Wallets/shb-bank
SHB SAHA
0 standards supported
Overview
SHB SAHA is Saigon-Hanoi Commercial Joint Stock Bank's next-generation digital banking platform + 5M+ individual and corporate customers + SHB SAHA upgraded version of SHB Mobile combining advanced technologies 1, 2, Viet Nam report. 2025 baseline: SHB SAHA next-gen digital banking platform launch + SHB serves more than 5M individual and corporate customers; SHB SAHA upgraded version of SHB Mobile combining advanced technologies, user-friendly interface and suite of smart features; From Mar 1 2026 SHB will cease providing mobile banking services on devices that do not meet security standards distinctive Vietnamese banking security enforcement.
Distinctive SHB SAHA positioning:
- SHB SAHA next-gen digital banking platform launched 2025 Vietnamese mobile-first banking innovation
- SHB serves more than 5M individual and corporate customers
- SHB SAHA upgraded version of SHB Mobile combining advanced technologies, user-friendly interface and suite of smart features
- From Mar 1 2026 SHB will cease providing mobile banking services on devices that do not meet security standards distinctive Vietnamese banking security enforcement
- 1993 Saigon-Hanoi Commercial Joint Stock Bank founding as Vietnamese private commercial bank
- 2009 SHB IPO on HOSE (Ho Chi Minh City Stock Exchange)
- SHB SAHA VietQR + NAPAS full support + Vietnamese mobile banking ecosystem
History
1993 — Saigon-Hanoi Commercial Joint Stock Bank founded as Vietnamese private commercial bank.
2009 — SHB IPO on HOSE (Ho Chi Minh City Stock Exchange).
2025 — SHB SAHA next-gen digital banking platform launches as Vietnamese mobile-first banking innovation (upgraded version of SHB Mobile) 1, 2.
Mar 1 2026 — SHB will cease providing mobile banking services on devices that do not meet security standards distinctive Vietnamese banking security enforcement 3.
Ownership & operator
Operating entity: Saigon-Hanoi Commercial Joint Stock Bank (HOSE: SHB; Vietnamese private commercial bank).
Major shareholders: Do Quang Hien Chairman family heritage + Vietnamese retail + institutional + foreign investors + Krungsri (Bank of Ayudhya) ~50% stake in SHB Finance acquisition 2023 distinctive Vietnamese-Thai banking partnership.
Regulator: SBV (State Bank of Vietnam).
Technical integration
SHB SAHA mobile banking app (iOS + Android; next-gen digital banking platform; upgraded version of SHB Mobile) + shb.com.vn online + SHB branch network Vietnam + Laos + Cambodia + SHB Visa + Mastercard cards; VietQR + NAPAS; SHB SAHA upgraded version of SHB Mobile combining advanced technologies, user-friendly interface and suite of smart features; From Mar 1 2026 SHB will cease providing mobile banking services on devices that do not meet security standards distinctive Vietnamese banking security enforcement.
Users & growth
SHB serves more than 5M individual and corporate customers (2025).
Use cases
Vietnamese retail + private + SME + commercial banking via SHB SAHA mobile + shb.com.vn online + SHB branch network Vietnam + Laos + Cambodia + Visa/Mastercard cards; VietQR + NAPAS; SHB SAHA upgraded version of SHB Mobile combining advanced technologies, user-friendly interface and suite of smart features.
Implementations & partners
Operator: Saigon-Hanoi Commercial Joint Stock Bank (HOSE: SHB; Vietnamese private commercial bank); Do Quang Hien Chairman family heritage + Vietnamese retail + institutional + foreign investors.
Vietnamese-Thai banking partnership: Krungsri (Bank of Ayudhya; MUFG Japanese parent ~76%) ~50% stake in SHB Finance acquisition 2023 distinctive Vietnamese-Thai banking partnership.
Major Vietnamese banking competitors: Techcombank (Vietnam's largest private commercial bank by assets; T-Connect ecosystem; Masan Group + Vingroup partnership; HOSE: TCB) + VPBank (Vietnam Prosperity Bank) (Vietnam Prosperity Joint Stock Commercial Bank; HOSE: VPB; VPBank NEO 10M+ users + 600M annual transactions; SMBC ~15% strategic investor) + MB Bank (Military Commercial Joint Stock Bank) (Vietnamese military-affiliated bank; HOSE: MBB; MB Bank App Vietnamese mobile banking) + ACB (Asia Commercial Bank) (Asia Commercial Bank; HOSE: ACB; Vietnamese private commercial bank) + Vietcombank (VCB Digibank) (Vietnam's #1 state-owned commercial bank by market cap; HOSE: VCB; VCB Digibank) + BIDV (BIDV SmartBanking X) (Vietnam's largest bank by assets; HOSE: BID; BIDV SmartBanking) + VietinBank / VietinBank iPay (Vietnam's third-largest state-owned commercial bank; HOSE: CTG; VietinBank iPay) + TPBank (Tien Phong Bank) / TPBank Mobile + LiveBank 24/7 (Vietnamese digital-first private bank; HOSE: TPB; TPBank LiveBank 24/7 self-service branches) + HDBank (Ho Chi Minh City Development Joint Stock Commercial Bank; HOSE: HDB; Vietnamese commercial bank).
