Wallets/lunar
Lunar
0 standards supported
Overview
Lunar is a Nordic neobank operated by Lunar Bank A/S, headquartered in Aarhus, Denmark and founded 2015 1, 2. Lunar began as a mobile-first banking app sitting on top of partner banks, then obtained its own European banking license in 2019, becoming a full bank serving consumers and businesses across Denmark, Sweden and Norway. Its product range spans current accounts, cards, savings, investing/crypto, lending and a business banking offering.
History
2015 — Founded as Lunar Way 2: Established in Aarhus by Ken Villum Klausen as a mobile banking app overlaying existing banks.
2019 — European banking license granted 1, 2: Lunar obtained a full banking license from the Danish FSA (Finanstilsynet), transitioning from app-on-top-of-bank to a chartered bank.
2020-2022 — Nordic expansion + funding rounds 2: Expanded to Sweden and Norway; raised large growth rounds (including a reported €210M round in 2021 valuing the company around €2B), acquired Lendify (Swedish consumer-lending platform) and Paylike (payments).
Ownership & operator
Operating entity: Lunar Bank A/S (Denmark).
Founder + CEO: Ken Villum Klausen.
Major investors: Heartland (Anders Holch Povlsen), Tencent, Kinnevik, IDC Ventures, Chr. Augustinus Fabrikker, Greyhound Capital 2.
Regulator: Finanstilsynet (Danish Financial Supervisory Authority).
Technical integration
| Layer | Description |
|---|---|
| Channels | Lunar mobile app (iOS + Android) + Lunar card |
| Identifiers | Email + phone + IBAN + card number |
| Rails | Local Nordic clearing + SEPA Credit Transfer / SEPA Instant |
| Card network | Mastercard (Lunar card) |
| Wallets | Apple Pay + Google Pay via EMV tokenization |
| Sub-products | Lunar savings, Lunar Invest (stocks/ETFs + crypto), Lunar Business, consumer lending |
Implementations & partners
Operator: Lunar Bank A/S (chartered bank).
Card-network partner: Mastercard.
Acquisitions: Lendify (Swedish lending), Paylike (payments) 2.
Competitors: Revolut, N26, bunq, Nordic incumbents (Danske Bank, Nordea, SEB) and local mobile-payment schemes (MobilePay / Vipps).
Status
- Lunar Bank A/S — full Nordic banking license since 2019.
- Operating across Denmark, Sweden and Norway with consumer + business banking.
- Exact user counts and financials not consistently disclosed in verifiable public form (~).
Sources
Source
Biography extracted from lunar.md. See matrix.md for standards-support matrix if present.