
History
Sep 5 1962 — Metropolitan Bank + Trust Company founded by George S.K. Ty in Philippines — distinctive Philippine banking heritage.
1972 — Metrobank IPO on PSE (Philippine Stock Exchange).
2010 — Metrobank acquires Philippine Savings Bank (PSBank) — distinctive Philippine banking consolidation.
2020 — Metrobank App mobile banking app launches as Metrobank flagship Philippine mobile banking app.
2025: Metrobank App 1M+ users + 8-country Philippine + Asian + European + US footprint 1, 2.
Ownership & operator
Operating entity: Metropolitan Bank & Trust Company (PSE: MBT).
Major shareholders: Ty family (George S.K. Ty Philippine banking founding family; ~22% controlling via various Ty family-controlled holding companies) + Philippine institutional + Philippine retail public float + foreign institutional.
Regulator: BSP (Bangko Sentral ng Pilipinas).
Technical integration
Metrobank App mobile banking app (iOS + Android; 1M+ users) + metrobank.com.ph online + Metrobank cards (Visa + Mastercard + American Express) + Metrobank Philippine + 7-country international branch network; InstaPay + PESONet + QR PH + Philippine ACH; Metrobank Card Corporation (MCC) Philippine credit card subsidiary distinctive + ORIX METRO Leasing Philippine leasing joint venture + First Metro Investment Corporation Philippine investment banking subsidiary + Philippine Savings Bank (PSBank) Metrobank thrift bank subsidiary.
Users & growth
2025: Metrobank App 1M+ users; Metrobank pan-Asian + European + US 8-country footprint (Philippines + Hong Kong + Korea + Japan + UK + US + Spain + Taiwan).
Use cases
Philippine + Asian + European + US retail + private + corporate + SME + investment + insurance + leasing + credit card banking via Metrobank App + metrobank.com.ph online + cards + branches; InstaPay + PESONet + QR PH + Philippine ACH; Metrobank Card Corporation (MCC) Philippine credit card subsidiary + ORIX METRO Leasing Philippine leasing joint venture + First Metro Investment Corporation Philippine investment banking subsidiary + Philippine Savings Bank (PSBank) Metrobank thrift bank subsidiary.
Implementations & partners
Operator: Metropolitan Bank & Trust Company (PSE: MBT); Ty family ~22% controlling via various Ty family-controlled holding companies + Philippine institutional + Philippine retail public float + foreign institutional.
Subsidiaries: Metrobank Card Corporation (MCC) Philippine credit card subsidiary + ORIX METRO Leasing Philippine leasing joint venture (Metrobank + ORIX Japan) + First Metro Investment Corporation Philippine investment banking subsidiary + Philippine Savings Bank (PSBank) Metrobank thrift bank subsidiary + Metrobank Foundation + AXA Philippines (Metrobank + AXA joint venture; Philippine insurance distinctive).
International branches: Metrobank Hong Kong + Metrobank Korea + Metrobank Japan + Metrobank UK + Metrobank US + Metrobank Spain + Metrobank Taiwan — distinctive Philippine universal bank 7-country international footprint.
Major Philippine banking competitors: BDO Unibank (Philippines) (Philippines #1 by assets; SM Investments Group; Sy family) + Bank of the Philippine Islands (BPI) (Bank of the Philippine Islands; Philippines #2 by assets + Ayala Corporation parent; one of oldest Asian banks since 1851) + UnionBank of the Philippines (Philippine universal bank; Aboitiz Equity Ventures parent; 17.3M Philippine customers; First Philippine bank that enables customers to open accounts through the app; 2022 Citi Philippine consumer banking ₱55B acquisition) + Land Bank of the Philippines (Land Bank of the Philippines; Philippine state-controlled) + Security Bank Philippines + China Banking Corporation (China Bank) + PNB Philippine National Bank (Philippine National Bank) + Rizal Commercial Banking Corporation (RCBC) (Rizal Commercial Banking Corporation) + GCash (Philippine mobile money; Ayala Corporation + Mynt 96M+ users) + paymaya (Maya Philippines; PLDT + Smart Padala 70M+ users).
Regulator: BSP.
Fun facts
- Philippines #2 private bank by assets (after BDO Unibank (Philippines)) + Ty family controlling (George S.K. Ty Philippine banking founding family).
- 8-country Philippine + Asian + European + US footprint (Philippines + Hong Kong + Korea + Japan + UK + US + Spain + Taiwan).
- Metrobank App 1M+ users (Philippine universal bank flagship app).
- Metrobank Card Corporation (MCC) — distinctive Philippine credit card subsidiary.
- ORIX METRO Leasing — distinctive Philippine leasing joint venture (Metrobank + ORIX Japan).
