Wallets/salt-bank
Salt Bank
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Overview
Salt Bank is Romanian digital bank + Banca Transilvania BVB: TLV ~99.99% controlling + Romania's first digital-only bank since Apr 25 2024 + ~500K+ Romanian customers within months of launch 1, Romania report.
History
Apr 25 2024 — Salt Bank launched as Romania's first digital-only bank by Banca Transilvania distinctive Romanian digital banking heritage.
2024 — Salt Bank crosses 500K+ customer milestone within months of launch.
Ownership & operator
Operating entity: Salt Bank S.A. (Romanian digital bank; Banca Transilvania controlling).
Major shareholders: Banca Transilvania (BVB: TLV; Romania's largest commercial bank by assets) ~99.99% controlling.
Regulators: BNR + ECB.
Technical integration
Salt Bank mobile app (iOS + Android; ~500K+ Romanian customers) + saltbank.ro + Salt Bank Mastercard debit cards; SEPA + SEPA Instant + EPC-QR.
Implementations & partners
Banca Transilvania parent: Banca Transilvania (BT) / BT Pay (Banca Transilvania; BVB: TLV; Romania's largest commercial bank by assets + Salt Bank parent).
Major Romanian banking + payments competitors: Banca Comerciala Romana (BCR) (BCR Banca Comercială Română; Erste Group Austrian parent ~99.9% controlling) + BRD - Groupe Societe Generale (BRD Société Générale Romania; BVB: BRD; Société Générale French parent ~60.17% controlling) + Raiffeisen Bank Romania (Raiffeisen Romania; Raiffeisen Bank International Austrian parent ~99.5% controlling) + OTP Bank Romania (OTP Romania; OTP Bank Hungarian parent Romanian subsidiary) + UniCredit Bank Romania (UniCredit Bank Romania; UniCredit Italian parent Romanian subsidiary) + ING Bank Romania (ING Bank Romania; ING Group Dutch parent Romanian subsidiary) + Revolut (Revolut UK global; ~5M+ Romanian users; Sep 2024 EU bank license via Lithuania).
Regulators: BNR + ECB.
Status
Active, Romanian digital bank + Banca Transilvania BVB:TLV ~99.99% controlling + Romania's first digital-only bank since Apr 25 2024 + ~500K+ Romanian customers within months of launch 1, 2.
Sources
- 1 Salt Bank — official
- 2 Salt Bank — Wikipedia
- Romania report In-corpus:
reports/countries/RO-romania.md
Source
Biography extracted from salt-bank.md. See matrix.md for standards-support matrix if present.