Regulator: SBV.
Fun facts
- SHB SAHA next-gen digital banking platform launched 2025 Vietnamese mobile-first banking innovation.
- SHB serves more than 5M individual and corporate customers.
- SHB SAHA upgraded version of SHB Mobile combining advanced technologies, user-friendly interface and suite of smart features.
- From Mar 1 2026 SHB will cease providing mobile banking services on devices that do not meet security standards distinctive Vietnamese banking security enforcement.
- 1993 Saigon-Hanoi Commercial Joint Stock Bank founding as Vietnamese private commercial bank.
- 2009 SHB IPO on HOSE.
- Krungsri (Bank of Ayudhya; MUFG Japanese parent ~76%) ~50% stake in SHB Finance acquisition 2023 distinctive Vietnamese-Thai banking partnership.
Comparison
| Feature | SHB SAHA | VPBank (Vietnam Prosperity Bank) (Vietnam Prosperity Joint Stock Commercial Bank rival; VPBank NEO 10M+ users) | Techcombank (Vietnam's largest private commercial bank by assets rival; T-Connect) | MB Bank (Military Commercial Joint Stock Bank) (Vietnamese military-affiliated bank rival; MB Bank App) | TPBank (Tien Phong Bank) / TPBank Mobile + LiveBank 24/7 (Vietnamese digital-first private bank rival; TPBank LiveBank) |
|---|---|---|---|---|---|
| Operator | Saigon-Hanoi Commercial Joint Stock Bank (HOSE: SHB; Vietnamese private commercial bank) | Vietnam Prosperity Joint Stock Commercial Bank (HOSE: VPB; SMBC ~15% strategic investor since Mar 2023) | Techcombank (HOSE: TCB; Masan Group + Vingroup partnership) | MBBank / Military Commercial Joint Stock Bank (HOSE: MBB; Vietnamese military-affiliated) | TPBank / Tien Phong Commercial Joint Stock Bank (HOSE: TPB) |
| Type | SHB SAHA next-gen digital banking platform launched 2025 + SHB serves more than 5M individual and corporate customers + SHB SAHA upgraded version of SHB Mobile + From Mar 1 2026 SHB will cease providing mobile banking on devices that do not meet security standards + Krungsri ~50% stake in SHB Finance acquisition 2023 | VPBank NEO 10M+ users + 600M annual transactions + Jul 2021 all-in-one digital banking platform launch + SMBC ~15% strategic investor ~$1.5B investment | Vietnam's largest private commercial bank by assets + T-Connect ecosystem + Masan Group + Vingroup partnership | Vietnamese military-affiliated bank + MB Bank App Vietnamese mobile banking | Vietnamese digital-first private bank + TPBank LiveBank 24/7 self-service branches |
| Country | VN + LA + KH | VN | VN | VN | VN |
| Distinctive | 1993 Saigon-Hanoi Commercial Joint Stock Bank founding; 2009 SHB IPO on HOSE; 2025 SHB SAHA next-gen digital banking platform launch; Mar 1 2026 SHB will cease mobile banking on devices that do not meet security standards; Krungsri ~50% stake in SHB Finance acquisition 2023 | 1993 VPBank founding; 2017 VPBank HOSE IPO; Jul 2021 VPBank NEO all-in-one digital banking platform launch; Mar 27 2023 SMBC ~15% strategic investor ~$1.5B investment | 1993 Techcombank founding; T-Connect ecosystem distinctive | 1994 MB Bank founding by Vietnamese military | 2008 TPBank founding; TPBank LiveBank 24/7 self-service branches distinctive Vietnamese digital banking innovation |
Status
Active, SHB SAHA next-gen digital banking platform launched 2025 + SHB serves more than 5M individual and corporate customers 1, 2, 3:
- Saigon-Hanoi Commercial Joint Stock Bank (HOSE: SHB; Vietnamese private commercial bank) since 1993 SHB founding + 2009 SHB IPO on HOSE + 2025 SHB SAHA next-gen digital banking platform launch.
- SHB serves more than 5M individual and corporate customers.
- From Mar 1 2026 SHB will cease providing mobile banking services on devices that do not meet security standards.
- SBV regulated.
Sources
- 1 SHB launches next-gen digital banking app SHB SAHA — Vietnam News
- 2 How Saigon Hanoi Bank is undergoing Digital Transformation — w.media
- 3 SHB strengthens security, suspends Mobile Banking on risky devices — Vietnam.vn
- Viet Nam report In-corpus:
reports/countries/VN-vietnam.md
Source
Biography extracted from shb-bank.md. See matrix.md for standards-support matrix if present.