- First Metro Investment Corporation — distinctive Philippine investment banking subsidiary.
- Sep 5 1962 Metropolitan Bank + Trust Company founding by George S.K. Ty in Philippines — distinctive Philippine banking heritage.
- 2010 Philippine Savings Bank acquisition — distinctive Philippine banking consolidation.
Comparison
| Feature | Metrobank Philippines (MBT) | BDO Unibank (Philippines) (Philippines #1 by assets rival; SM Investments Group; Sy family) | Bank of the Philippine Islands (BPI) (Bank of the Philippine Islands rival; Philippines #2 by assets + Ayala Corporation parent; one of oldest Asian banks since 1851) | UnionBank of the Philippines (Philippine universal bank rival; Aboitiz Equity Ventures parent; 17.3M Philippine customers; First Philippine bank to open accounts through app) | Land Bank of the Philippines (Land Bank of the Philippines rival; Philippine state-controlled) |
|---|---|---|---|---|---|
| Operator | Metropolitan Bank & Trust Company (PSE: MBT; Ty family ~22% controlling) | BDO Unibank Inc (PSE: BDO; SM Investments Group; Sy family) | Bank of the Philippine Islands (PSE: BPI; Ayala Corporation parent) | Union Bank of the Philippines (PSE: UBP; Aboitiz Equity Ventures ~50% controlling) | Land Bank of the Philippines (Philippine state) |
| Type | Philippines #2 private by assets + Ty family controlling + 8-country Philippine + Asian + European + US footprint + Metrobank App 1M+ users + Metrobank Card Corporation Philippine credit card subsidiary + ORIX METRO Leasing Philippine leasing JV + First Metro Investment Corporation Philippine investment banking subsidiary + Philippine Savings Bank thrift bank subsidiary | Philippines #1 by assets + SM Investments Group + Sy family controlling + BDO Pay distinctive Philippine mobile wallet | Philippines #2 by assets + Ayala Corporation parent + one of oldest Asian banks since Aug 1 1851 founding | Philippine universal bank + Aboitiz Equity Ventures parent + 17.3M Philippine customers + 51% active digital users + 105M transfer transactions in 2024 (+33% YoY) + UnionDigital Bank + 2022 Citi Philippine consumer banking ₱55B (~$1B) acquisition | Philippine state-controlled + Philippine agricultural + rural banking flagship + LandBank Mobile Banking |
| Country | PH + 7+ countries (HK + KR + JP + UK + US + ES + TW) | PH + 50+ countries (offices) | PH + HK + UK + JP + US | PH | PH |
| Distinctive | Sep 5 1962 Metropolitan Bank + Trust Company founding by George S.K. Ty in Philippines; 1972 PSE IPO; 2010 Philippine Savings Bank acquisition; 2020 Metrobank App mobile banking app launch; Metrobank Card Corporation (MCC) Philippine credit card subsidiary; ORIX METRO Leasing Philippine leasing JV; First Metro Investment Corporation Philippine investment banking subsidiary; 8-country Philippine + Asian + European + US footprint | 1968 Acme Savings Bank founding (BDO predecessor); 1976 Banco de Oro founding by Henry Sy Sr; 2007 BDO + EPCIB merger | Aug 1 1851 founding by Spanish colonial Royal Decree (one of oldest Asian banks); 2000 BPI + Far East Bank merger; 2024 Robinsons Bank acquisition completion | 1968 Union Savings + Mortgage Bank founding (UnionBank predecessor); Mar 1992 UBP formal incorporation; 2021 UnionDigital Bank BSP license; 2022 Citi Philippine consumer banking ₱55B acquisition | 1963 Land Bank of the Philippines founding; Philippine state-controlled bank |
Status
Active, Philippines #2 private bank by assets + Ty family controlling + 8-country Philippine + Asian + European + US footprint 1, 2, 3:
- Metropolitan Bank & Trust Company (PSE: MBT; Ty family ~22% controlling) since Sep 5 1962 Metropolitan Bank + Trust Company founding by George S.K. Ty + 1972 PSE IPO.
- Metrobank App 1M+ users + 2010 Philippine Savings Bank acquisition + 2020 Metrobank App mobile banking app launch.
- Metrobank Card Corporation (MCC) Philippine credit card subsidiary + ORIX METRO Leasing Philippine leasing JV + First Metro Investment Corporation Philippine investment banking subsidiary + Philippine Savings Bank thrift bank subsidiary.
- BSP regulated.
Sources
- 1 Metrobank App — Metrobank
- 2 Digital Banking - Metrobank App
- 3 Breeze through the new Metrobank App with this guide — Inquirer
- Philippines report In-corpus:
reports/countries/PH-philippines.md
Source
Biography extracted from metrobank-philippines.md. See matrix.md for standards-support matrix if present.