Wallets/jkopay
JKOPay (街口支付)
0 standards supported
Overview
JKOPay (街口支付) is Taiwan's leading dedicated e-payment wallet, operated by JKOS Network Co., Ltd. 1, 2, Taiwan, Province of China report. Mid-2025: 6.93 million registered users — making JKOPay Taiwan's second-largest dedicated e-payment provider behind iPASS (6.98M) + ahead of PX Pay Plus (6.21M).
Taiwan macro context (2025) 3: Taiwan's mobile-payment landscape is fragmented across multiple platforms. LINE Pay leads overall with 13.1 million registered users (>50% of Taiwan's population) + NT$756 billion ($25B) 2024 transaction volume (>3x all FSC-regulated e-payment operators combined). Taiwan mobile-payments market growing at 17.3% CAGR over next 5 years.
July 2025 incident: Online marketplaces briefly dropped JKOPay 4 — context: brief commercial-relationship event.
History
2017 — JKOPay launches 1 by JKOS Network: Taiwan dedicated e-payment wallet.
2018-2024 — Mass Taiwanese adoption 1: Multi-million user growth.
Mid-2025 — 6.93M registered users 2: TW's #2 dedicated e-payment.
July 2025 — Brief marketplace drop incident 4.
Ownership & operator
Operating entity: JKOS Network Co., Ltd. (街口網絡) — Taiwanese fintech.
Regulator: FSC Taiwan (Financial Supervisory Commission) — e-payment institution license.
Technical integration
| Layer | Description |
|---|---|
| Channels | JKOPay mobile app (iOS + Android) + merchant QR network |
| Identifiers | Phone + QR code |
| Account model | Dedicated e-payment institution (Taiwan FSC-regulated; separate license category from banks) |
| Sub-products | P2P transfers + merchant QR + bill payment + ride/taxi + food-delivery integrations |
Users & growth
Mid-2025 2:
- Registered users: 6.93 million
- TW rank: #2 dedicated e-payment (after iPASS 6.98M)
- Above PX Pay Plus: 6.21M
Taiwan mobile-payments macro 3:
- LINE Pay leads overall: 13.1M registered users (>50% of TW population)
- LINE Pay 2024 transaction volume: NT$756B (~$25B; >3x all FSC e-payment ops combined)
- TW market CAGR: 17.3% next 5 years
Use cases
P2P transfers; merchant QR payments; bill payments; ride/taxi payments; food-delivery integration; Taiwan retail payments; e-payment institution products.
Implementations & partners
Operator: JKOS Network Co., Ltd.
Regulator: FSC Taiwan.
Major Taiwanese wallet competitors: iPASS Money (6.98M; transit + payment), PX Pay Plus (6.21M; PX Mart retail-affiliated), LINE Pay Taiwan (13.1M registered; market leader; bank-affiliated rather than FSC e-payment institution), Taiwan Pay (CBC-led TW national QR), EasyCard Money (TW transit wallet).
Fun facts
- TW's #2 dedicated e-payment provider (6.93M users, mid-2025).
- Founded 2017 by JKOS Network.
- Taiwan mobile-payments fragmented — JKOPay + iPASS + PX Pay Plus + LINE Pay + Taiwan Pay split landscape.
- LINE Pay TW market leader with NT$756B 2024 volume (3x all FSC e-payment combined) — comparison reference for JKOPay scale context.
- TW mobile-payments market CAGR 17.3% over next 5 years.
- FSC-regulated dedicated e-payment institution — separate license category from banks.
Comparison
| Feature | JKOPay | iPASS Money (TW) | PX Pay Plus (TW) | LINE Pay TW (market leader) | Taiwan Pay (national QR) |
|---|---|---|---|---|---|
| Operator | JKOS Network Co., Ltd. | iPASS (TW transit + payment) | PX Mart (TW retail group) | LINE Pay Taiwan (LY Corporation) | CBC + TW banks |
| Type | TW dedicated e-payment wallet | TW transit + payment dedicated wallet | TW retail-group dedicated wallet | TW LINE messenger + payment | TW national QR |
| Country | Taiwan | Taiwan | Taiwan | Taiwan | Taiwan |
| Registered users (mid-2025) | 6.93M (#2) | 6.98M (#1) | 6.21M (#3) | 13.1M (>50% TW pop) | n/a |
| License | FSC e-payment institution | FSC e-payment institution | FSC e-payment institution | Bank-affiliated | TW national rail |
| 2024 transaction context | n/a | n/a | n/a | NT$756B (~$25B; 3x all e-payment combined) | n/a |
Status
Active, Taiwan's #2 dedicated e-payment wallet 2, 3:
- JKOPay (JKOS Network) since 2017.
- 6.93M registered users (mid-2025).
- FSC-regulated dedicated e-payment institution.
- TW mobile-payments market 17.3% CAGR.
Sources
- 1 JKOPay — official
- 2 TW mobile payment users — Kapronasia
- 3 TW mobile payments boom to balance — AmCham Taiwan
- 4 Marketplaces drop JKOPay incident — Taiwan News
- Taiwan, Province of China report In-corpus:
reports/countries/TW-taiwan.md
Source
Biography extracted from jkopay.md. See matrix.md for standards-support matrix if present.