Wallets/qonto
Qonto
0 standards supported
Overview
Qonto is French B2B neobank for SMEs + freelancers + ACPR France credit institution licence post-Jul 2022 + ~600K+ business customers across France + Germany + Italy + Spain + Netherlands + Austria + Belgium + Portugal + European business banking unicorn ~€4.4B valuation Series D Jan 2022 1, France report.
History
Jul 2016 — Qonto founded by Alexandre Prot + Steve Anavi in France distinctive French B2B neobank heritage.
2017 — Qonto mobile + web business banking app launch + initial AISP payment institution license.
Jul 2022 — Qonto granted ACPR France credit institution licence + ECB authorization.
Jan 2022 — Qonto Series D €486M led by Tiger Global + TCV at ~€4.4B valuation French B2B fintech unicorn.
2024 — Qonto crosses 500K+ business customer milestone.
Ownership & operator
Operating entity: Qonto SAS (French B2B neobank for SMEs + freelancers; private).
Major shareholders: Tiger Global + TCV + Valar Ventures + Alven + Peter Thiel + Alexandre Prot + Steve Anavi co-founders.
Regulators: ACPR France + ECB + national regulators across 8 countries.
Technical integration
Qonto mobile app (iOS + Android; ~600K+ business customers) + qonto.com web + Qonto Mastercard prepaid business cards; SEPA + SEPA Instant + EPC-QR + Wero (post-EPI launch).
Implementations & partners
Major French + EU B2B neobank competitors: Shine (Shine French B2B neobank for SMEs + freelancers; Société Générale subsidiary post-2020 acquisition) + Memo Bank (Memo Bank French B2B neobank for mid-market businesses) + Finom (Finom European B2B neobank for SMEs + freelancers) + Holvi (Holvi Finnish B2B neobank for SMEs; BBVA subsidiary 2016-2022 then private) + Revolut Business (Revolut Business UK + global B2B neobank for SMEs + freelancers) + Wise Business (Wise Business UK + global B2B multi-currency account) + N26 Business (N26 Business German B2B neobank) + SumUp (SumUp UK + global SME payments + business banking).
Regulators: ACPR France + ECB + national regulators across 8 countries.
Status
Active, French B2B neobank for SMEs + freelancers + ACPR France credit institution licence post-Jul 2022 + ~600K+ business customers across 8 countries + European business banking unicorn ~€4.4B valuation Series D Jan 2022 1, 2.
Sources
- 1 Qonto — official
- 2 Qonto — Wikipedia
- France report In-corpus:
reports/countries/FR-france.md
Source
Biography extracted from qonto.md. See matrix.md for standards-support matrix if present.