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Wallets/qris

QRIS (Indonesian Standard QR Code)

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Overview

QRIS (Indonesian Standard QR Code) is Indonesian national QR payment scheme + ASPI Indonesian Payment System Association + BI Bank Indonesia regulatory governance + interoperable QR payment standard across all Indonesian banks + e-money issuers + cross-border QR interoperability with Thailand + Malaysia + Singapore + Vietnam + Cambodia + Laos via ASEAN regional QR linkage 1, Indonesia report.

History

Aug 17 2019 — QRIS Quick Response Code Indonesian Standard launched by BI Bank Indonesia + ASPI Indonesian Payment System Association as Indonesian national QR payment scheme distinctive Indonesian QR payment standardisation heritage.

2022 — QRIS cross-border QR interoperability with Thailand PromptPay launch.

2023 — QRIS cross-border QR interoperability with Malaysia DuitNow QR + Singapore PayNow QR launch.

2024 — QRIS cross-border QR interoperability with Vietnam VietQR + Cambodia KHQR + Laos LAO QR launch.

Ownership & operator

Operating entity: QRIS Quick Response Code Indonesian Standard (Indonesian national QR payment scheme; governed by ASPI + BI Bank Indonesia).

Major shareholders: ASPI Indonesian Payment System Association (member-owned association of Indonesian banks + e-money issuers + payment processors) + BI Bank Indonesia regulatory governance.

Regulators: BI Bank Indonesia + ASPI Indonesian Payment System Association.

Technical integration

QRIS deployed via Indonesian bank + e-money issuer mobile apps (BCA mobile + BRImo + Livin' by Mandiri + BNI Mobile Banking + GoPay + OVO + DANA + ShopeePay + LinkAja + Jago + 100+ Indonesian PJSP Payment Service Providers) + Indonesian retail POS network; interoperable QR payment standard for in-person + e-commerce + bills + remittance; cross-border QR interoperability with Thailand + Malaysia + Singapore + Vietnam + Cambodia + Laos via ASEAN regional QR linkage.

Implementations & partners

Indonesian QRIS issuers: Bank Central Asia (BCA) (BCA Bank Central Asia) + Bank Rakyat Indonesia (BRI) (BRI Bank Rakyat Indonesia) + Bank Mandiri (Livin' by Mandiri) (Bank Mandiri) + BNI Bank Negara Indonesia (BNI Bank Negara Indonesia) + Bank Syariah Indonesia (BSI Mobile + BYond by BSI) (BSI Bank Syariah Indonesia) + CIMB Niaga / OCTO Mobile (CIMB Niaga) + Bank Jago (Bank Jago) + Allo Bank Indonesia (Allo Bank) + SeaBank Indonesia (Monee) (SeaBank Indonesia) + GoPay (GoPay) + OVO (OVO) + DANA (DANA Indonesian mobile wallet) + LinkAja (LinkAja) + ShopeePay (ShopeePay Indonesia).

Cross-border QR linkage partners: PromptPay QR (PromptPay Thailand) + DuitNow QR (DuitNow QR Malaysia) + PayNow QR (PayNow Singapore) + VietQR (VietQR Vietnam) + KHQR (KHQR Cambodia) + LaoQR (LAO QR Laos).

Regulators: BI Bank Indonesia + ASPI.

Status

Active, Indonesian national QR payment scheme + ASPI Indonesian Payment System Association + BI Bank Indonesia regulatory governance + interoperable QR payment standard across all Indonesian banks + e-money issuers + cross-border QR interoperability with Thailand + Malaysia + Singapore + Vietnam + Cambodia + Laos via ASEAN regional QR linkage 1, 2.

Sources

Source

Biography extracted from qris.md. See matrix.md for standards-support matrix if present.

source · content/wallets/qris/index.md